Insurance House Comprehensive Car Insurance

Insurance House comprehensive car insurance is designed to financially protect the policyholder from the expenses incurred due to accidents, theft, third-party liabilities, and so forth. Additionally, the company allows you to customise your policy to fit your needs.

Insurance House Third Party vs Comprehensive Car Insurance — An Overview

Insurance House provides two types of plans with respect to car insurance Dubai — comprehensive and third-party. Here's a breakdown of each policy.

Third-Party Car Insurance

Third-party insurance covers the accidental damages caused by the policyholder to a third-party person (injury or death) or property when driving their vehicle. This plan does not cover any damages or losses that the policyholder or their own vehicle may suffer in an accident or theft of their vehicle.

Comprehensive Car Insurance

Comprehensive insurance covers all the same issues as third-party insurance but extends coverage to include own vehicle damages as well. The Insurance House comprehensive car insurance is especially beneficial if you want complete coverage from your insurance plan.

Benefits of Insurance House Comprehensive Car Insurance

Here are some benefits that you can enjoy with this type of Insurance House car insurance -

• Insurance House is among the top providers in the country and promptly offers services and claim settlements in case of an emergency.
• The comprehensive insurance policy of Insurance House covers both own vehicle damages and third-party liabilities. This way, you can drive around without worrying about hefty expenses involved in car repairs or liabilities.
• The comprehensive car insurance plan by Insurance House can be tailored for additional coverage via add-ons. Some of its popular add-ons include personal accident cover for insured drivers and family members, roadside assistance, geographical area extensions, and so forth.

Insurance House Car Insurance Inclusions

Listed below are the standard inclusions of the comprehensive Insurance House car insurance policy -

• Third-party injuries or death
• Third-party vehicle or property damage
• Own vehicle damages
• Theft and fire

Insurance House Car Insurance Exclusions

Here are some of the standard exclusions of car insurance Dubai -

• Damages due to mechanical or electrical breakdown
• If the vehicle was driven under the influence of alcohol, drugs, or any other intoxicating substances 
• Damages incurred due to intentional actions violate UAE laws
• Damages due to wars, coups, nuclear explosions, and so on
• If the vehicle was driven by an individual who doesn’t hold a valid driving licence or has an invalid or expired one 
• Damages or losses outside the geographical area of coverage (unless an add-on for the same is obtained)

Insurance House Car Insurance Add-ons

As mentioned earlier, Insurance House offers various add-ons with its comprehensive car insurance plan. With these add-ons, you can easily enhance the coverage of your plan to include specific damages as per your requirements.

Listed below are the major add-ons available with the comprehensive motor insurance plan of Insurance House:

• Personal accident cover for the driver
• Personal accident cover for passengers
• Roadside assistance - may include towing services, door unlock (lost keys), fuel supply in case the car runs out of it, and more 
• Geographical extension of the scope of coverage

Wrapping Up

If you are looking for a comprehensive car insurance plan that provides extensive coverage at affordable rates, you can always turn to the comprehensive plan by Insurance House.

With this plan for car insurance Dubai, you can have financial coverage for both third-party liabilities and own vehicle damages. On top of that, you can enjoy the flexibility to customise your plan’s coverage as per your specific requirements with add-ons.

With a trusted reputation as a top provider in the UAE, Insurance House certainly presents a great choice for financially securing yourself and your car in the UAE.

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