Q.4. Why should I Buy RAK Car Insurance?

Ans. Let’s take a look at key benefits of the comprehensive car insurance policy by RAK: Complimentary agency repairs for the initial 2 years (for brand new vehicles only). Complimentary Silver AAA card for emergency roadside assistance service. Complimentary natural calamity cover - riots, strikes, earthquakes, storms, etc. Geographic extension cover to sultanate for Oman for a maximum of 13 months (this is valid for brand new vehicles only) There is no excess for windscreen damage claims. RAK auto insurance offers exclusive benefits that aren’t provided by other car insurance companies.

Q.5. Why should I opt for 13 months’ of RAK motor insurance?

Ans. There are many reasons why should you opt for 13 months of car insurance. Let’s take a look at a few ones here: The traffic department of the UAE insists people on a 13 months’ insurance certificate every time they register an automobile. The 13 months’ insurance need is intended to minimize number of uninsured automobiles on the roads. The traffic department offers you registration for one year and provides one month extra as a grace period to allow you to re-register the same year.

RAK Car Insurance

Q: Q.1. Can I select a garage of my choice for repairs?

Ans. If you opted for agency repairs, your car will be sent to the authorized dealer’s garage. Garage is often allocated on the basis of the type of vehicle, garage availability and nature of damage.

Q: Q.2. How is my premium calculated?

Ans. The car insurance company considers several factors while calculating car insurance premium. Right from the driver’s age, driving experience, location, and claims history to vehicle value and type, RAK considers all these factors to decide the car insurance premium for any individual. Also, it may vary from one person to another due to variation in details provided by him/her.

Q: Q.3. What if I do not carry my policy documents everywhere I go?

Ans. No, you do not need to carry your policy documents everywhere you go. You can just carry your registration card since it has the insurance policy number on it.

RAKBANK’s RAK Insurance is one of the best providers in all Emirates. Its comprehensive car insurance package comes with a wide range of coverage at competitive prices. RAK insurance plans are tailored-made and can be customized according to the policy buyer’s requirements. The company has specialized underwriting terms and conditions and also offers pro-rata refunds in case of cancellation. Besides, add-on plans are also available to enhance the safety of vehicles.read more read more

RAK car insurance is one of the best auto insurance providers in the UAE, offering comprehensive coverage. With a RAK plan you can drive your car worry-free, knowing that you and your vehicle are protected by the best in industry.

Best Car Insurance Plans in UAE

Get the Best & Cheapest Car Insurance Plans in UAE

*Above mentioned prices are for Honda City EX 1.5L, 2022 model.

RAK motor insurance offers broad coverage at competitive prices. With RAK, you can go beyond the built-in protection and customize your existing auto insurance policy based on your insurance needs to make the motor insurance plan.

Types of RAK Car Insurance

With RAK motor insurance, you can drive with confidence on the buzzing roads of the UAE. The plans offered by RAKInsurance save you from unwelcome surprises on the road. Right now, the company offers 2 main plans —

1. RAKINSURANCE Motor Full Option (Comprehensive)

Benefits	Addons
Physical loss or damage to the insured vehicle Third-party death and bodily injury Third-party property damages Personal accident benefit for the driver and passengers Agency repair (covered up to 25 months from the date of first registration) Emergency medical expenses National ambulance services Personal bodily injury Fire and theft cover Strikes and riots Loss of personal belongings Lock replacement Valet parking theft cover Windscreen damage (unlimited) Off-road coverage Auto GAP insurance GCC cover for own damage 24/7 roadside assistance in the UAE and Oman read more	Premium garages Dyenatrade repair Hire car benefits Premium hire car benefits Orange card

Benefits

Addons

Physical loss or damage to the insured vehicle
Third-party death and bodily injury
Third-party property damages
Personal accident benefit for the driver and passengers
Agency repair (covered up to 25 months from the date of first registration)
Emergency medical expenses
National ambulance services

Personal bodily injury
Fire and theft cover
Strikes and riots
Loss of personal belongings
Lock replacement
Valet parking theft cover
Windscreen damage (unlimited)
Off-road coverage
Auto GAP insurance
GCC cover for own damage
24/7 roadside assistance in the UAE and Oman

Premium garages
Dyenatrade repair
Hire car benefits
Premium hire car benefits
Orange card

2. RAKINSURANCE Third Party Liability

Benefits	Addons
Death and bodily injury (third party only) Property damages (third party only) National damages Roadside assistance – 24-hour roadside assistance Mechanical breakdown towing service On-site battery replacement Lockout service Off-road recovery service Discounted international driving licence Accidental towing service Battery boost service Flat tyre service On-road emergency fuel delivery Car registration service Automobile-related discounts read more	Personal accident cover for the driver and passengers Orange card

Benefits

Addons

Death and bodily injury (third party only)
Property damages (third party only)
National damages
Roadside assistance –
- 24-hour roadside assistance
- Mechanical breakdown towing service
- On-site battery replacement
- Lockout service
- Off-road recovery service
- Discounted international driving licence
- Accidental towing service
- Battery boost service
- Flat tyre service
- On-road emergency fuel delivery
- Car registration service
- Automobile-related discounts
read more

Personal accident cover for the driver and passengers
Orange card

Key Features and Benefits of RAK Car Insurance

RAK car insurance has plenty of attractive features and benefits that make make it stand out in the car insurance market. Let’s take a look at them:

Reasonable Pricing: RAK car insurance in RAS AI Khaimah and across the UAE offers comprehensive coverage at affordable price points.
Extensive Coverage: RAK car insurance offers several covers in gold, silver and third-party liability car insurance plan to offer complete protection when you’re on the road.
Roadside assistance: RAK BANK motor insurance offers 24x7 free roadside assistance service in case of emergency support, in the event of a mechanical or electrical breakdown.
Car Registration Renewal Facility: With this car insurance Dubai, you can avail of a car registration renewal service on a complimentary basis.
24x7 Customer Support: RAK car insurance has a team of dedicated customer support representatives who are trained to assist you with all your auto related queries.

RAK Car Insurance Eligibility Criteria

Below-mentioned is the eligibility criteria to buy RAK auto insurance:

All the RAK customers are eligible to buy RAK Car Insurance.
UAE residents can also opt for the car insurance offered by RAK.
To be eligible for RAK motor insurance, all customers must have a valid driving license in the UAE.

Documents Required to Apply for RAK Car Insurance

You need to submit the following documents to apply for RAK car insurance:

Copy of vehicle registration
Copy of driving license
Copy of passport with a valid visa page
Emirates ID
Confirmation that your vehicle is GCC specific

RAK Car Insurance Claim Process

Filing for a a RAK car insurance claim is simple and straightforward. All you need to is follow the steps given below and get your due claim:

Step 1: Report an Incident to the police and get a police report
Step 2: Inform the Insurer - Then you must notify RAK by calling on the RAK insurance motor claim contact number 800 725404 2130000 or send an email at GI@rakbank.ae. Alternatively, you can visit a nearby RAK branch to file for a claim .Here are some additional contact details for the claim process
- Roadside Assistance Provider – International Motoring Club
- Roadside Assistance – 600575751
Step 3: Submit Required Documents - Submit all the required documents like - original police report or court documents, claim form, driving license, registration copy, passport etc.
Step 4: Claim Assessment - Once the documents are submitted, the insurer will assess the details and initiate the claim process.

Alternatively, you can file a RAK car insurance claim via Policybazaar.ae. We offer an exclusive PB Advantage Claim Assistance program where you get end-to-end assistance during the claim process.

Important Articles Related RAK Car Insurance
RAK Car Insurance Reviews	RAK Car Insurance Claim
RAK Comprehensive Car Insurance	RAK Third Party Car Insurance

FAQ's on RAK Car Insurance

Ans. If you opted for agency repairs, your car will be sent to the authorized dealer’s garage. Garage is often allocated on the basis of the type of vehicle, garage availability and nature of damage.

Ans. The car insurance company considers several factors while calculating car insurance premium. Right from the driver’s age, driving experience, location, and claims history to vehicle value and type, RAK considers all these factors to decide the car insurance premium for any individual. Also, it may vary from one person to another due to variation in details provided by him/her.

Ans. No, you do not need to carry your policy documents everywhere you go. You can just carry your registration card since it has the insurance policy number on it.

Ans. Let’s take a look at key benefits of the comprehensive car insurance policy by RAK:

Complimentary agency repairs for the initial 2 years (for brand new vehicles only).
Complimentary Silver AAA card for emergency roadside assistance service.
Complimentary natural calamity cover - riots, strikes, earthquakes, storms, etc.
Geographic extension cover to sultanate for Oman for a maximum of 13 months (this is valid for brand new vehicles only)
There is no excess for windscreen damage claims.

RAK auto insurance offers exclusive benefits that aren’t provided by other car insurance companies.

Ans. There are many reasons why should you opt for 13 months of car insurance. Let’s take a look at a few ones here:

The traffic department of the UAE insists people on a 13 months’ insurance certificate every time they register an automobile.
The 13 months’ insurance need is intended to minimize number of uninsured automobiles on the roads.
The traffic department offers you registration for one year and provides one month extra as a grace period to allow you to re-register the same year.

You May Also Know

Reviews & Ratings

★★★★★4.7 / 5

(based on 43,082 reviews)

Veli kaplanAbu Dhabi, 27 May 2026

★★★★★

Quite Affordable Car Insurance in the UAEPolicybazaar.ae was the place where I found the cheapest car insurance in UAE, but without any compromise on what I wanted in coverage. Got a solid comprehensive plan and the difference this time was I thoroughly informed by the team, so chose only the necessary add-ons and saved on costs.

Shyla beeviDubai, 23 May 2026

★★★★★

Hands Down the Best Place for Motor Insurance in the UAEI'd heard of PB.ae from a colleague and decided to try out for car insurance this time. Turns out, this was the best decision with how easy the whole journey was. Never did I ever expect to find the best policies with this much clarity, and that too with detailed explanations. Best site, delivered a 10/10 experience.

Laura Anne HaigDubai, 11 May 2026

★★★★★

Sound Advice on Car InsuranceCredits to Policybazaar.ae for getting me the best car insurance in UAE. The website was great as I could see the top plans, prices and whatnot, but the team was outstanding too. They took time and understood my requirements without rush. This zero pressure thing worked with me, like I actually made an informed choice!

Salma ElgerbyDubai, 5 May 2026

★★★★★

Helpful Experts and Clear Car Insurance OptionsPB people made it easier for me to understand car insurance plans in Dubai. The experts explained the important points in simple language and helped me compare the available options. I could check the premium, coverage and benefits before deciding. The experience was good and I did not feel pushed into buying something I did not need. So YESSSSSS!!!

YasirDubai, 28 April 2026

★★★★★

Expert Advice Made Car Insurance EasierI was not sure which car insurance in the UAE would be right for me. The expert advice from Policybazaar.ae really helped. Instead of just looking at the premium, I understood what coverage I should check, what add-ons may be useful and what things I should avoid. It made me feel more confident before buying the insrance.

Lino JohnDubai, 19 April 2026

★★★★★

Good Platform for Comprehensive Insurance in DubaiI wanted comprehensive car insurance in Dubai and was not sure which plan would offer the right coverage. Policybazaar.ae showed multiple options from different insurers, which helped me compare prices and benefits easily. I liked that I could see important details like coverage, add-ons and claim support before making a decision. It felt more transparent than choosing a plan blindly.

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