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UAE has its own unique standing when it comes to the love for luxury, high-performance cars. Not only do the tourists here have a craze for rides in luxury vehicles on their vacations, but the residents and citizens also share the same enthusiasm about expensive high-performance cars. Porsche cars are one such entity in this list of beloved luxe cars of the UAE. But owning a luxury car is not all about glamour as it is to ride one.
Owners have to take care of the maintenance, the repairs and the potential damages that the car may incur in an accident. This is why getting a proper Porsche insurance plan for your luxury ride is essential for all owners/drivers. Let’s examine all the important facts and factors you must know to find the best insurance for Porsche cars.
Porsche insurance prices are influenced by a lot of small and big factors. From the age, make and model of your Porsche to your own driving record, many things can decrease or increase your Porsche insurance cost significantly. Keeping these factors in mind, Porsche insurance cost falls somewhere in between AED 8000-9000 in the UAE. Yet again, the price is lower for cheaper models and higher for more expensive ones. You can expect to spend around AED 14,000 on a fully-comprehensive insurance plan for Porsche. But do not forget that it’s not just your car model that would change your Porsche insurance cost. Other seemingly small factors are equally important. Some major add-ons like engine breakdown cover can cost almost as much as the basic comprehensive plan itself.
Third-Party Liability Insurance: As the term suggests, a third-party liability insurance plan for your Porsche car takes care of all the third-party liabilities that may arise after an accident caused by you. This includes any damages caused to the third party vehicle, injuries to the driver and liability towards the family of the driver-owner. Porsche third-party liability car insurance plans do not cover any damages caused to your own car or your own injuries.
Comprehensive Car Insurance Cover: Comprehensive car insurance for Porsche cars is an all-inclusive plan that covers not only third-party liabilities but also your own car damages, injuries and more. This is a third-party liability + own damage + fire and theft protection insurance cover for Porsche cars. Porsche comprehensive car insurance plans can also be customised by purchasing add-ons.
|Car Insurance Companies||Types of Car Insurance Plans Offered||Plan Details|
|ADNIC||Platinum Cover Gold Cover Standard Cover|
|AXA Car Insurance||Comprehensive Car Insurance cover, Third-Party Liability Cover|
|RSA Car Insurance||Motor Executive (Comprehensive), Motor Smart (Comprehensive), Motor Value (Third-Party)|
|Oman Car Insurance||Comprehensive Cover Third-Party Insurance InsureMyTesla High Net Worth Covers (premium covers for luxury cars/vehicles)|
|Noor Takaful Insurance||Comprehensive Car Insurance, Third-Party Liability Car Insurance|
|Orient Car Insurance||Comprehensive Plans, Third-Party Liability Plans|
|Salama Car Insurance||Comprehensive Car Insurance Plans|
|Tokio Marine Car Insurance||Comprehensive Car Insurance Plans|
|New India Car Insurance||Third-Party Plans, Comprehensive Plans|
|RAK Car Insurance||Comprehensive and Third-Party liability|
|Car Insurance Add-ons|
|Personal Accident Cover||Roadside Assistance|
|Engine Protection Cover||IDV-Insured Declared Value|
|No Claim Bonus||Passenger Cover|
Note - Your insurer may require additional documents for investigation and verification during the settlement process. It is advisable to contact your insurer, report your mishap, and ask for all the documents you need to submit.
Porsche car insurance plans can be easily renewed online with little to no hassle. Go to the renewal portal of your provider or aggregator and log in using your policy credentials. Begin the renewal process and choose the IDV of your Porsche. Move forward to choose the details of the car insurance plan you want to renew. Change the plan here as per the available options or move ahead with the same cover if you like. Add or remove add-ons in the next step. Finalise the details of your plans one last time and proceed further. Next, upload all the required documents. Also, select the no claim discount and other applicable discounts here. Make the final payment via the portal and you are done. You will receive the renewal confirmation on your registered mobile number as well as your registered email id. Your updated policy documents will be sent to your email.
Submitting claims for your Porsche insurance plan in the UAE is quite easy. Given below are the steps you need to follow to submit cashless claims for Porsche insurance plans:
Any UAE resident or citizen with the proper paperwork to support their citizenship or residency is eligible to get a Porsche insurance plan. The applicant should be at least 18 years old and he/she must hold a valid driving license. The car must also be registered in your name if you want to register the policy in your name. Given below are the documents you will need to get a Porsche car insurance plan in the UAE:
Ans. Yes, zero depreciation cover can be a very useful add-on for Porsche cars, especially if your car is still in its initial years. Since the ex-showroom price of Porsche cars is very high, a no depreciation cover will allow you to claim the full amount, minus deductibles, if your car gets totalled.
Ans. Yes, you can renew the same Porsche insurance plan even if it has expired.
Ans. Yes, you can easily switch or port your Porsche insurance plan to another plan that you like or another provider that you find better suited for your needs.
Ans. Yes, it is mandatory to buy at least third-party liability insurance for your Porsche car in the UAE. Comprehensive plans are optional to buy for all.
Ans. No depreciation cover, NCB retention cover, engine breakdown cover and off-road cover are some of the important add-ons that you can buy with your Porsche car insurance.
Ans. Stolen car insurance claims for your Porsche insurance plans may take longer than standard damage repair claims to process since it involves a lot of verification steps. Your car must also be declared unrecoverable by the police before the insurance company can settle the stolen car claim. Most claims are settled within 2 months.
Ans. You can choose the simplest way and make your purchase with Policybazaar UAE or buy your insurance plan directly from the providers. Simply go to the Policybazaar UAE website, compare plans, choose your coverage and proceed to buy. If buying from a provider’s website, make sure that the purchasing platforms are authentic and safe.
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