Watania Takaful Car Insurance

Watania Takaful helps you discover the Car Takaful that gives you some much-needed peace of mind behind the wheel. As per law, Car Insurance in the UAE is mandatory. If you’re a car owner, you must buy a car insurance policy for your cars plying on the UAE roads.

Why Choose Watania Takaful Car Insurance?

Watania Takaful provides insurance solutions against a wide variety of losses or damages. Its fast and smooth customer care support ensures that insurance buyers are happy with the company’s services. Its ‘round-the-clock roadside assistance service provides relief when an insured is stranded.

Agency repair is a must-have feature of vehicle insurance in UAE. Therefore, it provides repair services at the workshop of the authorized dealer. The insurance provider extends insurance coverage to the passengers.

In addition to this, Watania Car Takaful comes with a complimentary CAFU fuel voucher which includes a wide range of exclusive benefits right from CAFU fuel worth AED 100 and no claim discount to complimentary car wash and drive & passengers coverage.

Watania Takaful Car Insurance Inclusions

• Accidental loss and damage cover
• Standard Agency Repair Cover
• No claims discount for maintaining claim free record with Watania Takaful or the previous insurer
• Accidental loss or damage cover in case of natural calamities like flood, earthquakes
• Emergency medical expenses cover
• Personal belongings cover in case of loss or damage due to accident or fire
• Car windscreen and damage cover
• Valet parking cover

Watania Takaful Car Insurance Exclusions

Here are the scenarios that aren’t covered by Watania Takaful Insurance company -

• Willful Violation of Law - If a car is damaged or any bodily injury is caused as a result of willful participation in an act resulting in a violation of law.
• Driving in an Intoxicated State - If the driver is driving under the influence of intoxicants such as drugs, alcohol or any narcotic substances.
• Driving without a Valid License - If the driver is driving without a valid driving license.
• Damage Caused Outside the Insured Geographical Territory - Any damages or losses occurring outside the geographical territory as specified in the Takaful certificate.
• Damage Caused by Natural Calamities - The accidents which have caused, occured, results or are related directly or indirectly to natural disasters like hurricanes, floods, tornados, earthquake, or volcanoes.

Watania Takaful Car Insurance Plans

Here is the insurance coverage offered by Watania Takaful Car Insurance.

Optional Covers:

These optional covers can be availed with the basic Watania Takaful car insurance plan for an extra contribution. For more details, refer to your certificate schedule. The certificate has all the terms and conditions applicable to the covers including extra benefits (if any) or amendments (if applicable).

Add-on-Covers in Watania Takaful Car Insurance

• Personal accident benefit for passengers & drivers
• Oman extension cover
• Off-road coverage
• Car hire service

How to File a Claim for Watania Takaful Car Insurance in UAE?

Watania Takaful’s car insurance claim filing process is very easy and convenient. Before you file a claim, read the certificate carefully and make sure that the incurred damages are covered. For instance, damages due to accidental collisions, fire, overturning, external explosion, theft, any malicious act or self-ignition, legal liability and related costs, third-party liability, property damages, and bodily injuries are covered unless it is specifically excluded.

Here are the steps to be followed to file a claim hassle-free.

Step 1: Get the police report and cross-check that all the details mentioned in the police report are accurate.

Step 2: Get in touch with Watania Takaful using the helpline number 800 825 2385 and report your claim. The helpline is available from 8 am to 5 pm, Monday to Friday. For the smooth processing of your car insurance claim, the customer care executive will record the details relevant to the incident. After that, the customer care executive will follow the procedures mentioned below.

• Confirm whether your certificate covers the reported incident.
• Inform you of the amount you have to pay from your own pocket.
• Confirm that you have followed all the steps involved in your claim filing.
• Assist you with which garage to go to.

Note- It is recommended that you report any accident/damage to your insured car to the car insurance provider as well as to the police as soon as possible, even if you aren’t registering a claim under your certificate. Once you have reported the claim, you will get the necessary details such as claim reference number and details of the assigned garage via call.

Step 3: You have to send your vehicle to the assigned garage. Once there, you need to provide the garage service advisor with the following details:

• Your claim reference number.
• Original copy of the police report.
• A photocopy of the driving license of the person who was driving the vehicle at the time of the accident
• A photocopy of the car’s registration

After the garage provides you with an estimate of repair expenses, the auto insurance provider will get in touch with you to inquire whether you have approved your vehicle’s repairs at the assigned garage or if you wish to request estimates from other garages impanelled with Watania Takaful Car Insurance.

Download Watania Takaful Car Insurance Claim Form

Watania Takaful Car Insurance Contact Number

Whether you want to initiate a claim or get some help regarding your policy coverage, you can reach out to the customer service department using the Watania Takaful contact numbers. Given below is a complete list of Watania Takaful certified workshops phone numbers for each emirate. You can choose to pick any of the nearest workshops to get your car repaired in case of a claim.

Location	Watania Takaful Car Insurance Contact Number	Fax Number
Al Khabaisi, Deira, Dubai	04-2696900	04-2692946
Al Qusais, Dubai	04-2582984	04-2582532
Al Quoz, Dubai	04-3400050	04-3400060
Abu Dhabi	02-4419077	02-4419094
Al Ain	03-7660100	03-7660710
Sharjah Branch	06-5395082	06-5395083
Ras Al Khaimah	07-2288668	07-2284143

Watania Takaful Roadside Assistance Number

When stuck in a roadside emergency, you can use the Watania Takaful roadside assistance number to get immediate help. Either use the Watania Takaful toll-free number 800 825 2385 or the IMC toll-free number - 600 50 50 57. IMC or International Motor Club is the official roadside assistance company for Watania Takaful. You can use either of the two contact numbers to get the assistance you require when needed.

Watania Takaful Car Insurance FAQs

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