Life Insurance Corporation of India (LIC) is one of the most trusted and renowned insurance providers in India, offering a wide range of life insurance products to protect individuals and their families.
With advancements in technology, LIC has made it easier for policyholders to access their policy information. You can easily track your policy status online through the LIC website, mobile app, or SMS.
Reasons to Check LIC Policy Status Regularly
First, we will check out the key reasons to regularly check LIC policy status —
- Ensures Continuous Coverage - Regularly track your policy status to avoid missed premium payments that could lead to lapses or reduced benefits.
- Informed Decision-Making - Stay updated on premium payments, maturity benefits, and policy performance to align with your financial goals.
- Enhances Benefits - Monitor opportunities for additional coverage or premium optimisation to maximise policy advantages.
- Fosters Financial Discipline - Encourages proactive engagement with your financial commitments and long-term planning.
- Leverages Technology - Use LIC’s online portal or mobile app for quick and hassle-free access to your policy details anytime, anywhere.
- Promotes Transparency - Stay in control with real-time updates, ensuring your policy supports a secure financial future.
How to Check LIC Policy Status?
In this part, we will find out how to check LIC policy status —
1. Check LIC Policy Status Online
For New Users |
For Registered Users |
- Visit the official LIC website and click on ‘Online Services’
- Navigate to the ‘Customer Portal’ under the e-services section
- Select ‘New User’ to start the sign-up process
- Fill out the online registration form with the required details
- Create a username and password
- After successful registration, check your registered email for a verification link
- Verify your email — you can now access your LIC account to view policy details anytime
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- Visit the official LIC website and go to the ‘Customer Portal’ under Online Services
- On the login page, choose ‘Registered User’
- Enter your username and password to log in
- Navigate to ‘View Enrolled Policies’ in your account
- A dropdown menu will display all your LIC policies
- Select the desired policy to view its details
- You will find the status and complete information about the selected policy on your screen
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Requirements for New User Registration
- Policy Number: Ensure you have a valid LIC policy
- Date of Birth: Enter your DOB in the DD/MM/YYYY format
- Mobile Number: Provide a valid mobile number to receive alerts for premium payments, maturity, and dues
- Instalment Premium: Enter the premium amount without including service tax
- Email Address: Share a valid email ID for communication and updates
2. Check LIC Policy Status via SMS
To check your LIC policy status via SMS:
Text “ASKLIC” followed by the inquiry code from your registered mobile number to 9222492224 or 56767877.
Inquiry Codes:
- Instalment Premium: ASKLIC PREMIUM
- Revival Amount: ASKLIC REVIVAL
- Bonus Additions: ASKLIC BONUS
- Loan Amount: ASKLIC LOAN
- Nomination Details: ASKLIC NOM
Example: To check policy status without registration, send ASKLIC <Policy Number> STAT to 56767877.
Important❗: If your number is not registered with LIC, you’ll receive an error message.