Dental Insurance in UAE

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It has often been observed that adults avoid caring for their teeth. However, such negligence may have grave consequences, as this allows any dental condition to go unnoticed until it becomes severe and requires medical attention. In such cases, the treatment of your teeth can incur significant costs and may also prove painful.

One of the most prominent reasons for such avoidance regarding the treatment of teeth is that the process is expensive, and can often lead to a painful experience. This aspect makes it crucial to include dental insurance coverage in your health insurance plan to avoid expensive medical care. With Dental Insurance in the UAE covering most of the dental treatments, you can drop off your worries about costly therapies.

Why is Dental Insurance Important?

Medical emergencies can happen anytime, and your teeth are no exceptions here. If you proactively take a dental insurance plan, it can save you from medical expenses that can impact your savings. And while it is suggested that you can avoid these medical emergencies by taking care of your teeth and visiting the dentist regularly, Dental Insurance Plans will still prove relevant as they can pay for such visits too.

As there are different types of Dental Insurance in Abu Dhabi, there are a few things that you must keep in mind when you are looking for dental insurance. For instance, you can verify whether the insurance covers primary care, preventative dental treatments, medical procedures like implants, crowns, and so forth.

Dental Insurance in Dubai 

In the UAE, medical insurance companies usually provide dental cover but with certain limitations and restrictions. The same aspect is extended to medical institutions offering dental treatments. For instance, at the University Dental Hospital Sharjah, dental treatment is free of cost. However, a registration fee of 50 AED is charged when you make the first visit. Similarly, the fee will have to be paid annually if one wishes to keep receiving the treatment there.

Having said that, you will find plenty of Dental Insurance Plans Dubai that offer the following services:

1. Preventative dental treatment: It becomes challenging to ensure proper treatment once things get out of hand regarding your teeth. Consequently, it is suggested that you should regularly visit your dentist and take proper care of your teeth and gums. While this may sound straightforward, this step is essential if you want to avoid dental problems like gum disease, toothache, etc. If you get proper medical health insurance that has dental covers, you can easily make such visits to maintain the hygiene and overall condition of your teeth 

2. Dental checkups include the following procedures:-

  • X-rays and imaging tests
  • Scaling and polishing of teeth 
  • Mouthguard and night guard
  • Fissure sealant

3. Routine dental treatment: This refers to the regular visits to your dentist. For instance, even if you do a tooth filling treatment, you will have to revisit your dentist to replace it after a few years. This routine visit can be for regular checkups or follow up for the following procedures:-

  • Dental fillings
  • Extractions 
  • Root canal treatment
  • Anesthetics
  • Occasional treatment
  • Surgical procedures
  • Periodontal treatment
  • Corrective treatment

4. A primary therapeutic dental treatment includes services that can restore damaged or diseased teeth. Under the immediate restorative dental treatment category, various processes related to restorations like inlays, dentures, etc., are included. These may also encompass

Orthodontic Treatment

An orthodontic treatment is one that includes services like fixing of teeth, modification of how one's lips and teeth are aligned, closing gaps between teeth, etc. Thus, if one is dissatisfied with the appearance of their teeth, they can always choose to undergo orthodontic treatments. At the same time, it should be kept in mind that orthodontic treatments can often prove expensive. However, if you have a dental insurance policy, or a health insurance plan that specifically covers orthodontic treatment, you can opt for such treatment without stressing about the costs.

Benefits of Getting a Dental Insurance Dubai

Barring a few exceptions, dental insurance is not available individually in Dubai as it is always included in the existing health insurance policy. You will, however, discover several insurance plans that include limited dental visits and treatments. Consequently, you should note if your health insurance includes dental treatment. An excellent option in such cases is to search for add-ons, which can upgrade your plan to include dental procedures.

If your policy includes dental insurance, you will be provided with the following services:

  •  X-Rays 
  • Scaling and polishing of gums
  • Dental consultation
  • Medication
  • Amalgam filling
  • Composite filling
  • Simple extractions
  • Surgical extractions
  • Root canal treatment

However, the insurance only covers the treatment which is medically necessary. Emergency dental treatments are usually covered in the health insurance uae policy.


Q1: How much do dental treatments like implants cost in Dubai?

Ans: Getting dental implants in Dubai can cost you anything above AED 6,000, with the amount also going up to AED 40,000 in several cases. The price can differ as per the clinic you choose, the doctor, services offered in your implant package, the material used for implants, and other factors. In Dubai only, the prices can vary about 2.4 times, with the scenario being similar in other Emirates. However, if you take a Dental Insurance Plan, this will be covered under the insurance but with specific terms and conditions.

Q2: What is the Dental Insurance Dubai Price?

Ans: Dental Insurance Plans are mostly included in your health insurance plan. You can get your dental treatments covered by your insurance provider. While caring for teeth is almost free in Dubai, you will still need to get a plan that gives you comprehensive coverage.

You should also note that there will be some terms and conditions for costly procedures like dental implants.

Q3: Do I Need Separate Dental Insurance for Implants?

Ans: In most cases, dental benefits are covered by health insurance plans in the UAE. Hence, the chances of you needing a separate plan are low. However, in case your health insurance does not cover dental plans, you may be required to get an add-on or get a new plan altogether. 

Q4: What are some insurance providers that cover dental insurance plans?

Ans: Several companies provide insurance in Dubai like AXA, ADNIC, MetLife, and several providers and network operators provide cover for dental treatments. Check the individual programs offered by each of these providers to find out which one has the best dental benefits as per your requirement. 

If you have separate dental and health insurance plans, you may even be able to combine their range and get additional benefits. Having two health insurance plans for the same illness or procedure often means that one program can act as the primary one while the other is designated as the secondary one. So even if your direct plan fails to cover a part of your expenses, the secondary plan can step in and covers the rest of the amount as per the sub-limits.

Key Takeaways

As long as you are aware of the applicable dental treatment expenses and the amount your insurance company can pay you, getting dental treatment with health insurance in the UAE is elementary. Just make sure that you understand all the terms and conduct thorough research before choosing an insurance provider. As Dental treatments, though helping people enhance their confidence, are expensive, make sure that you get into the surgery or any other requisite procedure completely prepared with health insurance in the UAE.