Orient Health Insurance

EMed

• Hospital accommodation
• Hospital services - Surgery, anaesthesia, pharmacy, laboratory, radiology, theatre
• Network - Nextcare PCP (for outpatient clinic services); Nextcare RN3 (hospitals for inpatient and emergency services)
• Pre-existing medical conditions covered after a waiting period of 6 months at the time of first membership
• Outpatient services - 20% co-insurance payable by the insured
• Geographical Coverage - UAE and Native Country
• Annual Medical Limit - AED 150,000
• Preventive Services, Vaccines, and Immunisations
• Maternity Benefits - Covered after 6 months waiting period from the date of the first membership
• Pharmacy - AED 1,500 per annum (including co-insurance of 30%)

DMed

• Annual Medical Limit - AED 150,000
• Geographical Coverage - UAE and Home Country
• Network - Nextcare PCP (for outpatient clinic services); Nextcare RN3 (hospitals for inpatient and emergency services)
• Pre-existing medical conditions - covered after a waiting period of 6 months at the time of first membership
• Outpatient services - 20% co-insurance payable by the insured
• Preventive Services, Vaccines, and Immunisations
• Maternity Benefits - Covered after 6 months waiting period from the date of the first membership
• Neonatal cover
• Outpatient Antenatal Cover
• Pharmacy - AED 1,500 per annum (including co-insurance of 30%)

IMed

• Annual Medical Limit - AED 150,000
• Geographical Coverage - UAE and Home Country
• Network - Nextcare PCP (for outpatient clinic services); Nextcare RN3 (hospitals for inpatient and emergency services)
• Pre-existing medical conditions - covered after a waiting period of 6 months at the time of first membership
• Outpatient services - 20% co-insurance payable by the insured
• Preventive Services, Vaccines, and Immunisations
• Maternity Benefits - Covered after 6 months waiting period from the date of the first membership
• Neonatal cover
• Outpatient Antenatal Cover
• Pharmacy - AED 1,500 per annum (including co-insurance of 30%)

NEMed

• Annual Medical Coverage - AED 75,000 (sub-limits apply)
• Geographical Coverage - UAE excluding Abu Dhabi
• Non-emergency Treatment Geographical Coverage - Direct billing within the network; reimbursement covered outside the network for up to 75% of the network rates, after reducing the original co-payments 
• Emergency Treatment outside the network within the UAE till the patient is stable - covered for emergency medical treatments on a reimbursement basis at a 100% network tariff
• Network - Nextcare PCP (for outpatient clinic services); Nextcare RN3 (hospitals for inpatient and emergency services)
• Pre-existing and chronic medical conditions
• Inpatient healthcare services - Accommodation, transportation, tests, diagnosis, surgeries, treatments, and physiotherapy sessions
• Outpatient healthcare services - Radiology, X-ray, MRI, CT scans, and endoscopies
• Pharmacy
• Maternity services
• Essential vaccines and immunisations
• Diagnostic and treatment for dental and gum ailments

Family Care Plan

• Annual Limit - Any of the following options - AED 1,000,000, AED 750,000, AED 500,000, AED 250,000, and AED 150,000
• Territorial Coverage (outside the UAE) - Coverage outside the UAE is limited to up to 90 days per treatment
• Geographical Coverage - Worldwide
• Applicable Network - Gold/Silver Premium/Silver Classic/Emerald/Pearl/Silk Road/Green
• Inpatient Benefits - Hospitalisation, intensive care unit, charges of consultants, surgeons, and anaesthetists, ambulance services, room accommodation, physiotherapy, chemotherapy, radiation therapy, coronary artery disease treatment, and more
• Outpatient Benefits - Physician consultation, physiotherapy, diagnostics and lab tests, medication, outpatient surgery, day care treatment, work-related injuries, emergency dental treatment for accidental damages to the natural teeth
• Essential Vaccines and Immunisation
• Maternity Benefits - Both inpatient and outpatient coverage including pre and post-natal treatments, natural birth, medically necessary C-section, complications, medically essential and legal terminations
• Alternative Medicines - Osteopathy, Chiropractic, Acupuncture, Homeopathy, Ayurveda, and Herbal Treatment
• Dental benefit
• Emergency treatment
• Elective treatment

Health Plus

• Territorial Coverage - Worldwide
• Annual Aggregate Medical Limit - AED 1,000,000
• Medical Network - Nextcare GN+/Nextcare GN/Nextcare GN-Excluding Mediclinic - Al Zahra Hospital - Suleiman al Habib Group of providers/Nextcare RN/Nextcare RN2/Nextcare RN3 (Outpatient limited to the clinics only)
• Room Accommodation - Private/ Semi-private
• Home nursing post after inpatient treatment (covered under - Nextcare GN+/Nextcare GN/Nextcare GN-Excluding Mediclinic - Al Zahra Hospital - Suleiman al Habib Group of providers/Nextcare RN)
• Emergency ambulance service 
• Prescribed drugs and medication
• Pre-existing and medical conditions
• Essential Vaccinations 
• Physiotherapy
• Psychiatric treatment
• Organ transplant
• Second medical opinion (covered only under - Nextcare GN+/Nextcare GN/Nextcare GN-Excluding Mediclinic - Al Zahra Hospital - Suleiman al Habib Group of providers)
• Maternity services - Both inpatient and outpatient services are covered
• Dental benefit
• Neonatal care cover 
• Alternative Medicines - Chiropractic, Homeopathy, Osteopathy, Ayurveda