Orient Insurance Company (OIC) was incorporated in 1982 as a part of a well-known AI-Futtaim Group & has since recorded steady growth. The company has recorded the highest net profit among the local insurance providers across the United Arab Emirates for 2 consecutive years i.e. 2010 and 2011.
Counted among the best health insurance providers in the UAE market, OIC specializes in offering health insurance at affordable rates to its potential customers. The company offers tailor-made and innovative health insurance dubai plans that provide worldwide coverage along with flexible premium payment options. The company has received service excellence and it always comes out with extraordinary insurance products for offering the best to its potential customers.
Health Insurance UAE Plans
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
HAYAH Insurance
Plan NameCare Blue
Medical Cover (AED)250,000
Starting FromAED 5,185/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
E CARE Blue
Clinic Only
Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Takaful Emarat
Plan NameECARE BLUE
Medical Cover (AED)150,000
Starting FromAED 5,566/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
E CARE Blue
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Insurance
Plan NameHealth Plus - Plan 5
Medical Cover (AED)1,000,000
Starting FromAED 6,780/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Cigna
Plan NameHealthguard Regional
Medical Cover (AED)2,750,000
Starting FromAED 35,756/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
General
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
GIG Gulf (Previously AXA)
Plan NameGlobal
Medical Cover (AED)7,500,000
Network
The list of hospitals & clinics where your health insurance plan can be applied.
In-house A1
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Fidelity United
Plan NameHealth First Plan G
Medical Cover (AED)500,000
Starting FromAED 5,083/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
PCP- C Network
Clinic Only
Outpatient services are limited to clinics & general practitioner. To access a hospital for outpatient a referral is required from your GP. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Dubai Insurance
Plan NameDubaiCare Next N5
Medical Cover (AED)1,000,000
Starting FromAED 6,097/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
DubaiCare Next
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Orient Takaful Insurance
Plan NamePlan 5
Medical Cover (AED)1,000,000
Starting FromAED 6,772/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
RAK Insurance
Plan NameNextcare RN3
Medical Cover (AED)1,000,000
Starting FromAED 6,787/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NEXTCARE RN3
Dubai National Insurance
Plan NameEssential
Medical Cover (AED)150,000
Starting FromAED 7,350/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Network - PCP/RN3
Clinic With Specialist
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Adamjee
Plan NameSilk Road
Medical Cover (AED)1,000,000
Starting FromAED 10,500/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
MEDNET Silk Road
Clinic and GP Only
Outpatient services are limited to clinics, However you can direct meet with a specialist with these plans. If you need to go to a hospital, you'll need your doctor's approval. This is local coverage with a limited network of hospitals and clinics available Please note, you can access a hospital (within the network) during life threatening emergency situations.
Watania Takaful (Previously Noor Takaful)
Plan NameNAS NRICare Plan 6
Medical Cover (AED)1,000,000
Starting FromAED 11,058/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
NAS-VN
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Abu Dhabi National Insurance Company
Plan NameBronze
Medical Cover (AED)250,000
Starting FromAED 17,993/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
MSHI Bronze
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Allianz
Plan NameSelect Pearl (Comprehensive excl CCAD network)
Medical Cover (AED)6,426,800
Starting FromAED 69,520/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
In-house
Clinic + Hospital Access
You can see specialists and visit local clinics and hospitals directly. Certain plans provide coverage both in your home country and abroad (outpatient would be on a reimbursement bases and emergency situations are covered on a direct billing basis within network). This plan even covers some dental and optical expenses.
Sukoon Bupa
Plan NameSelect
Medical Cover (AED)6,239,000
Starting FromAED 69,883/Yearly
Network
The list of hospitals & clinics where your health insurance plan can be applied.
Key Features & Benefits of Orient Health Insurance
Given below are the orient health insurance plans and their eminent features & benefits:
1. OrientCare Plus
Orient Health Insurance Company offers OrientCare Plus to provide liquidity in order to meet the financial requirements during a medical emergency. It immediately pay-out upon confirmed diagnosis of the illness that is covered under the plan. Following are the key features and benefits of this orient health insurance plan:
Sum Assured/Lump Sum Amount: A lump sum amount is paid out right away post twenty-eight days of diagnosis of the treatment any serious illness that is covered under this health insurance dubai plan.
Critical Illness Cover: This Orient Health Insurance plan covers up to 37 serious/critical illnesses.
Scope of Coverage: The policyholder gets worldwide coverage.
Risk Coverage: The insured can get protection for ten years from the medical plan start date.
Plan Currency: Orient Health Insurance offers flexible premium payment options. And the policyholder can make the premium payment in AED/USD/OMR.
Free Look Period: The policyholder gets a free look period of 14 days from the policy issuance date.
Waiting Period: This medical insurance plan has a waiting period of three months i.e. 90 days from the policy issuance date.
Plan term: The Orient Health Insurance Company offers this medical plan for 5 and 10 years only.
Medical Tests: There is no medical test required up to AED 275,000 of cover.
2. WomanCare
The Orient Health Insurance Company offers a WomenCare plan to provide medical insurance coverage to females. It is basically a Female cancer plan whose main aim is to cover against seven types of serious illnesses that are female-specific. Following are the key features and benefits of this Orient health insurance plan:
Critical Illness Coverage: This is a comprehensive plan that covers 7 types of women’s critical illnesses.
Scope of Coverage: The policyholder gets worldwide coverage.
Quick Processing: This Orient health insurance plan can be availed easily and quickly as minimum documentation is required.
Sum Assured/Lump Sum Amount: A lump sum amount will be paid out right away post twenty-eight days of diagnosis of any serious illness that is covered under this health insurance plan.
Plan term: The Orient Health Insurance Company offers this medical plan for a maximum of 5 years.
Minimum & Maximum Sum Assured: The minimum sum assured amount is AED 50,000 while the maximum sum assured amount is AED 250,000 under this Orient Health Insurance
Free Look Period: The policyholder gets free look period of 30 days from the policy issuance date.
Waiting Period: This medical insurance plan has a waiting period of three months i.e. 90 days from the policy issuance date.
Plan Currency: The policyholder can make the premium payment in Dirhams (AED) only.
Medical insurance coverage is much-needed for each and every individual because everyone deserves the best health care in an event of a medical emergency. Considering this point in mind, the Orient Health Insurance Company offers individual and family medical insurance in order to fulfill every individual’s medical and financial needs. Below are the different individual and family medical insurance plans:
DHA EPB (Essential Benefits Plans)
EMed (Individual Medical insurance Policy for Low Salary Employees)
DMed(Individual Medical insurance Policy for non-working dependents)
IMed(Individual Medical insurance Policy for investors)
Below mentioned are the key features and benefits of this Orient Health Insurance plan:
Scope of Coverage: The policyholder gets coverage in the United Arab Emirates (UAE).
Annual Limit: The annual limit is AED 150,000.
Network: NEXtCARE PCP clinics are for outpatient services and the NEXtCARE RN3 clinics are for emergency and inpatient services.
Conditions for Pre-existing Conditions: Treatment for pre-existing and chronic conditions are excluded for the initial six months of 1st scheme membership.
Co-Payment: 20% of the sum assured is payable by the insured.
In-patient benefits: The insured get many in-patient benefits such as ambulance services, hospitalization accommodation, organ transplantation service, intensive care unit & coronary artery disease treatment, repatriation cost, etc.
Maternity Related Services: Many of the maternity-related services are offered under this plan.
Last Updated : 12 Jan 2026Healthy Meal Planning For Working ProfessionalsDiscover healthy meal planning ideas for working professionals. Save time, eat clean, and stay energized with simple, balanced meal plans.
Last Updated : 09 Jan 2026Top Wellness Trends in 2026 You Can Actually TryDiscover the top wellness trends of 2026 that are practical, affordable, and easy to follow. Simple habits to improve health, fitness, and mental well-being.
Last Updated : 06 Jan 2026How to change Mobile number in Emirates IDLearn how to update or change your mobile number linked to Emirates ID online or offline. Simple steps, required documents, and FAQs explained.
Last Updated : 12 Jan 2026Top Preventive Health Checkups You Should Do Every YearDiscover the top preventive health checkups you should do every year to detect health issues early and stay fit. A complete annual screening guide.
Last Updated : 12 Jan 2026Digital Detox: Why Your Brain Needs a Break from ScreensDiscover why taking a digital detox is essential for your mental clarity, focus, and overall well-being. Learn how excessive screen time affects your brain and simple ways to reset, recharge, and regain balance in 2025.
Last Updated : 09 Dec 2025How to Check Medical Insurance Status with Emirates ID?Emiratis will now be able to use their Emirates ID cards not only to go through immigration gates at the airport but to avail of medical services in the UAE.
Last Updated : 14 Jan 2026Best Health Insurance Companies in Dubai, UAE 2026Find the Top 10+ Health Insurance Companies in Dubai, UAE Offering Comprehensive Health Insurance Coverage and Exceptional Services at Affordable Prices.
Last Updated : 15 Jan 2026Maternity Insurance UAE: Buy Pregnancy Insurance in UAEComprehensive maternity insurance policy will cover the costs of your pregnancy, From regular checkups, ultrasound, medication to delivery and hospitalization expenses.
Last Updated : 27 Nov 2025How to Check the Status of Your Health Insurance Online?The easiest way to get familiar with your plan details or check the active status is to do it online. Let’s figure out how to check if your health insurance plan is active online.
Last Updated : 18 Nov 2025Health insurance for Children - Medical Policy for Kids OnlineGet comprehensive health insurance for your child in the UAE. Ensure your child's health and well-being with affordable and reliable coverage tailored to their needs.
Last Updated : 18 Nov 2025Can You Buy Health Insurance for New Born Baby in UAE?Don't know whether you can buy medical insurance for new born baby in UAE? In this article we’ll share everything you need to know about health insurance for newborn baby.