Union Health Insurance

Union Health Insurance

Union Insurance was established in the year 1998 with paid-up capital of approximately AED 330 million. The company is licensed by the United Arab Emirates Insurance Authority and is listed on the Securities Exchange of Abu Dhabi and has its corporate office in Dubai. The company is known for providing a comprehensive range of commercial and retail insurance products to its clients in the Middle East and UAE region.

In its health insurance range, the company offers an array of plans for securing the health of individual and/ or group. The customer support team of United Insurance Company is available 24X7 to help its clients.

Union Health Insurance Products:

For Individual:

Union health insurance products offered by Union Insurance Company for an individual are:

  • SANAD: It is a unique health insurance policy for the dependents having the Visa of Dubai. It is one of the pre-underwritten medical insurance schemes that do not require any further declaration of medical history. With its competitive rates, SANAD helps an individual to deal with the requirement of minimum medical insurance as per the Dubai Health Authority. All one needs is the submission of required documents and the policy is activated through the ID of Emirates.

Age Range

Per Person Premium Rates (Excluding VAT)

0 to 5


6 to 17


18 to 25


26 to 30


31 to 35


41 to 45


46 to 50


51 to 55


56 to 60


Greater than 60



  • Essential Benefits Plan: This plan is for the individuals who have low salary such as AED 4,000 or less for obtaining the basic medical insurance in Dubai at the rate of AED 525 (excluding VAT). Therefore, this plan is known as the Essential Benefits Plan and is available especially for housemaids and/ or employees having Dubai Visa.

For Corporate:

The types of corporate health insurance plans offered by Union Insurance Company are:

  • Small & Medium Enterprises: If one owns a small or medium sized organization with fewer employees, the health issue with only one employee directly affects the health of the entire organization. Therefore, to avoid such situations, Union Insurance Company offers this health insurance plan. It benefits the organizations with employee strength as low as 50.
  • Corporate Plans: Benefits are always appreciated more than salaries and health care plan is one of those advantages that every employee praises. Therefore, Union Insurance Company works constantly to provide customized and comprehensive coverage to the organizations at low rates. The technical team of the company provides a complete gap analysis to the organizations for including both essential and add-on covers in its health care plans.
  • Essential Benefit Plans: The Essential Benefit Plans are for those employees who earn AED 4,000 or less and have Dubai Visa. Under essential benefit Union Health Insurance plan, an employer can provide the health care facilities to his/her workforce in a low rate of AED 572.

Claim Process

The dedicated health insurance claim department of Union Insurance Company is always eager to help its customers in need. You can buy Union Health Insurance online and make claim for the same online without hassles. The easy online claim submission service ensures quick and smooth claim settlement. The four easy steps of the claim process are:

  • Log on to the CLAIMS section of Union Insurance Company’s website.
  • Submit all the required documents.
  • The processing of the claim starts. Most of the times, it is because of the insufficiency of the documents that cause rejection of claim. So, resubmit the documents.
  • Claim gets approved.

Being familiar with the insurance plan types can help you choose the right one that suits your budget and health-related needs. Of course, it goes without saying that Union health insurance products are designed keeping in mind the well-being of individuals, groups or families, and offer a plethora of benefits in the long run.

Union Health Insurance
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