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Union Insurance Company was established in 1998. It is listed on Abu Dhabi Securities Exchange and is also certified by the UAE Insurance Authority. The company has a strong presence in the UAE car insurance market. It provides its customers with the most innovative and comprehensive insurance products.
It offers both standard and personalized insurance cover to individuals, SMEs, large enterprises, and government bodies in the UAE. It is one of the renowned providers of car insurance in Dubai, UAE and it continues to provide a sense of security to its customers by offering financial protection against all the potential risks.
Additionally, its team of dedicated professionals offers insurance services like risk evaluation and gap analysis of policy coverage to the customers, making individuals and companies pick the best insurance products and services available in the market..
Union Insurance provider offers affordable and comprehensive motor insurance plans that not only offer the basic benefits of car insurance but also offer to many optional benefits and are personalized to align with your existing as well as evolving needs. It offers an unbeatable service experience to its consumers. Additionally, the Union Motor’s car insurance renewal process is simple and hassle-free, guaranteeing an amazing customer service experience.
The company has designed multiple car insurance plans for you to select from, and they will assist you every step of the way.
Union Car Insurance has Worked strenuously to develop a wide variety of unique packages to meet the particular requirements of its customers. Currently, there are 3 types of Union Car Insurance Plans in the UAE market. Each of these car insurance plans offer their own combination of services and rewards as detailed below.
This motor insurance plan as the name suggests offers a comprehensive cover to your vehicle. It ensures complete protection against any unfortunate road events that threaten you and your vehicle. The vehicle insurance renewal of this policy is equally customer-friendly, adding to its popularity. Mentioned below are the key features of the Union Motor Standard Comprehensive plan:
Key Benefits of the Union Motor Standard Comprehensive Plan
This insurance plan by Union Insurance makes sure to offer the policy holder a best in the world experience with its wide selection of optional benefits that enhance your coverage manifold. It also comes with an extremey quick and efficient car policy renewal to make it all the more appealing. Given underneath are the features of the Union Motor Superior Comprehensive plan:
Key Benefits of the Union Motor Superior Comprehensive Plan
Union Motor Insurance has something to offer everyone. At the same time, the vehicle insurance renewal if this plan is extremely quick and easy. This basic insurance plan covers the damages to the third party by your vehicles, ensuring you and stress never collide. Given below are the prominent features of the Union Motor Third Party plan:
Key Benefits of the Union Motor Third Party Plan
Let us look at a comparative chart of the different car insurance plans offered by Union Insurance for your ease and convenienc
|Features||Union Motor Standard Comprehensive Plan||Union Motor Superior Comprehensive Plan||Union Motor Third Party Plan|
|Third party bodily injury||Unlimited||Unlimited||Unlimited|
|Third party property damage||Up to 3.5 million||Up to 5 million||Up to 2 million|
|Theft and fire||Covered||Covered||-|
|Accident of overturning||Covered||Covered||-|
|Ambulance services||Up to AED 6,770||Up to AED 6,770||Up to AED 6,770|
|Driver’s personal ccident benefit||Up to AED 200,000||Up to AED 200,000||Up to AED 200,000|
|Geographical validity||In UAE and Oman||In UAE and Oman||In UAE|
|Personal accident benefit for family||Up to AED 200,000||Up to AED 200,000||Up to AED 200,000|
|Personal belongings||-||Up to AED 5,000||-|
|Riots and strikes||Covered||Covered||-|
|Vehicle replacement||Additional premium applicable||Additional premium applicable||-|
|Locks replacement||Up to AED 1,000||Up to AED 5,000||-|
|Emergency medical expenses||Up to AED 3,000||Up to AED 6,000||-|
|Valet parking theft cover||Covered||Covered||-|
|Mandatory excess waiver for windshield damage||Up to AED 1,000||Unlimited|
|Off road cover (4 wheelers)||-||Covered||-|
|Personal injury to the insured and/or spouse||Up to AED 10,000||Up to AED 20,000||-|
|Auto gap (for new vehicles only)||Under 6 months||Under 12 months||-|
|Car registration service||-||Covered||-|
|Airport pickup and dropoff||Additional premium applicable||Additional premium applicable||-|
|Roadside assistance||Silver plan||Gold plan||-|
|Taxi fare||AED 100||AED 250||-|
|Service center pickup and dropoff||Additional premium applicable||Additional premium applicable||-|
|Agency repairs||Up to 5 years||Up to 5 years||-|
Each of these plans cater to the specific needs of its policy holder and the car policy renewal service offered by Union Insurance adds to the popularity among car buyers all over the UAE.
The company offers a special Etisalat Smiles Auto Insurance scheme to provide the maximum coverage to its customers. Some of the benefits of this plan are listed below.
Listed below are some of the optional benefits offered by this Union motor insurance plan.
You can follow a 4-step, simple claim process for Union car insurance in Dubai, UAE. Their dedicated claim processing team helps the insured in resolving claim requests on time. You can also settle claims online-
One can follow a 5-step, car policy renewal process for Union car insurance in Dubai, UAE. Its quick, its easy and more importantly, anyone can do it from the comfort of their couch. Their dedicated car insurance renewal team helps the insured in case of any queries. All one has to do is:
Enjoy a discount of up to 10 percent upon finishing your car insurance renewal online.
Q1. Do they provide insurance to corporates?
Ans: Yes, they do have special plans for corporates as well. You can easily buy one from their site and can also renew an existing corporate plan.
Q2. What is a Comprehensive Motor Insurance policy?
Ans: It protects against any physical losses or damage to the vehicle, the insured and the involved third-party along with roadside assistance. There are other additional benefits, which vary according to different plans levied by the insurer.
Q3. What do you mean by No Claims Discount (NCD)?
Ans: For every claim-free year, your insurer provides you with some discount on your existing policy premium as a reward for driving safely throughout the year.
Q4. What are Deductibles or Excess in a car insurance scheme?
Ans: At the time of claim payment, the insurer will reimburse a certain percentage of the amount and the remaining amount (excess or deductible) shall be paid by the insured. This is as per the policy provisions which may vary from one scheme to another.
Q5. What is the limit of the coverage provided in case of any loss or damage to personal belongings in an event of an accident?
Ans: AED 5,000 is provided by Union Motor Insurance Company.
Q6. What is the insurance limit for personal accident cover?
Ans: Union motor insurance in the UAE provides AED 1 million as personal accident cover to the insured members.
Q7. Am I covered against any damage that is caused due to natural calamities?
Ans: Yes, the insurer compensates for any loss or damage arising due to natural disasters as per the policy wordings. Please check the same before making the purchase.
Q8. Can I purchase and renew my car insurance policy online?
Ans: Yes, you can easily purchase and renew your car insurance policy online.
Q9. What is an agency repair service?
Ans: In case, of any accident or damage, your car will get repaired at the manufacturer’s/Dealer’s garage and the insurance company will bear the cost.
Q10. Can I get emergency medical assistance?
Ans: Yes, Union motor insurance provides emergency medical assistance to its insured customers.