Insurance for businesses against third-party claims for injury or property damage.
Get Optimal Public Liability Terms in UAE
Public Liability Insurance, also known as PLI, is a type of insurance policy designed to protect businesses from the risks associated with claims of bodily injury and property damage (BI/PD), negligence or damages caused by their products and services (within a specified premise), and more. This insurance covers medical and legal expenses related to third-party injuries, property damage, and other types of losses.
Public Liability Insurance in UAE is required by all entities, irrespective of their size, nature, and location. Companies operating in industrial as well as non-industrial capacity are required to have this insurance in place.
As per the UAE laws, companies in free zones are compulsorily required to have Public Liability Insurance. This insurance is often provided as a package in an SME Insurance.
Public Liability Insurance is a must-have policy for any business operating in the UAE. The following are the key advantages of Public Liability Insurance -
When examining Public Liability Insurance costs or quotes, it's essential to check the coverage provided and ensure that it meets your business requirements. Given below are the major inclusions of Public Liability Insurance -
Reading the policy in detail and looking at the exclusions is crucial before buying cheap Public Liability Insurance. The following is a list of the major exclusions of Public Liability Insurance -
The cost of Public Liability Insurance depends on various factors such as the type and level of coverage you buy, your business size, and your industry. Listed below are some factors that affect the pricing of Public Liability Insurance.
At Policybazaar UAE, we take pride in our world-class risk assessment capabilities and plans which enable us to craft cost-effective risk management strategies through insurance that cater to your specific requirements. We are here to provide you with the peace of mind and help you safeguard your business, which is crucial for achieving your future objectives.
Ans: Public Liability Insurance refers to the type of insurance cover designed for entrepreneurs and businesses against third-party liabilities arising from accidents or losses during business operations.
Ans: You should get Public Liability Insurance if any of the following are applicable to you or your business:
Ans: Public Liability Insurance in the UAE can be broadly categorised in the following -
Ans: The cost of Public Liability Insurance, just like other insurance types, is variable and is based on various factors such as -
Ans: No. Public Liability Insurance covers only those losses claimed by third-party members, and doesn’t cover damages to own business. For the latter case, you would be required to have Property Insurance.
Ans: Any business that deals with clients, the general public, and more should get Public Liability Insurance.
Ans: Public Liability Insurance typically covers the following -
Ans: Here are some of the comprehensive inclusions and benefits of Public Liability Insurance -