How to Check Car Insurance Status Online for Your Policy?

By Laxita Gautam
  | Published: 26 October 2021

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Do you simply lay back after making a big purchase, say a car? No, right? You make sure that it is maintained regularly, keep tabs on its conditions and make sure that it gets timely servicing and repair. The drill is somewhat similar when it comes to car insurance plans as well. You bought the car insurance plan when you bought the car. But now you need to make sure that you pay the timely premium and keep tabs on the coverage to make sure that your policy is not only active but also appropriate for your car. There are several different ways you can go ahead and check car insurance status in the UAE. But given the advancement and convenience of the digitised platforms, the best way to do so is via driver and vehicle licensing agency (dvla) online platforms. Let’s cover all the different ways you can use to make sure that your car insurance plan is still active and running smoothly. 

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Checking the vehicle insurance details online is quite easy. Every car insurance policy available in the UAE has a tenure of 13 months – 12 months of the policy and 1 month as the grace period for renewal of the plan. This simply means that you have to keep constant tabs on the plan and its active status to make sure the policy doesn’t expire. From your aggregator’s website to the provider’s website and Dubai Insurance Authority portal, you can choose any methods that you find convenient. Let’s go over every online method to check car insurance status in the UAE:

Use the Official Platform of your Provider

The most basic and the most common way to check vehicle insurance details online is by visiting the website of your insurance provider. Go to the car insurance page and find the customer login portal there. Use either your policy number or username and password to log into your account. Go to the current policy section and check the active status there. You will also be able to see the date your car insurance plan is going to expire, the due premium date and the last date of the grace period.

Read More: Opting for Cheap Car Insurance, is it Too Risky?

Emirates Vehicle Gate

EVG or the Emirates Vehicle Gate is an initiative taken to bring together vehicle-related services and products, all in one place. This includes your car insurance plans as well. You can not only check your currently existing vehicle insurance details and active status but also buy a new insurance plan using the portal available on the EVG website. Simply log into your account using the traffic code number and password. Check the status of your current insurance policy or buy a new one if the previous one has already expired. 

RTA Website 

All the things related to your vehicle are linked together. For example, the insurance plan always mentions the registration number and other details about the vehicle. You can use the vehicle insurance details to find the registration details of the vehicle. Similarly, you can use the registration details of the vehicle to check car insurance status online in the UAE and Dubai. Log into the RTA portal using the vehicle registration number. Once in, you will have the insurance detail, whether it is active or not, the expiration date and the grace period details as well. 

Customer Support Cell

The customer support cell of your insurance provider is also a pretty good way to find out about the active status of your insurance plan. Most insurance companies have specific time frames and days on which the call support is active. However, almost all insurance providers have their online chat support active 24x7. All you need to do is connect with the chat assistant on the provider website and shoot your queries. The assistant will either guide you through the process to check car insurance status online or offer to get the vehicle insurance details itself once you log into your account. 

Official Portal of Your Aggregator 

This method only applies if you have bought your car insurance plan from an aggregator instead of the provider. You can directly check the details of the active status of your car policy online by requesting the concerned department to send you a detailed description of the policy and its status. Some things you can do to have the details of your policy at home is called the customer support of your aggregator, drop an email or raise a query. 

Your Email Inbox 

Last but not the least, you can also use your email account to check car insurance status online. Simply scan and find the email that you received as a confirmation of the purchase of the plan. You can search using the name of your provider or the aggregator. Locate the part of the email that shows the basic vehicle insurance details such as policy number, date of purchase etc. Note the date of purchase and calculate the next 13 months from then. That’s for how long your plan will remain active. This may seem like a lot of research work but it will work the best for car insurance in Dubai online if you are not a fan of talking to customer support and other similar activities. 

Best Car Insurance Providers in the UAE

Car Insurance Companies Types of Car Insurance Plans Offered Plan Details
ADNIC Platinum Cover Gold Cover Standard Cover
AXA Car Insurance Comprehensive Car Insurance cover, Third-Party Liability Cover
RSA Car Insurance Motor Executive (Comprehensive), Motor Smart (Comprehensive), Motor Value (Third-Party)
Oman Car Insurance Comprehensive Cover Third-Party Insurance InsureMyTesla High Net Worth Covers (premium covers for luxury cars/vehicles)
Noor Takaful Insurance Comprehensive Car Insurance, Third-Party Liability Car Insurance
Orient Car Insurance Comprehensive Plans, Third-Party Liability Plans
Salama Car Insurance Comprehensive Car Insurance Plans
Tokio Marine Car Insurance Comprehensive Car Insurance Plans
New India Car Insurance Third-Party Plans, Comprehensive Plans
RAK Car Insurance Comprehensive and Third-Party liability
see more

How to Check the Details of Your Car Insurance Policy Online?

There are several ways to check the basic vehicle insurance details online. Most ways that let you check car insurance status also offer small details like policy number and registration details of the car. If you want to dive deeper and check every detail including the terms of the plan, services and benefits covered, etc., the following are some ways to do it:

The Policy Wordings or the Contract 

Checking the policy wording of your car insurance plan is the best way to find out every vehicle insurance detail about the plan. The policy wording or the contract document will include the start date of the plan as well which can help you figure out the active details of the plan. Apart from that, you can go through all the detailed benefits and other parts of your car insurance policy and get to know anything that you might need using the policy contract. 

Insurance Aggregator 

If you have bought your insurance plan from an insurance aggregator, simply contact them and raise a query about the vehicle insurance details that you want. Be specific and explicit about your requirement so that the aggregator provides you with an equally detailed solution. Once you have raised the query, your aggregator will send you an email containing all that you requested about the car policy online. It can include a detailed description of the benefits and technical details. 

The Provider Website

Lastly, you can use the provider website to check the available details of your plan. Most providers give a fairly detailed description of the car insurance plans offered by them on a dedicated page. You can check that out to get a rough idea. Another way is to use your policy number, login and then check the vehicle insurance details of your plan – accompanied with any personal customizations that you have made to the plan. 

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The Final Word 

It is wise to check car insurance status from time to time and keep tabs on the renewal date as well as the benefits that you are paying for. Simply renewing the plan every year will not do the trick for you. You need to make sure that the premium you are paying is well spent and you have all the benefits you pay for. The needs of a car insurance evolve with time. So, make sure that you do not keep going with the same plan components till the end.

Re-evaluate the policy details and benefits and match them, with your insurance status. Remove the benefits that aren’t required anymore or add the ones you need when renewing the plan. Tailoring your vehicle insurance details regularly will help you make smarter financial decisions and have an ideally customised car insurance plan at all times. 

Laxita Gautam
Laxita Gautam0 Post

Senior Content Writer | She functions on classic British fiction, Japanese manga, and strong americanos. Laxita is tailor-made to create engaging, interactive pieces that offer simplified insights into complex subjects.