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Islamic Arab Insurance Company aspires to be the top insurance company by offering innovative and tailor-made Takaful Car Insurance in Dubai, UAE. Salama car insurance company religiously follows Shari’ah principles in order to conduct their business. The insurance provider focuses on its customers and aims to provide a quality service as set by the international standards. Guided by the principles of integrity, honesty, trustworthiness, and fairness, the insurance provider deals with its stakeholders in an ethical manner.
As you know, it is mandatory for vehicle owners to buy Auto insurance in UAE. When you buy Takaful Car Insurance in UAE, you buy insurance in accordance with Islamic laws.
The framework of Takaful strictly avoids the elements of Riba, i.e. interest & usury, and Gharar i.e. the ambiguous/unknown factor in the contract. Riba & Gharar are the main reasons why Muslim scholars consider conventional insurance policies against the basic principles of Shari’ah.
Takaful helps manage potential financial needs and secures the policyholder against any unpredicted events in complete compliance with Sharia’h.
Mentioned below are the core principles of Takaful.
Mentioned below are the plans for car insurance in UAE offered by Salama Insurance.
Salama Insurance Company provides insurance coverage to the policyholder against damages/losses caused to the insured automobile, its spare parts, and accessories due to the following reasons-
Salama car insurance will cover any third-party liabilities of the policyholder (as per the limit mentioned in the plan). In case an accident is caused due to the insured vehicle, and the policyholder is legally bound to pay compensation, the plan will save the day.
In case of death or bodily injury caused to any person, including the passengers in the vehicles involved, proper insurance coverage is provided. Under a third-party plan, the insured vehicle, the driver and his passengers are not covered. Only the liabilities are covered.
Any damage caused to a third-party property due to an accident is covered. However, any damage caused to the insured vehicle won’t be covered.
This insurance policy caters to the vehicles that are exported from one Emirate to another within the geographical boundaries of the UAE. Vehicle export insurance can be purchased after an Export Plate is granted by the concerned officials who authorize the export.
The insurance ceases to exist the moment a covered vehicle reaches its final destination or the validity of cover expires, whichever occurs first.
For the issues mentioned below, Salama Car Insurance Company will not pay any compensation.
For the issues mentioned below, Al Salama Car Insurance Company will not offer any coverage.
In order to register your claim, all you have to do is follow these 5 simple steps. Here is the claim process for Salama Car Insurance Dubai.
Step 1- Download- Download the SALAMA app on your mobile phone (if you haven’t downloaded it yet)
Step 2- Select- Select your policy and file your motor insurance claim
Step 3- Upload- Upload police report, a copy of your license and a copy of your insured vehicle’s registration card.
Step 4- Upload- Upload a photograph of the accident. Make sure it is of high quality and isn’t blurred.
Step 5- Submit- Click on submit.