Some of the best and the cheapest car insurance quotes in Dubai are:
Nissan
2017
Altima
S 2.5L
No car can work properly if its engine is not in a good condition. You must keep the engine of your car in good and working condition. However, getting an engine repaired can cost you dearly as it is the most expensive part of a vehicle.
Even if you have a car insurance policy, the cost of engine repair will not be covered under the same as these policies are meant to cover the damages caused to the insured vehicle in case of an accident. But you can still get these expenses covered under the same car insurance policy simply with an Engine Protection add-on.
What is Engine Protection Cover?
Engine Protection Cover is additional coverage that can be added to comprehensive car insurance plans. The add-on helps policyholders get insurance cover for all their engine repair expenses in case of damage. The cover compensates the policyholders when they need to get their car engine repaired or replaced. There could be any reason behind it including the water ingression, lubricant oil leakage, etc.
You need to pay an additional premium cost to get the cover added to your car insurance policy. The engine protection add-on also covers the repair expenses of different parts of the engine.
Why Do You Need Engine Protection Cover in Car Insurance?
Engine protection cover is an excellent add-on for your comprehensive car insurance cover. Here is when you might want to consider adding it to your insurance plan:
If you live in a flood-prone area
If you want your car’s engine to stay healthy
If you have bought a new car
If you own a luxury car and the engine replacement could be expensive
If you don’t want to foolproof your insurance plan
If you want an extra cover for your car’s engine
Benefits of Adding Engine Protection Cover to Your Car Insurance Policy
The engine protection cover can be added to a comprehensive car insurance plan. The add-on has unique features and benefits that are useful to the policyholders. It helps you manage your engine repair expenses and saves you from paying anything extra if your engine breaks down. It helps you get the damaged engine parts repaired without any hassle.
Here is a list of the features and benefits of engine protection cover.
Pays for the Engine Repair: Having engine protection cover in car insurance policy is the best idea to get your engine repaired at lowest possible cost or sometimes free-of-cost. The engine is an expensive part of a vehicle. The cover added to the policy can help you get the engine repaired without any hassle.
Best for Flood-Prone Areas: If you live in an area that is more prone to floods or water-logging, adding the cover to your insurance policy can be a judicious choice. The engine protection cover in the car insurance policy ensures that you get your engine repaired every time water enters inside it.
Financial Support: A car insurance policy excluding the engine protection cover is not at all useful if your engine breaks down or gets damaged. In this case, you would need to manage the engine repair expenses all by yourself. However, if you have the engine protection cover in your car insurance policy, your insurance company will pay for the expenses.
Saves Labour Charges: The engine protection cover in the car insurance policy provides you the cover for the labour charges charged during the repair. You need not even spend a penny from your pocket if you have this cover.
Increases the Life of your Vehicle: If you have an engine protection cover added to your insurance policy, you can have the engine repaired in case of minor damages also. The cover helps you get the engine repaired in time of need and increases the life of your vehicle.
Here is a list of inclusions for Engine Protection Cover in Car Insurance:
Damages Due to Leakage: You get the cover for the damages caused to your engine due to lubricating oil leakage.
Damage Caused to Physical Components: When you have engine protection cover in car insurance, you can get cover for the damages caused to physical components of your car like piston, gearbox, connecting rods, etc.
Damage Due to Water Ingression: You can also get the cover for the engine repair if water enters the engine. This situation can arise in case of a natural disaster like floods, monsoons, etc.
Damage to Hydrostatic Lock: The damage caused to the hydrostatic lock while starting the vehicle when the engine is wet also gets covered under this add-on.
Cost of Consumables: The add-on also covers the cost of consumables used to fix the engine while the repair work was going on. These consumables include nuts& bolts, lubricant oil, coolants, etc.
Eligibility Criteria for Buying an Engine Protection Cover
Here are the eligibility criteria to buy an Engine Protection Cover in car insurance.
Your car must not be more than 5 years old.
You must have your own comprehensive car insurance policy ad this feature can’t be added to a third-party car insurance plan.
You need to pay an additional insurance premium amount to buy this cover as this is an add-on.
You can make only up to two claims in one engine protection cover.
How to Buy Engine Protection Add-On?
You must have a comprehensive car insurance plan registered under your vehicle’s name to add engine protection cover to it. This add-on is not a part of a standard insurance policy and can be added just as an add-on.
Here are a few simple steps that you can follow to buy an engine protection cover for your vehicle:
Visit the Online Portal: Get in touch with your insurance company either by visiting the online portal or by calling on the help desk number.
Select Your Policy: Search for your insurance policy if you have an existing one. Or you can also buy a comprehensive car insurance plan to get this cover.
Include the add-on: Once you have your policy details up on the screen, you can type the add-on name in the search box to find the desired add-on from the list. Select the ‘Engine Protection’ add-on and add it to your plan.
Pay the Premium: Pay the premium amount and you now have the engine protection cover.
The Bottom Line
Most car insurance companies in the UAE offer engine protection cover as an add-on. You can simply get in touch with your insurance service provider and get the cover added to your existing car insurance policy. This will help you keep your car and its engine healthy.
Rent a Luxury Car in Dubai - Owning a luxury car is fun, but it also comes at a cost. Starting from the initial purchase to its maintenance and insurance, you need to have a deep pocket to manage it.
Tips for Senior Citizens - Before Driving All Elderly Should Know About Safety Guidelines & Precautions in UAE. Read Top 7 Driving Tips for the Elderly and Avoid to Get Hurt While Driving.
Traffic Signs in UAE - Know All About Road Signs in the UAE. You should Aware of Mandatory Road Signs, Parking, Trailblazing, Prohibitory Road Signs and Advance Guide Signs and many more.
Know About RTA Approved Driving Licence Eye Test Centres in Dubai. Also Get All Details of Licence Eye Test Centres Like Branch Name, Address, Timing & Contact Details.
Know 7 Reasons and Benfits to Buy Car Insurance Plan online in UAE. Avail wide range of Attractive Offers and Discounts, Compare Plans, 24X7 Claims and Assistance and Renew without a Hassle and More!
Dubai Car Number Plate - Here You Can Read All About Dubai Car Number Plates, Number Plate Type, How To Apply, Apply Through RTA Website, Dubai Drive App & Transfer Dubai Car Number Plate Ownership
Dubai Police Cars - Check List of Dubai Police car fleet π. Dubai police carsΒ fleet has a huge variety of vehicles that ranges from coupes to luxury sedans to SUVs.
Abu Dhabi Police Cars - Check List of Abu Dhabi Police Car Fleet π. Abu Dhabi police carsΒ fleet has a huge variety of vehicles that ranges from coupes to luxury sedans to SUVs.
Mawaqif Top-Up : Mawaqif is a paid parking system authorised by the Department of Transport (DoT) in Abu Dhabi. The programme was initiated in 2009 to ensure seamless parking management in the Emirate.
Dealing with Impounded Cars in UAE: In the UAE, traffic laws related to road safety as well as the safety of drivers and passengers are strictly reinforced.
Dubai Car Parking: Parking Laws In Dubai Are Pretty Effective And Play A Crucial Role In Managing The City's Traffic. You Should Know All About Dubai Car Parking