Best Health Insurance Companies in Dubai

List of 15 + Best Health Insurance in UAE

1. Sukoon Health Insurance
2. Dubai Insurance Company
3. Takaful Emarat
4. Orient Takaful
5. Orient Insurance
6. Cigna Insurance
7. ADNIC
8. Salama Insurance
9. Watania Takaful Insurance
10. Daman Insurance

If you're searching for the top and best health insurance companies in UAE, you've come to the right place. Policybazaar UAE is here to help you compare medical policies from over 15 plus different reputable and best health insurance companies in dubai across various locations, including, Abu Dhabi, Ras Al Khaimah, Sharjah, Umm Al Quwain, Ajman, and Fujairah.

10 Best Health Insurance Companies in Dubai December 2023

1. Sukoon

Renowned for its comprehensive health insurance plans in the UAE, Sukoon Insurance Company has made its mark in the country’s insurance market with its core values of collaboration, customer first, integrity, and excellence. As a reputed health insurance provider and one of the top medical insurance companies, it has a wide network of healthcare providers, right at your service. 

In addition to the comprehensive plans and basic plans, the insurance provider is vouched for its easy claim process. Here are the salient features of health insurance from Sukoon Insurance Company - 

• Comprehensive plans under the new HealthPlus policy
• Get 6 comprehensive plans in different cover limits from AED 150,000 to AED 5,000,000
• Assorted plans with different coinsurance, network, limit, and optional benefit levels
• Free access to doctors via voice and video calls around-the-clock
• Personalised geographic coverage – limited to the United Arab Emirates
• Incredibly easy purchasing procedure both offline and online
• Availability of special LivFit wellness programs
• With Sukoon health insurance plans, customers get coverage regionally as well as internationally, depending on their selected plan. 
• Maternity and newborn coverage also available
• Plans with low annual costs for holders of Dubai visas beginning at AED 560
• Direct payment to more than 1,500 healthcare  providers
• Chronic and pre-existing conditions are addressed

2. DIC

As one of the top 10 health insurance companies in the UAE, Dubai Insurance Company (DIC) was incorporated by His Highness Late Sheikh Rashid Al Maktoum. Its health insurance is available for Dubai and Northern Emirates visa holders and dependents up to 18 years old. 

The following are the key features of the best health insurance in the UAE -

• Round-the-clock emergency support
• Premium rate starting from AED 525
• DubaiCare Network N5
• Coverage for investigation, diagnosis, and treatment services
• Radiology diagnostic services
• Cancer screening, diagnosis and treatment
• Laboratory services
• Vaccines and immunisations
• Hassle free claim procedure

3. Takaful Emarat

Established in 2008, Takaful Emarat is a pioneer in Islamic Insurance sector. The top health insurance company in the UAE offers a plethora of comprehensive health insurance solutions that offer protection. Its enhanced medical coverage is provided in the Emirates of Abu Dhabi and Dubai. The major benefits include -

• Prescription Drugs Coverage - up to AED 15,000
• Dental Benefits with Direct Billing at Network Providers - up to AED 3,000
• Physiotherapy Sessions Covered Each Year - up to 20 sessions
• Optional Optical Coverage - up to AED 1,500
• Network - NAS, Mednet, NextCare, and E Care
• Worldwide Coverage 
• Hassle-free claim process
• Plans available for individuals and families

4. Orient Takaful

Modern health insurance policies are the core of what Orient Takaful offers. These goods bear witness to the company's commitment to protecting the health and welfare of its customers.

The complete coverage offered by Orient Takaful's health insurance policies, along with its specific programmes for chronic conditions and support systems for critical illnesses, have significantly improved people's perspective and experience of healthcare coverage.

The following are the key features and benefits of the best health insurance company in the UAE -

• Simple and direct access to the best hospitals in the UAE and GCC round-the-clock assistance from a committed staff of multilingual customer care specialists
• Depending on your plan selection, in-hospital coverage for private rooms at top-notch hospitals
• Rapid online claim reimbursement
• Comprehensive coverage that, depending on the plan chosen, includes pre-existing and chronic diseases, outpatient coverage, and inpatient coverage
• Coverage for cancer and any associated specialist patient support programmes in accordance with your plan's option
• Having access to the Third Party Administrators mobile application will allow you to conveniently access all of your healthcare needs, including your electronic health card.

Read More : How do Health Insurance Companies know if you smoke

5. Orient Insurance

One of the top 10 health insurance companies, Orient Insurance is a customer-oriented insurance provider in the UAE. It is known for providing innovative risk solutions that cater to customers' complete satisfaction, demonstrating a deep commitment to customer service. 

With the most insurance-qualified staff in the entire region, Orient Health Insurance provides a range of health insurance policies that protect people against a number of serious illnesses. Orient health insurance policies in Dubai provide flexible premium payment alternatives together with global coverage. The following are the key benefits of Orient Insurance health insurance plans -

• Plans are available for up to 37 serious illnesses.
• Heart attack, kidney failure, coronary artery bypass surgery, benign brain tumours, major organ transplants, and other illnesses are covered. 
• After 28 days following the diagnosis of any serious disease covered by Orient Health's policies, a lump sum payment is made. 
• There is a 90-day waiting period after the policy's issuance date.
• Instead of charging an annual fee, the Orient Health Insurance plan offers coverage for several family members at a fixed sum insured. In most cases, the plan will pay for the hospitalisation or diagnosis of two or more family members.

6. Cigna

Cigna Middle East is a division of Cigna Corporation, a worldwide provider of health services with over 180 million clients worldwide with US roots. With its locally regulated organisations and partner agreements, Cigna Middle East provides services to the GCC markets as well as Lebanon.

Leader in the global healthcare industry Cigna provides a variety of all-inclusive health insurance policies to families, individuals, and government agencies worldwide. The main characteristics of the services offered by this top health insurance provider in the United Arab Emirates are as follows:

• Round-the-clock multilingual customer service 
• Quick query resolution. Get the call answered within 30 seconds
• Coverage for in-patient treatment, out-patient treatment, basic maternity benefits, mental health benefits, prescribed drugs, and more. 
• Healthguard plans come in three different levels of coverage and are DHA compliant. The organisation transfers your plan to another one in the event that you were to depart Dubai. 
• Cigna provides a plan to fit your needs, depending on your budget and the destination of your travels.
• Coverage for chronic and pre-existing diseases up to the annual cap
• Clinical case management to assist patients in choosing the best course of treatment
• Hospital care and accommodations for inpatients and day patients
• The most appropriate medical insurance plan in the UAE for you and your family, in terms of coverage and quality.

7. ADNIC

In the United Arab Emirates (UAE), Abu Dhabi National Insurance Company PJSC (ADNIC) was founded in 1972. Leading regional multi-line insurer ADNIC has a long history of offering business and individual clients in the Middle East and North Africa (MENA) area insurance and reinsurance services.

As the best health insurance company in the UAE, ADNIC believes in providing you the best-in-class insurance solutions. The insurance provider provides top-notch customer service, value-added services, and extensive local and international cover in an intuitive, uncomplicated tier-based selection structure.

The following are the key benefits of the best health insurance in the UAE -

• Easy claim filing process
• Designed for people who want not to sacrifice advantages, the Platinum plan is a premium health insurance option. Both inpatient and outpatient care are covered globally by this plan. Dental care can be divided into significant and routine treatments. In the event that it becomes necessary, vision care is also provided.
• Except for the United States and Canada, the Gold plan provides international coverage for both inpatient and outpatient services. When it comes to choosing the best option for each member, this health insurance plan offers the most possibilities. Dental care can be divided into significant and routine treatments. For those who need it, vision care is also available as an option.
• The Silver plan has a respectable layout and a fair pricing. International coverage is offered for both inpatient and outpatient services, with the exception of the United States, Canada, and Europe. The plan gives you a variety of alternatives to choose from. Additionally, the plan offers groups the option to choose routine dental coverage.
• Coverage is available throughout the United Arab Emirates with the Bronze package. This is the least expensive "Shifa" individual plan that nonetheless provides sufficient health coverage.

8. Salama

From its founding in 1979 to its current position as the top supplier of insurance solutions compliant with Shariah, SALAMA has led the way in the Takaful sector.

The Essential Benefit Plan and the Enhanced Benefit Plan are the two health insurance options provided by the largest health insurance provider in the UAE. The features of the plans and the services provided are as follows: 

• Direct billing network
• Quick and effortless medi-claim settlement process
• Flexible and affordable health insurance plans for individuals and families
• Get international emergency assistance
• Get routine dental cover
• Coverage for chronic medical condition
• Vaccination cover for children
• Alternative medicine benefit
• Emergency mental health cover
• Networks offered include - Silk Road, Silver Classic, Gold Premium, Green, Silver Premium
• Diagnostics including laboratory tests, radiology, and imaging

9. Watania Takaful

Established in 2008, Watania Takaful is one of the best health insurance companies in the UAE that offers comprehensive coverage to the insured in case of an emergency medical situation. The following are the main features of Watania Takaful health insurance plans -

• Homeland treatments
• Accidental death coverage
• Second opinion
• Treatment at over 1,600 care centres
• Prenatal and childbirth cover
• Personal accident cover
• DHA accredited insurance plans
• Chronic care management program
• Claim filing process in 3 easy steps
• Plans available for individuals and family members
• Round-the-clock customer care support 

10. Daman Insurance

Daman is a component of PureHealth, the most integrated healthcare platform in the United Arab Emirates. PureHealth is an ecosystem that includes more than 28 hospitals, 100 clinics, various diagnostic facilities, insurance options, pharmacies, health technological expertise, procurement, investments, and more that challenges lifespans and reinvents health spans.

As a leader in health insurance, Daman fosters innovation by combining cutting edge technology with healthcare-specific knowledge provided by a highly qualified and informed staff. Members receive value additions from special services like the illness management initiatives. The following are the benefits of this best health insurance in the UAE -

• Plans that are extensive and include optional global coverage.
• Coverage for essential services like emergency, maternity, outpatient, and inpatient care.
• Foreign aid and services for a second medical opinion.
• flexibility to customise your plan and add supplementary benefit modules.
• Access to more than 3,000 UAE health care providers
• You can use the Daman website or Daman app to submit your reimbursement claim.
• Through the company's app, you may receive health care on-the-go and have access to doctors and medical specialists around-the-clock via teleconsultations.

Apart from the top 10 health insurance companies in the UAE, lets take a look at the other prominent health insurance providers along with their health insurance features and benefits.

Other Health Insurance Companies in Dubai, UAE

• Hayah Insurance
• GIG Gulf Insurance
• Al Sagr Insurance
• Adamjee Insurance
• Dubai National and Reinsurance Insurance (DNI)
• RAK Insurance
• Alliance Insurance
• MetLife Insurance
• Union Insurance

To Know More About Above Listed - Click Here

Apply for the Best Health Insurance in the UAE from Policybazaar.ae

You can effortlessly apply for health insurance from the top 10 health insurance companies in the UAE via Policybazaar.ae. This is a digital third-party aggregator that enables you to compare health insurance plans under one roof.

Before making a choice, you can compare features like inclusions & exclusions, Addons, premiums of health insurance policies.

Follow below listed  steps to purchase UAE health insurance plans with Policybazaar UAE -

• Visit Policybazaar UAE's Health Insurance Section.
• Fill Required Details
• Browse and Compare Best Health Insurance Plans
• Our customer service agent will get in touch with you and assist you in selecting the best Dubai health insurance plan.

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