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Oman Insurance Company or OIC is a composite insurance company that is dedicated to offering DHA-compliant health insurance plans. Headquartered in Dubai, OIC is one of the largest, publicly-listed insurance providers, offering a wide range of services, including but not limited to life, motor, medical and general insurance. It is known for a wide network of healthcare facilities with direct billing options for its buyers and quick claim settlements to add to the experience of its policy buyers. If you’ve been looking for excellence, reliability and innovation in the field of insurance, then Oman Insurance Company is your go-to.
Oman insurance company offers DHA compliant, affordable health insurance plans starting at AED 560 a year with direct billing facility by 1,500 providers.
With OIC’s user-friendly online platform, customers can easily access, view and manage their plans from the comfort of their home. Right from purchasing plan to filing claims, all the processes can be initiated online without the hassles of visiting providers’ offices.
In case of emergencies, you don’t need a co-insurance in medical facilities outside the network (within UAE). Chronic and pre-existing medical conditions are covered without any waiting period for previously insured members.
Let’s take a quick look at the features and benefits of Oman health insurance:
With Oman Insurance Company, buyers can get an extended coverage of up to 95 years of age, for both expatriates and UAE nationals.
Customers are eligible to enjoy ongoing offers and discounts offered by the provider.
Customers looking forward to changing their premium during an ongoing policy can do so simply by contacting OIC’s customer service team or by raising a request through their online portal.
OIC offers worldwide ensuring coverage for its customers irrespective of their location.
Policyholders can increase the protection cover by opting for permanent disability and critical illness coverage that ensures protection till the age of 65.
Oman Insurance Company offers DHA (Dubai Health Authority) approved EBP plan that provides coverage to policyholders and their family members in the UAE. Refer to the section below for a quick run-down on the details of DHA EBP plans:
The DHA EBP by Oman insurance company provides an annual benefit of AED 150,000 within the UAE and Abu Dhabi in case of emergencies. The plan includes a co-payment of 20% for inpatient, outpatient, and laboratory services. Similarly, 30% co-payment for pharmacy expenses incurred during the treatment under health insurance plan. Oman health insurance has an extensive billing network of over 500 hospitals and 1400 pharmacies.
Under this plan from OIC, there is a mandatory waiting period of six months. However, buyers who are already insured with OIC are exempted from this.
Here is an overview of Oman Medical Insurance Prices in Dubai, UAE:
If Income is less than AED 4,000:
|Domestic Help||AED 560|
|Family and Yourself|
If Income is more than AED 4,000:
|0 - 6||1,658||1,517|
|17 - 35||868||2,927|
|36 - 45||1,366||2,239|
|46 - 50||1,901||2,498|
|50 - 55||2,471||2,525|
|56 - 60||3,201||3,711|
|60 - 65||3,602||4,179|
|66 - 70||4,310||5,003|
Inpatient inclusions under the DHA EBP from Oman Insurance Company are:
List of inclusions on outpatient services offered by Oman Insurance Company-
The exclusions under Oman Health Insurance plans are:
For getting your Oman Health Insurance Plan renewed all you have to do is login to the portal and request for renewal. Once you’ve raised a request, you will be redirected to the payment gateway. Your renewal request is successfully completed once the payment is made.
The Oman health insurance claim process is simple and hassle-free. Customers can choose the medium of claim based on their preference and convenience. All you need to do is fill out the Oman Insurance claim form and submit it along with relevant documents for further processing. This can be done by both online and offline means. Funds are disbursed on successful submission of the claim form and investigation.
Documents required for claim submission and processing:
Oman insurance company Dubai is one of the most reliable and popular insurance and finance service providers in the UAE. You can opt for one of the best health insurance plans from Oman Insurance Company to experience globally recognized customer services and enjoy plans that are curated to suit your medical needs.