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Takaful Emarat is a UAE-based, Shariah-compliant health and life insurance provider that offers a wide range of comprehensive insurance products. The company offers a variety of individual and corporate insurance plans that are designed to provide the best-in-class insurance solutions to its customers. Takaful Emarat is not just limited to offering insurance products, it has investment and savings plans too that are to cater to the ever-evolving needs of its customers.
Takaful Emarat is known for its innovative products that are designed to offer complete protection to the policyholder and family members. On top of everything, its world-class customer service has made the brand popular among its customers in the UAE.
Here are the best Takaful Emarat Medical Insurance plans in Dubai, UAE for 2021:
|Plan Name||Medical Cover (AED)||Pharmacy Limit||Price|
|Silver||10,00,000||Up to AED 1,500|
|Gold||10,00,000||Up to AED 7,500|
|Platinium||10,00,000||Up to AED 10,000|
|Rhodium||10,00,000||Up to AED 10,000|
|See More Plans >>|
Let’s take a look at all the features and benefits that Takaful Emarat has to offer:
There are five types of Takaful Emarat health insurance plans that are listed below:
|Coverage||AED 1 Million||AED 1 Million||AED 1 Million||AED 1 Million||AED 1 Million|
|Network||Next care RN3 (OP is restricted to clinics only)||Next care RN2||Next care RN||Next care GN||Next care GN+|
|Diagnostic||Covered (10% co-pay)||Covered (10% co-pay)||Covered (10% co-pay)||Covered (10% co-pay)||Covered (10% co-pay)|
|Physiotherapy||8 sessions annually||10 sessions annually||15 sessions annually||20 sessions annually||20 sessions annually|
|Maternity||Covered with 10% co-pay (Max 10 visits)||Covered with 10% co-pay (Max 12 visits)||Covered with 10% co-pay (Maxi 12 visits)||Covered with 10% co-pay (Max 12 visits)||Covered with 10% co-pay (Max 12 visits)|
The inclusions under Takaful Emarat health insurance are:
· Diagnostic, laboratory, and imaging tests
· Maternity coverage with 10% co-payment
· Worldwide coverage
· Coverage for prescribed medicines
The exclusions under Takaful Emarat Health Insurance Plan are as follows:
· Unnecessary medical procedures
· All expenses incurred in the treatment of orthodontic procedure and prosthetics
· Cosmetic procedures
· Custodial care
· Hearing tests and aids
Takaful Emarat's health insurance claim can be filed by both means - online and offline. The claimant can log on to Takaful’s website and fill out the claim form followed by uploading relevant documents.
Once the Takaful Emarat insurance claim form is submitted the provider investigates the case, followed by the disbursement of funds. If you are opting to file your claim online, then you can simply fill out a form online and upload relevant documents with it.
Here’s a list of documents that you’ll need for filing an insurance claim:
All you have to do to renew your Takaful Emarat Health Insurance Plan log in to the customer portal and raise a renewal request. Once that’s done, you’ll be redirected to the payment page. Once the payment is made, your renewal request will be accepted and your health insurance plan will be renewed.
Takaful Emarat is a well-established, Shariah-compliant insurance provider that offers a comprehensive range of insurance products, specially designed to provide comprehensive coverage to its customers. All of Takaful’s products are Shariah-compliant making them the right choice for both ex-pats and UAE nationals. These plans are developed following UAE law and Shariah guidelines.