Takaful Emarat Health Insurance Plans

Established in 2008, Takaful Emarat Insurance PSC is a major Shariah-adhering life and health Takaful provider in the UAE. Offering a wide range of life and health insurance products for both individuals and corporate clients, the takaful product range includes protection, savings, and investment plans across a variety of distribution channels. ...read more

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HEALTH INSURANCE
AED 1 million Health cover starting @4/Day
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The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.

If you are looking forward to purchasing a health insurance plan, you can certainly opt for Takaful Emarat health insurance plans. The company offers Shariah-compliant plans that make sure that you and your family remain stress-free while getting treated.

Takaful Emarat Health Insurance

Takaful Emarat offers top health insurance plans that provide comprehensive and advanced medical coverage to you and your family. Here are the prime benefits of  Takaful Emarat health insurance plans in the UAE -

  • Get prescribed medication coverage of up to AED 15,000
  • Avail of up to 20 physiotherapy sessions every year
  • Get up to AED 3,000 as dental benefits with a direct billing facility at the network hospital
  • Optional vision cover of up to AED 1,500

Types of Takaful Emarat Health Insurance Plans

The table below lists the types of Takaful Emarat health insurance plans in the UAE -

  • Rhodium

  • Rhodium

  • Iridium

  • Iridium

  • Platinum

  • Platinum

  • Gold

  • Gold

  • Silver

  • Silver

  • Zumurrod

  • Diamond

  • Yaqoot

  • Opal

  • Marjan

  • E Care Blue 2201

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 15,000

Plan Details - Here are the salient features of this Takaful Emarat health insurance plan:

  • Geographical Coverage - Worldwide
  • Medical Network - Gold 
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months. Once the waiting period ends, only the declared pre-existing medical conditions would be covered for up to AED 150,000
  • Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
  • Outpatient Benefits - GP consultation, prescribed medication, diagnostics, physiotherapy (subject to 20% co-payment)
  • Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
  • Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
  • Alternative Medicine - Up to AED 1,600
  • 20% Co-payment

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 15,000

Plan Details - Here are the salient features of this Takaful Emarat health insurance plan:

  • Geographical Coverage - Worldwide
  • Medical Network - Gold 
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months. After the waiting period ends, only declared pre-existing medical conditions would be covered for up to AED 150,000
  • Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
  • Outpatient Benefits - GP consultation, prescribed medication, and diagnostics, physiotherapy (subject to 10% co-payment)
  • Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
  • Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
  • Alternative Medicine - Up to AED 1,600
  • 10% Co-payment

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details - Key features of this Takaful Emarat health insurance plan are:

  • Geographical Coverage - Worldwide
  • Medical Network - Green
  • Pre-existing Medical Conditions - Subjected to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000
  • Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
  • Outpatient Benefits - GP consultation, prescribed medication, diagnostics, and physiotherapy (subject to 20% co-payment)
  • Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
  • Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
  • Alternative Medicine - Up to AED 1,600
  • 20% co-payment

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details - Here are the main features of this Takaful Emarat Health Insurance Plan:

  • Geographical Coverage - Worldwide
  • Medical Network - Green
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months, after which only declared pre-existing medical conditions are covered for up to AED 150,000
  • Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
  • Outpatient Benefits - GP consultation, prescribed medication, diagnostics, and physiotherapy (subject to 10% co-payment)
  • Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
  • Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
  • 10% co-payment

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 10,000

Plan Details - Key features of this Takaful Emarat health insurance plan:

  • Geographical Coverage - Worldwide
  • Medical Network - Silver Premium
  • Pre-existing Medical Conditions - Subjected to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000
  • Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, repatriation of mortal remains
  • Outpatient Benefits - GP consultation, prescribed medication, diagnostics, physiotherapy (subject to 20% co-payment)
  • Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
  • Maternity Benefits - Pre- and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, legal terminations as per medical requirement
  • Alternative Medicine - Up to AED 1,600
  • 20% co-payment

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details -

  • Geographical Coverage - Worldwide
  • Medical Network - Silver Premium
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000
  • Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
  • Outpatient Benefits - GP consultation, prescribed medication, diagnostics, physiotherapy (subject to 10% co-payment)
  • Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
  • Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
  • Alternative Medicine - Up to AED 1,600
  • 10% co-payment

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 7,500

Plan Details - Listed below are its features:

  • Geographical Coverage - Worldwide
  • Medical Network - Silver Classic
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months. After the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000
  • Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
  • Outpatient Benefits - GP consultation, prescribed medication, diagnostics, physiotherapy (subject to 20% co-payment)
  • Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
  • Maternity Benefits - Pre- and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
  • Alternative Medicine - Up to AED 1,600
  • 20% co-payment

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 7,500

Plan Details -

  • Geographical Coverage - Worldwide
  • Medical Network - Silver Classic
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months. After that, only declared pre-existing medical conditions are covered for up to AED 150,000
  • Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
  • Outpatient Benefits - GP consultation, prescribed medication, diagnostics, and physiotherapy (subject to 10% co-payment)
  • Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
  • Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
  • Alternative Medicine - Up to AED 1,600
  • 10% co-payment

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details - Listed below are its features:

  • Geographical Coverage - Worldwide
  • Medical Network - Silk Road (Outpatient Access to Clinics Onl)
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months. Note that after the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000.
  • Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, repatriation of mortal remains
  • Outpatient Benefits - GP consultation, prescribed medication, diagnostics, and physiotherapy (subject to 20% co-payment)
  • Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
  • Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
  • Alternative Medicine - Up to AED 1,600
  • 20% Co-payment

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details - Key features of this Takaful Emarat health insurance plan:

  • Geographical Coverage - Worldwide
  • Medical Network - Silk Road (Outpatient Access to Clinics Onl)
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000
  • Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
  • Outpatient Benefits - GP consultation, prescribed medication, diagnostics, and physiotherapy (subject to 10% co-payment)
  • Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
  • Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
  • Alternative Medicine - Up to AED 1,600
  • 10% co-payment

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 15,000

Plan Details - Listed below are its features:

  • Geographical Scope - Worldwide
  • Inpatient Services - Private room accommodation, attendee accommodation costs, home nursing, emergency ground transportation, diagnostics, and prescribed medication
  • Other Services - Lab tests, physiotherapy, vision aids, psychiatric treatment, alternative treatment, cancer treatment, second medical opinion, repatriation of mortal remains to the home country, treatment for Hepatitis C Virus infection, vaccines and preventive care
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to the limit of AED 150,000 per member per year.

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 10,000

Plan Details -

  • Geographical Coverage - Worldwide
  • Medical Network - NAS-GN
  • Maternity Benefits - Outpatient services (subject to 10% co-insurance, up to 15 visits and 8 ante-natal ultrasound scans); inpatient services (up to AED 20,000)
  • Dental and Gum Treatment - Subject to 20% co-insurance
  • Hearing and Vision Aids - Subject to 20% co-insurance
  • Inpatient Benefits - Private room accommodation, and attendee accommodation costs (up to AED 400 per day)
  • Pre-existing Medical Conditions - Subjected to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to the limit of AED 150,000 per member per year.
  • Other Services - Lab tests, physiotherapy, vision aids, psychiatric treatment, prescribed medication costs, alternative medicines, cancer treatment, vaccines and preventive care, organ transplant, second medical opinion, and treatment costs of HCV

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 7,500

Plan Details - Key features of this Takaful Emarat health insurance plan:

  • Geographical Cover - Worldwide
  • Medical Network - NAS-RN
  • Inpatient Services - Private room accommodation, attendee accommodation costs (up to AED 350 per day), ambulance services, home nursing
  • Maternity Benefits - Outpatient services (subject to 10% co-insurance, up to 15 visits and 8 ante-natal ultrasound scans); inpatient services (up to AED 12,500)
  • Dental and Gum Treatment - Subjected to 20% co-insurance
  • Hearing and Vision Aids - Subjected to 20% co-insurance
  • Other Services - Diagnostics, physiotherapy, psychiatric treatment, prescribed medication costs, alternative medicines, cancer treatment, Vaccines and Preventive Care, organ transplant, second medical opinion, treatment expense of HCV

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details - Listed below are its features:

  • Territorial Coverage - Worldwide
  • Network - NAS-SRN
  • Maternity Benefits - Outpatient services (subject to 10% co-insurance, up to 15 visits and 8 ante-natal ultrasound scans); inpatient services (up to AED 20,000). In an emergency, the medically necessary expenses are covered up to the annual medical cover limit
  • Dental and Gum Treatment - Subject to 20% co-insurance
  • Hearing and Vision Aids - Subjected to 20% co-insurance
  • Inpatient Benefits - Private room accommodation, ground transportation, attendee accommodation costs (up to AED 250 per day), and home nursing
  • Pre-existing Medical Conditions - Subject to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to the limit of AED 150,000 per member per year.
  • Other Services - Lab tests, diagnostics, physiotherapy, psychiatric treatment, alternative medicines, prescribed medication, cancer treatment, vaccination, organ transplant, repatriation of mortal remains to native land, and costs of treating HCV

View Quotes

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details -

  • Territorial Coverage - Worldwide
  • Medical Network - NAS-WN (outpatient service restricted to clinics only)
  • Maternity Benefits - Undeclared pregnancy at the time of filling the medical application form not covered, outpatient services (subject to 10% co-insurance, up to 15 visits and 8 ante-natal ultrasound scans); inpatient services (up to AED 20,000), in an emergency, the medically necessary expenses are covered up to the annual medical cover limit
  • Dental and Gum Treatment - Covered only if there is an emergency
  • Hearing and Vision Aids - Covered only in case of emergency
  • Inpatient Benefits - Semi-private room accommodation, attendee accommodation costs (up to AED 150 per day), and ambulance service
  • Pre-existing Medical Conditions -  Subject to a waiting period of 6 months. After the waiting period ends, only declared pre-existing medical conditions are covered for up to the limit of AED 150,000 per member per year.
  • Other Services - Diagnostics, physiotherapy, prescribed medication, cancer treatment, vaccination, organ transplant, and treatment for HCV

View Quotes

Medical Coverage - Up to AED 150,000 per annum

Pharmacy Limit - Up to AED 3,500

Plan Details - Key features of this Takaful Emarat health insurance plan:

  • Territorial Coverage - UAE (home country (inpatient only in India and South East Asia excluding Japan, Hong Kong, Singapore, Thailand, and Taiwan)
  • Medical Network - E CARE Blue (outpatient limited only to clinics), reference from general a physician or specialist
  • Inpatient Benefits - Semi-private room accommodation, emergency ambulance service, and attendee accommodation costs (up to AED 100 per day)
  • Maternity Benefits - Outpatient services (up to 8 visits and 3 ante-natal ultrasound scans), inpatient services (subjected to 10% co-insurance, up to AED 10,000 for normal delivery, up to AED 10,000 for medically essential C-section, pregnancy complications, and termination)
  • Newborn Cover - Covered for 30 days from the day of birth
  • Hearing and Vision Aids - Subjected to 20% co-insurance
  • Other Services - Lab tests, dental benefits, physiotherapy, repatriation of mortal remains to the native land, physician consultation, prescribed medication, alternative medicine, cancer treatment, and vaccination

View Quotes

Takaful Emarat Insurance Network Hospital Lists

Takaful Emarat Health Insurance Network Hospitals List in uae
Name
Address
Ahalia Hospital (Hospitals)
Ahalia Hospital, Hamdan Street, P.O. Box - 2419 - 26262666
Al Ahli Hospital Company LLC-Branch 1 (Hospitals)
Ahalia Hospital, Tariff Road , M-24, Mussafah, P.O. Box - 2419 - 28119119
Phoenix Hospital L.L.C. (Ex Al Bustan Specialty Hospital L.L.C.) (Hospitals)
Plot - 1, M-10, Shabiyah, Musaffah, P.O. Box - 2419 - 26151515
Al Ruwais Hospital - AUH (Hospitals)
Abu Dhabi, Ruwais, Near Ruwais Mall - 8007267
Al Salama One Day Surgery Center - AUH (Hospitals)
Al Salama One Day Surgery Center Bldg, Opposite Al Roashid Mosque, Sector-7, Baniyas East, Abu Dhabi - 5047900
Bareen International Hospital (Hospitals)
Near Fatema Bent Mubark Mousque, Hamdan Street, Muroor Road, Mohammad Bin Zayed Area - 25545555
Life Line Hospital Al Musafah L.L.C (ex- Lifeline Hospital - Day Care Surgery) (Hospitals)
Po Box No: 92313,16Th, Street, Sanayya – 7, Industrial Area, Musaffah, Abu Dhabi, United Arab Emirates (Uae) - 80055
Lifecare Hospital - LLC - AUH (Hospitals)
Near Al Raha Village, Mafraq,Baniyas - 80055
Lifecare Hospital Musaffah - Branch 1 (Hospitals)
M-24, Near Workers Village Opposite Adnoc Petrol Pump, Musaffah - 80055
LifeLine Hospital (Hospitals)
Al Marwa Tower, Electra Street Abu Dhabi - 80055

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