Best Car Insurance Companies in Dubai

Top 10 Best Car Insurance Companies in Dubai, UAE - July (2025)

Finding the right insurance provider is crucial for covering your vehicle and ensuring peace of mind on the road. However, as mentioned earlier, with so many insurers in the market, selecting a trusted company can be overwhelming. To help you out, here is a list of the top 10 car insurance companies in UAE that highlight providers known for reliable coverage, efficient claims handling, and excellent customer service.

List of Top Car Insurance Companies in UAE
Sukoon Insurance	Watania Takaful Insurance
GIG Gulf Insurance	Al Sagr Insurance
Al Fujairah National Insurance (AFNIC)	Salama Takaful Insurance
Abu Dhabi National Insurance (ADNIC)	Orient Insurance
Tokio Marine Insurance	Qatar Insurance (QIC)

1. Sukoon Insurance

Next on the list of the providers associated with the best car insurance in Dubai, UAE, is Sukoon Insurance, which is headquartered in Dubai and was established in 1975. Remarkably, it has insured more than 200,000 drivers in the last 50 years and has dedicated insurance solutions for luxury vehicles.This insurance provider is known for its 24/7 claims support and cashless garage repairs in a wide network.

It has a diverse insurance portfolio that offers plans including comprehensive, privilege motor insurance, and third-party car insurance. You can also explore customisable plans with benefits like cover for third-party liability, damage to the insured vehicle, emergency medical expenses, and optional covers like roadside assistance.

Here are some other key benefits —

• Off-road cover (only for SUVs with off-road capability)
• Geographical expansion of coverage
• Valet parking theft
• Loss of personal belongings
• Windscreen damage 

Click here to Buy Sukoon Car Insurance

 

2. Watania Takaful

If you are looking for affordable motor insurance plans, Watania Takaful is among the best motor insurance companies in Dubai to consider. This is a Shariah-compliant insurance provider established in 2008. Its car insurance solutions make it stand apart from its counterparts. This Shariah-compliant provider covers both electric and hybrid cars. 

Its comprehensive policy is vouched for by its round-the-clock roadside assistance, windscreen damage, child car seat replacement, car replacement (if stolen), and much more. 

Other benefits include –

• No claims discount
• Driver and passenger cover
• Lock replacement
• Off-road cover
• Taxi fares
• Medical emergency 
• Loss of personal belongings
• Windscreen excess waiver 
• Valet parking cover

Click here to Buy Sukoon Car Insurance

 

3. GIG Gulf Insurance

With over 70 years of presence in the Middle East and North Africa, GIG Gulf is one of the best car insurance companies in the UAE. It offers some of the best motor insurance solutions in the region, including both comprehensive and third-party insurance coverage.Explore the plans from this insurance company for its wide regional coverage and advanced digital tracking system for the claim settlement process.

Its car policies, especially comprehensive plans, are vouched for their 24/7 roadside assistance, car repair services, emergency medical expenses, and more. The key benefits include —

• Loss or damage to the insured vehicle
• Third-party liabilities
• Personal injury cover
• Loss of personal belongings
• Personal accident benefits for the driver and passengers
• Oman cover

Click here to Buy GIG Gulf Car Insurance

 

4. Al Sagr Insurance

Headquartered in Dubai, Al Sagr National Insurance Co. was established in 1979 as a multi-line insurance company. As one of the best car insurance companies in UAE, the provider offers comprehensive motor insurance solutions with benefits like loss and damage to third-party property and damage incurred by the insured vehicle. 

This car insurance company is perfect for first-time car owners as you can get multiple car discounts on your purchase. The USP of the insurance solutions often incorporate bodily damages, agency repairs, repairs outside the agency, personal accident cover, and comprehensive roadside assistance with features like —

• Accident towing service
• Battery boost service
• Lockout service
• Mechanical breakdown towing service
• Flat tyre service 
• On-road emergency fuel delivery service

Click here to Buy Liva Car Insurance

 

5. Al Fujairah National Insurance Company (AFNIC)

Headquartered in Fujairah, Al Fujairah National Insurance Company was established in 1976. As one of the best car insurance companies in UAE, AFNIC’s motor products ensure that your vehicle and you remain financially secure thanks to their wholesome benefits. 

With AFNIC, you get two types of vehicle insurance plans — comprehensive and third-party. Under the comprehensive motor insurance plan, you have the flexibility to choose the repair type between agency repair and non-agency repair. 

The major benefits include —

• Cover for damage to the insured vehicle 
• Malicious act of a third party
• Theft and fire 
• Third-party liability

Click here to Buy Liva Car Insurance

6. Salama Takaful Insurance

With over 45 years of presence in the UAE insurance market, Salama Takaful is a Sharia-compliant insurance company that continues to provide financial protection to lives with its curated insurance products, particularly the best car insurance in UAE. The insurance from this provider offers ethical insurance coverage. In case of a claim, enjoy a transparent claim-filing process. 

Salama's auto insurance solutions are designed to financially cover third-party liabilities, damage or loss of the insured vehicles, and personal accident cover to the driver and passengers in the car.

With a comprehensive plan from Salama, you can usually get an array of services and benefits, such as —

• Quick and quality repairs at an A-grade garage network
• Free off-road assistance
• Car registration service 
• Free vehicle recovery service 
• Free battery boost service

Click here to Buy Sukoon Car Insurance

 

7. Abu Dhabi National Insurance Company

Another one among the top 10 car insurance companies in UAE with plans that ensure peace of mind on the road is Abu Dhabi National Insurance Company (ADNIC). Founded in 1972, this provider is headquartered in Abu Dhabi and has multiple branches across the country including Dubai. 

ADNIC offers 3 main types of plans – Gold (Comprehensive), Silver (Comprehensive), and Third Party Liability. You can choose comprehensive coverage for the following reasons —

• Damage repair
• Wider repair network
• Off-road assistance
• Vehicle replacement

Click here to Buy Sukoon Car Insurance

 

8. Orient Insurance

Established in 1982, Orient Insurance Company is one of the best car insurance companies in Dubai, UAE. With a paid-up capital of AED 500 million, it carries an exceptional A+ credit rating. Its auto insurance solutions include comprehensive and third-party liability. Enjoy comprehensive plans with GCC cover, quick online policy issuance, and a swift claim approval process. 

Comprehensive plans, as the name suggests, offer more benefits than third-party ones like roadside assistance, Oman cover, protection against natural perils, and more. Other key benefits of the best car insurance in UAE of Orient Insurance —

• Cover for legal liability to immediate family members
• Off-road cover
• Loss of personal belongings 
• Emergency medical expenses
• Coverage against strikes and riots 

Click here to Buy Orient Car Insurance

 

9. Tokio Marine and Nichido Fire Insurance

Tokio Marine Insurance, a trusted Japanese insurance provider, is one of the top 10 car insurance companies in UAE. Active in the region since 1976, it is known for its smooth claim process and responsive customer service. Tokio Marine, with strong global ratings — A+ from S&P, A++ from A.M. Best, and Aa3 from Moody’s — offers reliable motor insurance in the UAE. There are several advantages of buying plans from this provider, including 100% online policy management and quick claim processing.

Here’s what you get when you choose the best vehicle insurance in UAE from Tokio Marine —

• Off-road cover
• Fire and theft cover
• Personal injury
• Loss of benefit allowance
• Ambulance service
• Emergency medical expenses

Click here to Buy Sukoon Car Insurance

 

10. Qatar Insurance Company(QIC)

Qatar Insurance Company (QIC), established in 1968, is now one of the best car insurance companies in Dubai. As a leading insurer in the MENA region, it provides exceptional motor insurance and other insurance solutions that have earned it ratings of A/Stable from S&P and A (Excellent) from A.M. Best. 

Its comprehensive vehicle insurance policy covers all damages caused to third parties by the insured car as well as the damages incurred by the insured vehicle. The major benefits offered under comprehensive car insurance policies —

• Fire due to self-ignition or lightning
• Malicious acts of others, like vandalism
• Theft, burglary, or attempted theft 
• Personal injury cover
• Lock replacement 

Click here to Buy Al Sagr Car Insurance

Best Car Insurance Companies for Expats in Dubai

Here are some of the best car insurance companies in Dubai for expatriates —

• Abu Dhabi National Takaful Company
• Sukoon Insurance
• Salama 
• Tokio Marine and Nichido Fire Insurance
• GIG Gulf Insurance
• Al Fujairah National Insurance Company
• Watania Takaful
• Qatar Insurance Company

Best Car Insurance Companies for New Drivers in Dubai

Find below the list of the best motor insurance companies in Dubai, UAE for new drivers –

• Sukoon Insurance
• GIG Gulf Insurance
• Tokio Marine and Nichido Fire Insurance
• Qatar Insurance Company
• Salama
• Watania Takaful
• Orient Insurance
• Abu Dhabi National Takaful Company

Best Car Insurance Companies for Women in Dubai

Listed below are the best car insurance companies in Dubai, UAE for women –

• Salama
• Al Fujairah National Insurance Company
• GIG Gulf Insurance
• Watania Takaful
• Qatar Insurance Company
• Al Sagr National Insurance
• Orient Insurance

Best Car Insurance Companies for Senior Citizens in Dubai

Mentioned below are some of the top car insurance companies in Dubai, UAE that offer inclusive plans for senior citizens –

• Salama
• Abu Dhabi National Insurance Company
• Sukoon Insurance
• Abu Dhabi National Takaful Company
• Watania Takaful
• GIG Gulf Insurance

 

How to Select the Best Car Insurance in Dubai, UAE?

Rather than selecting the first car insurance policy that you come across, it's always recommended to search around for options. This way, you can get better options and attractive deals on the plans. Here are some hacks for selecting the best motor insurance in Dubai, UAE—

• Compare Benefits Before Comparing Prices — When buying your first car policy or switching plans, you'll find many options to choose from. Since not all plans suit every driver or vehicle, it's best to choose a provider that offers various coverage options. Your ideal plan will depend on your needs;  make sure to keep them in mind when comparing your insurance options.
• Check out Network Garages — Another thing to look into when looking for the best car insurance in UAE is the network garages. These garages simplify the claim process by offering cashless repairs, making them a key factor when choosing the right plan. A wide and reliable network ensures faster service, quality repairs, and added convenience for policyholders.
• Claim Process — One of the most important parts of getting the best car insurance in UAE is how easily and quickly claims are handled. Look for insurers that are known for simple claim processes, fast resolution times, and clear communication. 
• Third-Party Vs Comprehensive — Before choosing a plan, assess your needs based on your car’s age, value, and usage. New or expensive cars may need comprehensive coverage, while older ones might only need third-party liability. This way, you can avoid overpaying for extras that you don’t need.

Policybazaar.ae: Your One-Stop Destination for the Best Car Insurance in Dubai

You can effortlessly apply for the best car insurance in Dubai on Policybazaar.ae. On this platform, you can explore plans from the above-mentioned insurance companies along with additional providers in the country. The company is known not only for its seamless purchasing process but also its exclusive features and exceptional after-sales services through its PB Advantage Program. Here’s what you get —

• 12 free car washes
• 30% safe driver discounts
• Up to AED 1,000 excess waiver 
• Discount on car repairs
• Exclusive Claim Assurance Programme

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Last Updated At - 19 July 2025

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