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The company commenced its operations as a public shareholding firm in Dubai in the year 1979. It was through an Emiri Decree by His Highness, the late Ruler of the Emirate of Dubai and H.H. Sheikh Rashid Bin Said Al Maktoum, the then Vice President of the UAE. The company has reinsurance support and is backed by the world’s leading insurers. As a result, it has quickly emerged as one of the prominent names in the insurance market across Jordan and the Kingdom of Saudi Arabia.
ASNIC is listed with the Ministry of Economy and Commerce of the UAE and it carries out its insurance business as per the Federal Insurance Law. With its innovative insurance products, it is one of the most renowned names in the insurance market UAE and also the best providers for car insurance in UAE.
Al Sagr National Insurance company has relentlessly worked for over 40 years to create a unique name for itself in the motor insurance market of the United Arab Emirates. They put their customers before everything else, ensuring that they offer quality products every time. They have numerous accolades to vouch for the fact that they are a reliable partner when it comes to buying insurance and the following reasons make them a perfect choice for leading a stress free life:
Car Takaful against Third Party Liability is mandatory to obtain Motor Vehicle Registration as per the United Arab Emirates Federal Law No. (21) Of 1995.
Car Takaful deals with the insurance of motor vehicles. Car insurance has become an integral part of everyday life. No one knows what the future beholds and thus, both Individuals and their properties are under constant risk in the present day’s human activities. With the uncertainties in your driving styles, carelessness and habits, traffic collision happens without any caution despite all the precautions one may take. You can be free of all the hassles and consequences of traffic collisions, if your vehicle is insured. Taking these things into consideration, the legislators were urged to mandate Car Insurance in the UAE.
Al Sagr’s vehicle insurance policy is as per the motor insurance law in the United Arab Emirates.
The Company offers two types of coverage in its motor insurance plan as mentioned below -
This top-selling car insurance policy from Al Sagr National Car insurance safeguards the insured against any unexpected surprises life brings their way. This includes loss and damage to the insured vehicle and its owner, and any third party, ensuring one doesn’t have to ransack their pockets in the event of an accident. Here are the important features of this insurance plan:
This Al Sagr insurance plan offers coverage for the sum one has to pay for accidental damage to a third party and/or injured party as a compensation during an accident. They have got you covered for the following:
Mentioned below are some of the optional benefits can enjoy with these Al Sagr National Car Insurance plans:
|Optional Benefits||Comprehensive Insurance Plan||Third Party Liability Plan|
|Windscreen damage cover||Up to AED 2,000||-|
|Driver and passenger cover||Available||Available|
|Personal possessions protection against theft, fire or collision||Up to AED 2,000||-|
|Medical expenses||Up to AED 2,000||-|
|Road risk cover||-||Available|
|Natural calamities cover (flood, storm, earthquake and hurricane)||Available||-|
|Orange Card benefit (Travelling from one Arab country to another)||Available||Available|
|Oman coverage||Available at a minimum charge||Available at a minimum charge|
|Road side assistance||Covered||Available|
Upon your request, Al Sagr, by the way of extra endorsements attached to the plan and within the limits of conditions and provisions, may expand its territory to include different countries, and/or offer Personal Accident Cover for you and your family or employees working for the company against accidents that may happen to anyone of you while driving or sitting in the car.
The company is renowned for having the Insurance Authority Award for the Best Insurance Company in the Field of Customer Happiness and Dispute Resolution in the Motor Claims Department. This allows the insured to enjoy the much needed peace of mind of knowing that one is in safe hands. One can follow a few simple steps for the claim filing process with Al Sagr National Car insurance company. Its efficient, its easy and more importantly, anyone can do it from the comfort of their homes, devoid of any hassles. Their dedicated claim processing team helps the insured in case of any queries. All one has to do is:
Q1. What is Comprehensive Insurance?
Ans: A comprehensive takaful or comprehensive insurance is a complete cover for your vehicle. Any loss or damage caused due to fire, accident or theft is covered under this insurance package. The package also covers you against Third Party Liability.
Q2. What are the inclusions of Comprehensive Insurance?
Ans: Comprehensive Car Insurance includes the following:
Q3. What are the exclusions of Comprehensive Insurance?
Ans: The following are the exclusions of Comprehensive Insurance:
Q4. What is Third-Party Liability?
Ans: Third-Party Liability is the basic and mandatory insurance type according to the UAE laws. This package is usually cost-effective than the Comprehensive Insurance package. This scheme covers all the damages or losses caused to a third party by your vehicle. Any damage or loss to your own vehicle is not covered under this plan.
Q5. What are the inclusions of Third Party Liability Insurance?
Ans: Third-Party Liability (TPL) Insurance covers the following:
Q6. What are the exclusions of Third-Party Liability?
Ans: There are some exclusions of Third-Party Insurance, which are the following: