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ADNIC car insurance is one of the most reliable auto insurance providers in the UAE, committed to offering innovative insurance products and services to its customers. The brand offers comprehensive as well as third-party liability vehicle insurance policies that provide comprehensive cover in addition to extra benefits & optional covers. Being one of the largest multi-line regional insurance companies, ADNIC offers a wide range of insurance & reinsurance services to its customers to meet their needs and provide coverage against losses when you need it the most.
Currently, Abu Dhabi National Insurance Company (ADNIC) is offering three car insurance plans to meet your insurance requirements. And they are as follows:
If you want to avail of the highest level of coverage for your car then ADNIC car insurance platinum plan is an ideal choice for you. It provides you with third-party property damages for a maximum of AED 5 Million. Here’s a quick overview of benefits offered by the platinum plan:
ADNIC Car Insurance Gold Plan is company’s motor insurance plus option that comes with additional benefits for extra protection when you drive. This plan also offers third party liability coverage for a maximum of AED 3.5 Million. Here’s a quick overview of benefits offered by the gold plan:
ADNIC car insurance standard plan is dedicated to ensuring your peace of mind by making sure that you’re covered for accidents. This ADNIC car insurance plan offers basic level of coverage with third-party liability property damages for a maximum of AED 2 Million. Here’s a quick overview of benefits offered by the standard plan:
ADNIC offers comprehensive car insurance and third-party vehicle insurance with several options to choose from. Let’s take a quick view of all the cover options:
|Covers||Third-party Liability (TPL)||Comprehensive|
|Third Party property damage||Yes||Yes Up to AED 2 Million||Yes Up to AED 3 Million||Yes Up to AED 5 Million|
|Third party bodily injury||Yes||Yes||Yes||Yes|
|Roadside assistance service||Yes||Yes||Yes||Yes|
|Damage or loss to the insured car||No||Yes||Yes||Yes|
|Fire and Theft Cover||No||Yes||Yes||Yes|
|Third Party Liability to Insured’s Family Members||No||Yes||Yes||Yes|
|Inside Agency Repairs||No||1 year||3 Years (maximum)||5 years (maximum)|
|Approved Garages of ADNIC||No||Yes||Yes||Yes|
|Replacement of car||No||Yes||Yes||Yes|
|Off road coverage (4WD)||No||Yes||Yes||Yes|
|Window & windshield damage cover||No||Yes||Yes||Yes|
|Damage due to valet parking||No||Yes||Yes||Yes|
|Personal belongings loss cover||No||No||AED 5,000 (maximum)||AED 10,000 (maximum)|
|Emergency medical expenditures||No||No||AED 5,000 (maximum)||AED 10,000 (maximum)|
|Replacement of keys and/or locks||No||No||AED 1000 (maximum)||AED 5,000 (maximum)|
|Waiver of depreciation||No||No||First six months||First twelve months|
|Riot, strike, civil commotion (SRCC)||No||No||No||Yes|
|Personal accident cover for driver (AED 60)||Optional||Optional||Complimentary||Complimentary|
|Personal accident cover for passengers (AED 30/per passenger)||Optional||Optional||Complimentary||Complimentary|
|Oman TPL extension cover||Optional||Optional||Optional||Complimentary|
|Oman (own damage only)||No||Yes||Yes||Yes|
|GCC extension cover (own damage only) exclude KSA||No||Optional||Optional||Complimentary|
|GCC extension cover (TPL exclude KSA)||No||Optional||Optional||Complimentary|
There are several features and benefits of ADNIC car insurance plans. Here are some amazing ones:
You can customize your existing ADNIC car insurance Dubai policy by choosing from a wide range of additional covers:
Following are the ADNIC car insurance inclusions:
ADNIC will not pay any compensation in the following scenarios:
Filing for a claim with ADNIC car insurance is simple. All you have to do is follow a few simple steps to receive your due claim:
Step 1: Report the Incident.
Report the matter to the police and get a referral note or police report (as applicable in each Emirate).
Step 2: Inform ADNIC
The second step is to notify ADNIC by calling on the ADNIC car insurance contact number 8008040 or sending an email to firstname.lastname@example.org. Alternatively, you can visit the nearest ADNIC branch. The claim staff will receive your claim request and will help you fill out a claim form on the basis of the facts reported. After that, they will ask you to review the form and sign it.
Step 3: Submit Documents
Submit all the documents asked for with correct details such as policy number, claim form, driving license, car registration card, police or Saaed report, and general incident details.
Step 4: Claim Assessment
Once you’ve submitted all the documents successfully, ADNIC will start claim processing. Details of the incident are assessed and verified.
Step 5: Get the Claim Reference Number
Once the car insurance claim is opened, you will get an SMS consisting of a claim reference number in addition to the contact details of the nearby workshop in accordance with the policy type. Once you’ve sent out your car for repair, you can use the give claim reference number to track the status.
Q.1. What documents are required to report a claim?
Ans. You will need to submit the following documents to lodge an ADNIC car insurance claim:
Q.2. In which garage my vehicle will be repaired?
Ans. If you have chosen agency repair then your vehicle will be repaired at one of the authorized dealerships. You can rest assured that ADNIC uses the best quality garages to offer quality services to its customers.
Q.3. How can I recover my vehicle from the accident place?
Ans. You have to dial - 8004405 for recovery related assistance.
Q.4. How can I cancel my ADNIC Car Insurance policy?
Ans. If you wish to cancel your existing auto insurance policy with ADNIC, then you can visit any of the ADNIC offices and leave a cancellation request. Alternatively, dial the company’s contact number at 8008040.
Q.5. Is ADNIC car insurance online renewal possible?
Ans. Yes, ADNIC insurance renewal online is possible. It can be easily done through the company’s official website.