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AXA car insurance is one of best car insurance products available in the UAE. AXA offers three auto insurance products right from basic third-party to complete cover that provides you peace of mind behind the wheel. Each of the AXA Car Insurance plan offer comprehensive coverage with some additional benefits and optional extras. You can also get a discount of 50% when you purchase it online. In addition to offering car insurance, AXA offers an array of insurance services and products to its customers to meet their insurance requirements.
Being one of the largest insurance providers globally, AXA is committed to offering some of the best motor insurance policies to its customers. Here is a list of car insurance policies that are offered by AXA:
AXA comprehensive insurance policy covers damages or losses that happen to you and your automobile in addition to safeguarding you against third-party liabilities. Thus, it safeguards you, your passenger, and your car. You can opt for this plan if your car is fifteen or less. With Comprehensive Car Insurance plan, you are covered for damages due to accidents, natural disasters, and theft.
Third-party liability car insurance is a basic auto insurance policy that is compulsory for all car owners in the UAE as per the RTA law. AXA third party insurance safeguards you against the legal liability towards third-party personal injury as well as property damage. However, Third-party liability car insurance doesn’t cover death or injury of the policyholder or any damage done to the vehicle.
There are several AXA car insurance benefits and features. Here are some irresistible ones:
AXA Insurance Company aims to offer unmatched plans, impeccable services and hassle-free claim filing experience to keep its policy buyers happy and satisfied. AXA also offers comprehensive as well as third-party liability car insurance policies in order to fulfill the insurance requirements of policy buyers. In the hour of need, it offers an extra layer of security against the financial burden caused due to accidents, natural disasters, and theft. This isn’t it, there are more reasons to choose an AXA car insurance policy as it offers additional benefits like - complimentary airport pick-up & drop-off when your vehicle is servicing, SMS updates during car repair, discounted rates for local car rentals for personal usage, and also a discount of 15% on international car rental bookings from Europcar Dubai.
Here is a List of AXA Car insurance Dubai Polices with their benefits and services offered in tabular form:
|AXA Motor Insurance Plans in Dubai and UAE|
|Features & Benefits||Motor Prestige||Motor Perfect||Motor Third-Party|
|Damage or Loss to the insured automobile||Yes||Yes||Not Applicable|
|Third-party property damage||AED 5,000,00||AED 3,50,000||AED 3,50,000|
|Legal liability expanded to cover the insured’s family members||Yes||Yes||Yes|
|Theft & fire cover||Yes||Yes||Not applicable|
|Flood, storm, riot, & strike||Yes||Yes||Not applicable|
|Personal injury coverage||AED 20,000||AED 20,000||Not applicable|
|Emergency medical expenditures||AED 6,000||AED 3500||Not applicable|
|Personal belongings cover||AED 4,000||AED 4,000||Not applicable|
|No Claim Discount||Yes||Yes||Yes|
|Off-road coverage||Yes||Yes||Not applicable|
|Guaranteed repairs||Yes||Yes||Not applicable|
|Maximum period of agency repair||Included five years||Optional up to five years||Not applicable|
|Back to invoice for a complete loss||One year from the first registration||Six months from the first registration||Not applicable|
|Excess windscreen damage waiver||Yes||Yes if less than AED 5K||Not applicable|
|Personal accident cover for driver||Optional AED 350,000||Optional AED 200,000||Optional AED 200,000|
|Personal accident cover for passengers||Optional AED 200,000||Optional AED 200,000||Optional AED 200,000|
|rent car benefit||Yes, up to AED 1500||Optional up to 7 days||Not applicable|
|24 hour accident & breakdown recovery||Yes||Yes||Yes|
|GCC Coverage||Optional||Optional||Not applicable|
|Pickup and delivery (claims service)||Yes||Yes||Not applicable|
Following are the inclusions of AXA car insurance plans:
Below-mentioned is the exclusions of AXA vehicle insurance plans:
AXA car insurance company offers the following additional benefits to its customers:
|Car Insurance Addons|
|Personal Accident Cover||Roadside Assistance|
|Engine Protection Cover||IDV-Insured Declared Value|
|No Claim Bouns||Passenger Cover|
Filing for a claim with AXA auto insurance is easy. All you have to do is just follow these simple steps and get your claim:
Once you submit the documents, be rest assured that a team of professionals will look into the matter and help you in settling the claim at the earliest.
Ans. To file an AXA car insurance claim, you can call on the company’s customer care number 800 AXA (292). One of the company’s customer service representatives will guide you with the claim filing procedure.
Ans. Yes, off-road coverage is provided at a reasonable cost.
Ans. AXA comprehensive car insurance offers coverage against losses, damages, and third-party liabilities. Let’s have a detailed look at these covers:
Ans. Yes, AXA comprehensive insurance coverage can be availed of for cars up to 15 years old.
Ans. Yes, you can buy and renew AXA online insurance easily through the company’s official website or through a web aggregator.