GIG Gulf Car Insurance

GIG Gulf offers comprehensive car insurance plans. Its all-inclusive package covers personal damage, vehicle, and third-party liability. On top of that, GIG Gulf provides a replacement car when a damaged car is in servicing process. Its other benefits include real-time car repairing SMS updates, RTA inspection, and multiple repairing stations within the GIG network and other agencies. Besides, the company has a customer support team with 15 different language speakers. more

GIG Gulf
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  • Theft & Fire Cover
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GIG Gulf car insurance is one of best car insurance products available in the UAE. GIG Gulf offers three auto insurance products right from basic third-party to complete cover that provides you peace of mind behind the wheel. Each of the GIG Gulf Insurance plan offer comprehensive coverage with some additional benefits and optional extras. You can also get a discount of 30% when you purchase it online. In addition to offering car insurance, GIG Gulf offers an array of insurance services and products to its customers to meet their insurance requirements. 

  • Comprehensive
  • Third Party
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.

Types of GIG Gulf Car Insurance

Being one of the largest insurance providers globally, GIG Gulf is committed to offering some of the best motor insurance policies to its customers. Here is a list of car insurance policies that are offered by GIG Gulf:

GIG Gulf Comprehensive Car Insurance

GIG Gulf comprehensive insurance policy covers damages or losses that happen to you and your automobile in addition to safeguarding you against third-party liabilities. Thus, it safeguards you, your passenger, and your car. You can opt for this plan if your car is fifteen or less. With Comprehensive Car Insurance plan, you are covered for damages due to accidents, natural disasters, and theft.

GIG Gulf Third Party Insurance

Third-party liability car insurance is a basic auto insurance policy that is compulsory for all car owners in the UAE as per the RTA law. GIG Gulf third party insurance safeguards you against the legal liability towards third-party personal injury as well as property damage. However, Third-party liability car insurance doesn’t cover death or injury of the policyholder or any damage done to the vehicle.

Benefits of GIG Gulf Car Insurance in UAE

There are several GIG Gulf car insurance benefits and features. Here are some irresistible ones:

  1. Third-Party Cover: GIG Gulf offers a third-party car insurance policy that covers liability towards third-party injury, death or permanent disability, and property damage in case of an accident.
  2. Competitive Premium Rates: GIG Gulf vehicle insurance policies are available at affordable premiums.
  3. GIG Gulf Car Insurance Discount: Safe drivers can avail of a discount of 10% when they buy car insurance online from GIG Gulf. Also, they can get benefits from a host of complimentary services.
  4. SMS Alerts: When a claim is filed, SMS alerts related to a new development in the car insurance claim process are sent to the policyholder.
  5. 24*7 Customer Support: Round the clock assistance available for policyholders. You can call on 800 GIG Gulf (292) to get any policy-related assistance.

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Why Buy GIG Gulf Car Insurance Policy in UAE?

GIG Gulf Insurance Company aims to offer unmatched plans, impeccable services and hassle-free claim filing experience to keep its policy buyers happy and satisfied. GIG Gulfalso offers comprehensive as well as third-party liability car insurance policies in order to fulfill the insurance requirements of policy buyers. In the hour of need, it offers an extra layer of security against the financial burden caused due to accidents, natural disasters, and theft. This isn’t it, there are more reasons to choose an GIG Gulf car insurance policy as it offers additional benefits like - complimentary airport pick-up & drop-off when your vehicle is servicing, SMS updates during car repair, discounted rates for local car rentals for personal usage, and also a discount of 15% on international car rental bookings from Europcar Dubai.

Car Insurance Plans by GIG Gulf | GIG Gulf Car Insurance Dubai

Here is a List of GIG Gulf Car insurance Dubai Polices with their benefits and services:

GIG Gulf Motor Insurance Plans in Dubai and UAE
Features & Benefits Motor Prestige Motor Perfect Motor Third-Party
Damage or Loss to the insured automobile Yes Yes Not Applicable
Third-party injury Yes Yes Yes
Third-party property damage AED 5,000,00 AED 3,50,000 AED 3,50,000
Legal liability expanded to cover the insured’s family members Yes Yes Yes
Theft & fire cover Yes Yes Not applicable
Flood, storm, riot, & strike Yes Yes Not applicable
Personal injury coverage AED 20,000 AED 20,000 Not applicable
Emergency medical expenditures AED 6,000 AED 3500 Not applicable
Personal belongings cover AED 4,000 AED 4,000 Not applicable
No Claim Discount Yes Yes Yes
Oman Cover Yes Yes Optional
Off-road coverage Yes Yes Not applicable
Guaranteed repairs Yes Yes Not applicable
Maximum period of agency repair Included five years Optional up to five years Not applicable
Back to invoice for a complete loss One year from the first registration Six months from the first registration Not applicable
Excess windscreen damage waiver Yes Yes if less than AED 5K Not applicable
Personal accident cover for driver Optional AED 350,000 Optional AED 200,000 Optional AED 200,000
Personal accident cover for passengers Optional AED 200,000 Optional AED 200,000 Optional AED 200,000
rent car benefit Yes, up to AED 1500 Optional up to 7 days Not applicable
24 hour accident & breakdown recovery Yes Yes Yes
GCC Coverage Optional Optional Not applicable
Pickup and delivery (claims service) Yes Yes Not applicable

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What is covered under GIG Gulf Motor Insurance Plans?

Following are the inclusions of GIG Gulf car insurance plans:

  1. Third-party liability bodily injury
  2. Third-party property damage
  3. Legal Liability expanded to cover insured person’s family members
  4. Oman cover extension
  5. Personal accident cover for driver
  6. Personal accident cover for passengers
  7. 24-hour accident as well as breakdown recovery

What is not covered under GIG Gulf Car Insurance Plans?

Below-mentioned is the exclusions of GIG Gulf vehicle insurance plans:

  1. GIG Gulf car insurance policy doesn’t cover third-party liability arising from accidents involving an insured person’s automobile in cases given below:
  2. Accidents that happen outside the geographic area are already specified in a car insurance policy dubai.
  3. An accident which takes place directly or indirectly, remotely or proximately occasioned by, traceable to or contributed to by or arising out of or in connection with ionizing radiation, contamination by radioactivity from any kind of nuclear fuel or from the nuclear waste from the combustion of nuclear fuel direct or indirect with any of the aforementioned clauses.
  4. Accidents involving the policyholder or any passenger while driving outside the public road.
  5. GIG Gulf motor insurance doesn’t cover any liability due to an agreement made by the policyholder where no liability would arise but for that agreement.
  6. It also excludes liability arising out of vehicle usage against rallies, racing and/or speed trials.
  7. The company will not pay for any damage, loss, injury or accident which is a direct or indirect result of the invasion, war, civil war, civil commotion, activities of a foreign enemy, warlike operations or hostilities (whether the war was declared or not), rebellion, revolution, or insurrection, etc.
  8. Damage, loss, or injury which is a direct or indirect result of any action taken in preventing, suppressing, controlling, or in any other way relating to any of the clauses listed is also not covered.

Additional Benefits Provided by GIG Gulf Car Insurance

GIG Gulf car insurance company offers the following additional benefits to its customers:

  1. Coverage of the vehicle cost, as per the original invoice in case of complete loss (no depreciation for twenty-four months).
  2. RTA inspection is done by GIG Gulf auto insurance company on behalf of the policyholder.
  3. Replacement vehicle in case of a car insurance claim.
  4. Option of dealership/agency repair or with GIG Gulf network garages.
  5. Round-the-clock roadside assistance service.
  6. 24x7 breakdown recovery
  7. Off-road coverage
  8. Airport pick-up and drop-off service in case your car are at the workshop.
  9. Oman extension covers all road trips to Oman.
Car Insurance Addons
Personal Accident Cover Roadside Assistance
Engine Protection Cover IDV-Insured Declared Value
No Claim Bouns Passenger Cover

How to File a Claim with GIG Gulf | GIG Gulf Car Insurance

Filing for a claim with GIG Gulf auto insurance is easy. All you have to do is just follow these simple steps and get your claim:

  1. Step 1: In an event of theft, report the incident to the police immediately.
  2. Step 2: Inform GIG Gulf’s car insurance department.
  3. Step 3: Duly fill the claim form, upload all the documents required and submit it online.

Once you submit the documents, be rest assured that a team of professionals will look into the matter and help you in settling the claim at the earliest.

GIG Gulf Car Insurance Contact Details

If you face any difficulty while purchasing or renewing your car insurance, or wish to file an insurance claim, you can connect with the insurance provider via phone (Domestic - +9718002926; International - +97145074000).

You can even visit GIG Gulf Insurance’s head office in Dubai (Showroom No. 4, Um Al Sheif Building, Plot 514-0, Makani 1969480701, Beside Metropolitan Hotel, Um Al Sheif, Sheikh Zayed Road, Dubai, UAE). Please take note that this is the address of the head office in Dubai - the company has branches in other emirates including Sharjah and Abu Dhabi.

GIG Gulf Insurance FAQs

Q.1. Where can I contact to file a Car Insurance claim?

Ans. To file an GIG Gulf car insurance claim, you can call on the company’s customer care number 800 GIG Gulf(292). One of the company’s customer service representatives will guide you with the claim filing procedure.

Q.2 Is off-road coverage offered in GIG Gulf motor insurance?

Ans. Yes, off-road coverage is provided at a reasonable cost.

Q.3. What exactly is offered in an GIG Gulf comprehensive car insurance policy?

Ans. GIG Gulf comprehensive car insurance offers coverage against losses, damages, and third-party liabilities. Let’s have a detailed look at these covers:

  1. Damages: Losses or damages caused to the vehicle due to accidental collision, overturning, theft, self-ignition, fire, a malicious act or external explosion are covered under this auto insurance policy.
  2. Legal liability: It covers the legal liability and costs against third-party damage/bodily injury or property damage caused by the policyholder’s vehicle.
Q.4. My car is 10 years old. Can I opt for GIG Gulf comprehensive car insurance coverage for my car?

Ans. Yes, GIG Gulf comprehensive insurance coverage can be availed of for cars up to 15 years old.

Q.5. Can I buy and renew my GIG Gulf vehicle insurance policy online?

Ans. Yes, you can buy and renew GIG Gulf online insurance easily through the company’s official website or through a web aggregator.

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