Sukoon Car Insurance | Oman

What is Sukoon Car Insurance in Dubai?

Previously known as Oman Insurance, Sukoon motor insurance is curated to suit you and your car’s needs. Sukoon Insurance offers RTA-approved car insurance plans that provide a range of benefits — from coverage against third-party liabilities to coverage for your own vehicle. Whether you are a conscious driver seeking peace of mind, a Tesla owner looking for customised plans, or a luxury car owner looking for privilege cover, there are plans to meet your every need.

Why Should You Buy Car Insurance from Sukoon Insurance?

Sukoon Insurance is one of the most trusted insurance providers. Its car insurance in UAE is backed by several value-added services worth banking upon. Here is why you should go for Sukoon motor insurance —

• 86% customer satisfaction
• 24/7 roadside assistance across the GCC and the UAE
• High-quality repairs with partnered AG Cars Garage
• Online claims process with direct payments
• Easy payment plan to pay your premium
• Immediate conformation
• RTA registration renewal
• Instant digital Orange Card issuance through the Sukoon mobile app for UAE-to-Oman travel
• Get war cover for your car as an optional add-on

Sukoon Instant Orange Card for Oman Travel

If you are planning to drive from the UAE to Oman, Sukoon offers an easier way to get your Orange Card. Through the Sukoon mobile app, you can get it instantly and digitally without relying on office hours or long manual processing. Since the service is available 24/7, it can save time and make travel preparation much more convenient. This is a useful added benefit for those looking for smoother cross-border travel support along with car insurance.

Key benefits include —

• Instant issuance of the Orange Card
• Available digitally through the Sukoon mobile app
• Accessible 24/7 for added convenience
• Reduces waiting time linked to manual processing
• Helpful for UAE-to-Oman road trips

What is included in the Sukoon war cover?

Every motor policy in the UAE excludes war, terrorism, riots and strikes and Sukoon's comprehensive plans are no different. In May 2026, Sukoon became the first insurer in the country to offer drivers a way to close that gap, through an optional add-on called Motor War Cover. Here is what you need to know.

• Add-on only. You need an active Sukoon comprehensive policy. It is not sold on its own or on third-party cover.
• Limit. Matches your car's insured value, capped at AED 5 million.
• What it pays for. Acts of war, declared or not. Terrorism and politically motivated violence. Riots and civil unrest. Strikes and labour disturbances.
• Where. Inside the UAE only. No cover across the border.
• Price. Worked out pro-rata on your insured value and the months left on your policy.
• What it skips. Damage to the car only. No injuries, no loss of use.

Types of Vehicle Insurance Plans Offered by Sukoon Insurance

Sukoon Insurance offers two main types of motor insurance — comprehensive car insurance & third-party motor insurance. While third-party coverage financially protects you against third-party liabilities, a comprehensive insurance plan offers overall financial protection against losses or accidents your insured vehicle incurs.

Additionally, Sukoon offers Privilege Motor. This plan covers luxury vehicles with a range of coverage limits.

What’s Covered Under Sukoon Motor Insurance Types in UAE?

Detailed below are the types of Sukoon motor insurance for your reference —

Coverage	Comprehensive Car Insurance	Privilege Motor	Third-Party Liability
Standard Covers	Third-party bodily injury Third-party property damage Loss of use allowance Ambulance expenses — up to AED 6,770 Loss or damage to the insured vehicle — up to the sum insured	Agency repairs Third-party property damage Bodily injury Loss or damage to the vehicle Ambulance cover — up to AED 6,770 Loss of use allowance — AED 300 per day	Third-party bodily injury — as set by the UAE Courts Loss of use allowance — as per terms and conditions Third-party property damage — up to AED 3,500,000 (AED 3.5 million) Ambulance cover — up to AED 6,770
Additional Benefits	Off-road cover Emergency medical expenses — up to AED 5,000 Personal injury (of the insured and spouse) — AED 30,000 Natural disaster, flood, riot, storm, strike, and civil commotion — up to the sum insured Windscreen damage — up to AED 3,000 Valet parking theft (hotel/shopping malls) — up to the sum insured Roadside assistance — Gold Plan Geographical expansion cover — Oman Personal belongings — up to AED 5,000 Lock replacement cover — up to AED 1,000 Auto Gap — up to the sum insured	Courtesy car benefit — AED 10,000 Personal accident cover for driver and passengers — AED 200,000 per person Geographical expansion — Oman Personal injury — AED 30,000 Loss of personal belongings — AED 5,000 Lock replacement — AED 3,000 Auto gap — 12 months Off-road cover for 4x4 Roadside assistance — Platinum Plan Emergency medical expenses — AED 5,000 Natural disasters — up to the sum insured Windscreen damage — unlimited Valet parking theft — up to the sum insured
Optional Cover	Personal accident benefit (driver) — up to AED 200,000 Personal accident benefit (passengers) — up to AED 200,000 per person Courtesy car cash benefit Rent-a-car benefit	Track day	Personal accident cover (driver) — up to AED 200,000 Personal accident cover (passengers) — up to AED 200,000 per person Roadside assistance — TPL plan

Documents to Buy Sukoon Car Insurance in Dubai, UAE

Here is the list of documents that you need when buying Sukoon motor insurance(تأمين السيارات) policy in Dubai, UAE —

• A valid driving licence
• Emirates ID (UAE nationals)
• Bank statements
• Passport and resident visa (for expatriates)
• Confirmation letter for GCC-specified vehicles

How to File Your Sukoon Insurance Claim in Dubai, UAE?

With Sukoon Insurance, you get assistance in getting your vehicle back on the road as soon as possible with quality repairs. Its claim process is simple and smooth. Here is what you need to do if your vehicle has met with an accident —

• Report the accident to the police immediately. Get a police report (as applicable in each Emirate).
• If you need towing services, call 800 6565 and request the 24/7 free roadside assistance service.
• You can file the claim using the mySukoon mobile app. It is readily available on the Google Play Store and the Apple App Store.
• The company’s claims department will assist you through the process. You can connect them via —
  • Sukoon’s 24/7 toll-free number - 800 405
  • Email - motorclaims@sukoon.com
• Collect the required document, including —
  • A copy of the police report
  • Copy of the driving licence (both sides)
  • Copy of the mulkiya (both sides)
  • Copy of Emirates ID (both sides)
• Send the documents to the claims department’s email ID. Refer to the company’s garage list and add your preferred garage where you want the repairs to be done.
• Once you have filed a claim application, the company will keep you informed about the further process via SMS or email. The subsequent process includes vehicle drop off at the garage, an estimated repair, vehicle inspection, and repair work.
• Once the repairs are done, you will receive your vehicle. You can then share feedback via a survey questionnaire sent to you.

Does the process sound tiresome? We get it!

At Policybazaar.ae, we handle the claim process stress for you while you recover from the situation and take time to relax. Here’s how Policybazaar UAE handles everything for you — right from filing a claim to getting the vehicle repaired — through a smooth, straightforward, and transparent Claim Assurance Program.

• Move your car to a safe location near the accident scene and check if anyone is injured. If necessary, call for an ambulance.
• Contact the police by dialling 999 for emergencies or 901 for minor incidents. You can also use your local police app or website. Make sure to have your car’s chassis number and insurance policy number handy, as the police may need to assess the scene.
• After filing the police report, reach out to us through:
  • Helpline - 800 800 001
  • Email - motorclaims@policybazaar.ae
  • MyAccount - Go to My Account > Raise a query
• We’ll connect you with our Roadside Assistance team.
• Share your location with the team. They will provide you with a list of nearby authorised garages and tow your vehicle to one of them.
• Once the police report is available, we'll help you file your claim. Meanwhile, your car will be inspected for damage at the garage to determine repair costs.
• The garage will inform you about the estimated time for repairs after your claim is approved. You'll be able to track the repair progress online in real-time.
• When repairs are finished, you’ll receive a notification. After picking up your car, please take a moment to fill out a feedback survey.

How to File Your Car Insurance Claim in the UAE

Why Buy Sukoon Motor Insurance from Policybazaar.ae?

Policybazaar.ae is a hub for the best RTA-approved car insurance companies in Dubai, UAE. Buying Sukoon motor insurance from us means additional perks on what you already get. Here’s what you can get when you buy Sukoon car insurance through our platform* —

1. 12 free car washes
2. Up to 30% safe driver discount
3. Exclusive access to Policybazaar.ae’s Claim Assurance Program
4. Up to AED 1,000 excess waiver
5. Round-the-clock customer care service

*Terms and conditions apply

Important Articles Related Sukoon Car Insurance
Sukoon Car Insurance Contact Number	Sukoon Car Insurance Reviews
Sukoon Car Insurance claim	Sukoon Comprehensive Car Insurance
Sukoon Third Party Car Insurance	Sukoon Car Insurance Customer Care Numbers

Also Read - Which Car Insurance Company is Better: GIG Gulf Vs Sukoon?

Frequently Asked Questions on Sukoon (Oman) Car Insurance

Other Insurance Products

Medical Insurance | Best Health Insurance in UAE | Maternity Insurance UAE | Group Medical Insurance | Home Insurance Dubai | Professional Indemnity Insurance