Sukoon (Oman) Car Insurance: Compare & Buy Sukoon Motor Insurance Dubai

*Above mentioned prices are for Honda City EX 1.5L, 2017 model.

Previously known as Oman Insurance, Sukoon Insurance, has established itself in the UAE market as an exceptional provider of comprehensive insurance solutions. This Dubai-based company is known to offer some of the best car insurance plans, life insurance plans, health insurance plans, travel insurance plans, and more.

One of the most sought-after insurance products from the provider is Sukoon car insurance. Sukoon car insurance (earlier Oman car insurance) financially secures your automobile in case of collisions, theft, or fire.

In case your car gets damaged, the provider will ensure that your vehicle receives the best quality repairs and services without hurting your budget.

To know more about the Sukoon car insurance plans, read the following sections.

Types of Car Insurance Plans Offered by Sukoon Car Insurance

Sukoon Insurance offers two major types of car insurance plans in the UAE -

Comprehensive Sukoon Car Insurance - With over 47 years of industry experience, Sukoon has curated its excellent comprehensive car insurance plan. This type of car insurance plan offers financial coverage not only against third-party liabilities but also for the damages that your vehicle incurs in a collision.

Third-Party Sukoon Car Insurance (formerly Oman Car Insurance) - With Sukoon third-party car insurance, you are effectively protected in case you incur any third-party liabilities during an accident including damage to a third-party vehicle or property.

Why Secure a Sukoon Car Insurance Plan?

When you purchase a Sukoon Car Insurance Plan, you are eligible for the following benefits -

Automated Insurance Claims - With Sukoon Car Insurance (prev. Oman Car Insurance), you are eligible for contactless claim approvals directly at the garage via an end-to-end SMS tracking system.
Premium Garage Network - You can get your car repaired at the premium garages for all non-agency repairs.
Round-the-Clock Assistance - When you purchase a Sukoon car insurance plan you get access to 24/7 roadside assistance in the UAE and across the GCC region.
Realtime Purchase - You can buy or renew your car insurance plan within a few minutes.

Sukoon Car Insurance Plan Inclusions

Tabled below are the major inclusions for Sukoon car insurance plans -

Plan

Inclusions

Sukoon Insurance Non-Agency Comprehensive - Gold

Third-party Damage Limit - up to AED 3,500,000
Third-Party Liability - only in the UAE
Cover for Damages Incurred by Own Vehicle - Oman and UAE
Damage due to Riots/MD/Strike - up to AED 329,000
Cover for Damaged Windscreen - up to AED 3,000
Ambulance Service - up to AED 6,770
Valet Parking Theft Cover - up to AED 329,000

Partnership with AG Cars -

24/7 vehicle drop-off facility
Complimentary pick and drop facility for HNW clients
Sukoon brochure
Guaranteed repairs for 12 months
Access to 7 convenient locations - Ras al Khaimah, Deira, Sharjah, Al Quoz, Abu Dhabi, DIP, and Al Ain
12 complimentary car washes a year
Complimentary access to VIP lane for RTA testing
Get up to 50% off on other services
Save up to AED 2,000 on car services like -
AC repair service - up to 25% off (saving of up to AED 50)
Comprehensive inspection - up to 30% off (saving of up to AED 105)
Extended warranty - up to 25% off (savings of up to AED 500)
Service contract - up to 20% off (savings of up to AED 240)
Oil and filter change - up to 25% off (savings of up to AED 60)
Vehicle Polishing - up to 50% off (savings of up to AED 300)
Window Tinting - up to 20% off (savings of up to AED 130)
Vehicle Valuation - up to 30% off
Loss of Personal Belongings - up to AED 5,000
Emergency Medical Expenses - up to AED 5,000
Lock Replacement Cover - up to AED 1, 000

Sukoon Insurance Third Party Only

Third-Party Damage Limit Coverage - up to AED 2,000,000
Third Party Liability - only in the UAE
Ambulance Service - up to AED 6,770
Partnership with AG Cars -
24/7 vehicle drop-off facilityComplimentary pick and drop facility for HNW clients
Sukoon brochure
Guaranteed repairs for 12 months
Access to 7 convenient locations - Ras al Khaimah, Deira, Sharjah, Al Quoz, Abu Dhabi, DIP, and Al Ain
12 complimentary car washes per year
Complimentary access to VIP lane for RTA testing
Get up to 50% off on other services
Save up to AED 2,000 on car services like -
AC repair service - up to 25% off (saving of up to AED 50)
Comprehensive inspection - up to 30% off (saving of up to AED 105)
Extended warranty - up to 25% off (savings of up to AED 500)
Service contract - up to 20% off (savings of up to AED 240)
Oil and filter change - up to 25% off (savings of up to AED 60)
Vehicle Polishing - up to 50% off (savings of up to AED 300)
Window Tinting - up to 20% off (savings of up to AED 130)
Vehicle Valuation - up to 30% off

Sukoon Car Insurance Plan Exclusions

The following are the exclusions for Sukoon car insurance (prev. Oman car insurance) -

New car replacement in case of complete loss
Agency repair
Damage incurred by the car under the influence of substances like alcohol or drugs
Damage incurred by the vehicle while involved in illegal activities
Off-road recovery

Add-ons for Sukoon Car Insurance Plans

In the table below, we will talk about the add-ons for Sukoon car insurance (previously Oman car insurance) -

Plan

Add-ons

Sukoon Insurance Non-Agency Comprehensive - Gold

Personal Accident Cover for -

Drivers - up to AED 200,000
Passenger - up to AED 200,000

Oman Cover
Natural Calamity Cover
Roadside Assistance (Gold) includes -

Mechanical Assistance
Lockout Service
Towing Service (within the same city)
Battery Service
Flat Tyre Service

Sukoon Insurance Third Party Only

Personal Accident Cover for -

Drivers - up to AED 200,000
Passenger - up to AED 200,000

Roadside Assistance -

Towing Service (within the same city)
Flat Tyre Service
Lockout Service
Battery Service
Mechanical Assistance

How to File Your Sukoon Car Insurance Claim?

Sukoon car insurance offers an automated and convenient claim filing process. You can track the status of your application through its end-to-end SMS tracking system.

To initiate the claim process, follow the steps mentioned below -

Initiate the claim by calling on 800 405 and informing the provider about the accident.
Once you have begun the claim process, send an intimation mail to motorclaims@sukoon.com. The email will confirm your claim registration and assign you an appropriate workshop.
Drop your car at the workshop and submit the relevant documents including -
- Police or SAEED report
- Driving licence of the drivers involved in the accident
- Drivers’ Emirates ID
- Vehicle registration card
- An email of the claim intimation slip (sent to you at the time of opening the claim at the call centre)
The garage staff will assess your vehicle, create a repair estimate report, and send the same to the provider.
The insurance company will assess the report and request you to pay any excess before approving the claims. Once you agree to the terms, the company will authorise the garage to initiate the repair work.

If you get stuck while filing a claim against your Sukoon car insurance (previously Oman car insurance), you can always connect with Policybazaar.ae. We can provide you with assistance and help you connect with the right executive at Sukoon insurance.

How to File Your Car Insurance Claim in the UAE

Given below are some Sukoon car insurance customer care numbers and addresses for your reference -

Dubai (Deira) - +971 4 233 7777 | Sukoon Building, Omar Bin Al Khattab Street, Next to Al Ghurair Mall, Deira

Abu Dhabi (Salam Street, Al Markaziyah) - +971 2 612 8444 | Sheikh Nahyan Bin Khalifa Building 126

Sharjah (Al Khan Corniche) - +971 6 593 4180 | Majestic Tower Ground Floor

Ajman (Mashreq Bank Building) - +971 4 233 7777 | Sheikh Rashid Bin Humaid Street (Near UAE Exchange Centre), Ground Floor

Ras Al Khaimah (Next to FAB) - +971 7 207 0800 | Al Corniche Road, Al Dafan (Near Royal Medical and Dental Clinic)

Fujairah (LuLu Mall) - +971 9 222 1104 | G-02A, Ground Floor

Purchase Sukoon Car Insurance Online via Policybazaar.ae!

You can easily purchase your Sukoon car insurance plan (earlier Oman Car Insurance) from Policybazaar.ae and save up to AED 2,000 on your purchase! Policybazaar UAE is your one-stop destination for all the insurance and financial products requirements in the UAE. We offer the best insurance plans including car insurance plans from the leading providers in the UAE (including Sukoon car insurance).

You can explore our website for both comprehensive and third-party liability car insurance plans. Throughout the purchasing process, you will be guided by our team of insurance experts.

When you apply for your Sukoon car insurance plan from Policybazaar UAE, you can enjoy -

24/7 customer care support
Constant notifications during the car insurance grace period on your user dashboard
Insurance plans at competitive rates
Assistance from the industry experts
Access to the latest insurance trends in the UAE

To know more about Sukoon car insurance, read the following FAQ section.

Frequently Asked Questions on Sukoon (Oman) Car Insurance

Q1. Does Sukoon car insurance offer coverage in Oman as well?

Ans: Comprehensive insurance from Sukoon Insurance Company also offers financial coverage in Oman.

Q2. What all covers can you get under Sukoon Car Insurance (Prev. Oman Car Insurance)?

Ans: Here are the major covers that you get with Sukoon car insurance -

Third-party liability cover
Fire and theft cover
Comprehensive cover for your car as well as third-party vehicles or property

Q3. Will you receive an emergency roadside assistance facility while travelling outside the UAE?

Ans: You can access 24/7 emergency roadside assistance services at any time during your policy tenure across the UAE and the GCC region. You can avail of roadside assistance services for all major emergencies such as towing, tyre replacement, lockout assistance, breakdown, fuel delivery, and more.

Q4. What documents do you need to provide in case you want to file a theft claim against your Sukoon car insurance?

Ans: To process the insurance claim, you need to provide the following documents -

Final untrackable report from the police for your car (this could take up to 6 months)
Original car keys
Original vehicle transfer letter and discharge receipt
Copy of court’s judgement

Q5. Can your claim be declined by the insurance company?

Ans: Sukoon Insurance will reject your claim if the person driving your car did not have a valid licence or was driving under the influence of drugs or alcohol. Furthermore, the claim will be rejected if you were driving the car beyond the permitted geographical boundaries.

Q6. Will you get comprehensive coverage from your Sukoon car insurance (prev. Oman car insurance) if you have been driving the car in Oman for years but only for a few months in the UAE?

Ans: You can receive comprehensive car insurance coverage anywhere in the GCC region depending on the plan you purchase

Q7. How can you renew your Sukoon car insurance plan?

Ans: You can easily renew your Sukoon car insurance plan via Policybazaar.ae. We provide constant reminders to renew your plan during the grace period, ensuring that you do not end up failing on your car insurance renewal.

Q8. Can you seek towing assistance even if your vehicle is in a driving condition after the accident?

Ans: Yes, you can seek towing services in this case. However, some charges may apply that you can pay directly to the service provider. Free towing assistance is only available when your car is not in a driving condition.

Q9. Can you file a claim in case your vehicle is broken and your personal belongings including the cash are lost?

Ans: You can file a claim for an amount up to the limit mentioned in your policy document. However, you cannot file a claim for the lost cash.

Q10. Can you renew your Sukoon car insurance in any other Emirate?

Ans: You can renew your Sukoon car insurance in any Emirate. You can even take your motor insurance certificate from any branch of the insurance provider.

Q11. Do you need to provide a police report in case you want to get your damaged windscreen repaired?

Ans: A police report is mandatory to file a claim for getting your damaged windscreen repaired.

Q12. Can you file a claim if you paid for the Police recovery service of your immovable vehicle after the accident?

Ans: You can file a claim for the amount that you paid. Make sure you send the provider invoice issued by the Police recovery vehicle to motor-settlement@sukoon.com and provide your claim number.