Sukoon Health Insurance Features and Benefits

Sukoon Insurance (formerly Oman Insurance) is among the leading insurance providers in the UAE. Founded in 1975, Sukoon offers different types of top-notch insurance plans across various categories.

Protect your health: AED 4/day for 1 million coverage
Selecting health insurance for
  • Self Only
  • Both Self and Family
  • Family without Self
  • Domestic Workers
  • Investor
Health Insurance



Worldwide Coverage
Wide Choices
Expert Advice

In this article, we will narrow down on Sukoon (formerly Oman) features and benefits with respect to its health insurance and understand why it is one of the top choices for individuals and families in the country.

The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.

An Overview of Sukoon Health Insurance

Sukoon Insurance offers a comprehensive health insurance plan that is designed for the well-being of individuals. It provides coverage for a range of medical expenses such as hospitalisation, outpatient treatment, and prescription medication. With this insurance plan, you can ensure peace of mind and financial security for yourself and your family.

Features and Benefits of Sukoon Health Insurance

Let’s take a look at the key features of Sukoon Insurance (formerly Oman Insurance) health insurance plans -

  1. Sukoon health insurance offers comprehensive coverage for medical expenses. This includes coverage for hospitalisation, outpatient treatment, prescription medication, and diagnostic tests. Other than that, this plan also covers emergency medical treatments, ambulance services, and repatriation of mortal remains.
  2. This UAE health insurance plan has a vast network of hospitals and healthcare providers across the country. You can be assured of high-quality medical treatment at more than 500 network hospitals and clinics without worrying about expenses. 
  3. Sukoon health insurance provides coverage across the country for medical emergencies. The plan covers medical expenses incurred due to illness or injury while travelling within the country and beyond. Depending on your requirements, you can even avail of coverage beyond the UAE.
  4. A key feature of Sukoon health insurance plans is their easy claim procedure. As an insured individual, you can easily file a claim online or through the customer service number. 
  5. With Sukoon (formerly Oman) health insurance, you can select a plan that suits your individual needs and budget. You can choose from a range of network options including local, regional, and international, which provide access to healthcare providers across the globe.
  6. Sukoon health insurance offers the unique benefit of complimentary 24x7 access to doctors via voice and video calls. This service lets you connect with a licenced doctor at any time and from anywhere from the comfort of your home. You can receive medical advice, consultation, and even a prescription through the voice and video call service if necessary.

Health Plans Provided by Sukoon Insurance

Sukoon offers two basic health insurance plans. Let’s take a look at the key benefits of each type -

HealthPlus Plan

The HealthPlus plan offered by Sukoon Insurance is a comprehensive health insurance plan designed for individuals. The plan is available in 6 different variants, namely -

Key Features and Benefits

  • Coverage: The HealthPlus scheme provides worldwide coverage for elective and emergency treatment (except in the USA). The coverage for this plan ranges from AED 150,000 to AED 5,000,000 depending on the chosen variant. Notably, the plan also covers expenses related to pre-existing conditions for up to AED 150,000 (sub-limited outside the UAE) and includes a waiting period if there is no continuity coverage.
  • Cost: The premiums* for the HealthPlus plan start from AED 2,586 (for the Safe plan) and go up to AED 14,901 (for the Prime plan), with deductibles set at 10% for all plans.

*The mentioned premiums are exclusive of VAT and other fees and are subject to change as per the provider’s policies and the applicant’s profile

  • Inclusions: With the HealthPlus policy, you can have coverage for the following - 
  1. Organ transplants - up to AED 25,000
  2. Psychiatric treatment - up to AED 15,000
  3. TruDoc Telehealth services - free consultation without booking appointments
  4. Life insurance cover - AED 50,000 for death due to any cause 
  5. Wellness benefits 
  6. Routine health check-ups - up to AED 3,000
  7. Alternative medicine - up to AED 5,000
  8. Dental benefits - up to AED 4,000 

The DHA EBP (Essential Benefits Plan)

The DHA EBP (Essential Benefits Plan) is a health insurance plan offered by the Dubai Health Authority (DHA) in partnership with various insurance providers. With Sukoon Insurance, you can get 3 types of DHA EBP plans -

  • DHA Easy Plan: The DHA Easy Plan is designed to provide medical insurance protection for domestic staff. It is compliant with DHA regulations and covers their medical expenses at over 1,500 healthcare providers in the UAE.
  • DHA Family Plan: The DHA Family Plan provides all the basic covers suggested by DHA for medical emergencies. It is a convenient and easy-to-purchase plan that covers individuals and their families. This plan is suitable for individuals with a salary of less than AED 4,000.
  • DHA Family Plus Plan: The DHA Family Plus plan offers extra coverage to individuals and their dependents. As the name suggests, it comprises all the basic DHA covers along with additional benefits. This plan is advised to be purchased by individuals with a salary exceeding AED 4,000.

Key Benefits

The benefits of the DHA EBP plans include the following -

  • Coverage for essential healthcare services
  • Inpatient and outpatient treatments
  • Emergency services
  • Maternity care
  • Laboratory tests
  • Prescription drugs
  • Dental care for children under the age of 18

The DHA health plans are highly affordable, starting at just AED 560 per year. You can access the plan online or through a mobile app to view policy details, find network hospitals, and access eCards.

The DHA Health Plan has a vast network of over 500 hospitals and clinics and 1,500 pharmacies where bills can be settled directly. The plan offers complete protection across all Emirates besides Abu Dhabi, where only emergencies are covered. Additionally, the plan also covers pre-existing and chronic conditions with no waiting period for previously insured members.

How to Get Sukoon Health Insurance?

With the online platform of Policybazaar UAE, you can simply make a few clicks and apply for a Sukoon health insurance plan - all done without needing to take a step outside.

To buy Sukoon health insurance from, follow the steps below -

  • Visit and head to the section for health insurance.
  • Fill out the lead form. You will be required to enter details related to your age, income, and more.
  • After filling out the form, you will be taken to our health insurance quotes page. This is where you can compare the best health insurance plans in the UAE from the leading providers in one place.
  • Use filters to specifically look for Sukoon health insurance plans. 
  • You can then apply for the plan of your choice by simply following the prompted instructions.

Here are the benefits of applying for a health insurance plan on -

  • Best health insurance policies in the UAE in one place
  • Unified platform to seamlessly compare the top plans on the basis of various parameters
  • Discounts and offers throughout the year
  • 24/7 customer service team to assist you at any step of the process

Check out some frequently asked questions related to Sukoon (formerly Oman) health insurance - 


Q1. What are the plans under Sukoon Health Insurance?

Ans: Sukoon Insurance offers health insurance across two categories of plans - HealthPlus and DHA Essential Benefits Plan (EBP) plans.

Q2. What is the maximum coverage under Sukoon HealthPlus?

Ans: With the Sukoon HealthPlus plan, you can get coverage of up to AED 5 million.

Q3. What is the territory coverage for emergency treatment?

Ans: Sukoon health insurance plans offer worldwide coverage for emergency treatments except the Safe plan (under HealthPlus).

Q4. Is organ transplant covered under the insurance?

Ans: Yes, organ transplant is covered under each plan with varying limits (maximum AED 25,000).

More From Health Insurance