Jeep Car Insurance

Jeep has always addressed adventure lovers' diverse needs with each model they designed, from the civilian jeep vehicles introduced in 1940 to the new Wrangler 4xe, a hybrid electric vehicle with future-facing technology that launched last year. This article will cover some of the top Jeep car insurance plans and their common aspects that every Jeep car owner must be aware of. Let’s begin.

Jeep Car Insurance in the UAE

Purchasing a proper car insurance plan becomes a necessity when you have a powerful, versatile vehicle like Jeep that makes adventure driving a routine business. In addition to that, car insurance is a legal compulsion in the UAE. Jeep car insurance policy provides you financial security against third-party liability claims and damage/loss of your Jeep car due to any man-made or natural calamities. The scope of coverage may vary depending on the Jeep car insurance company you pick and the type of Jeep insurance that you choose. There are various types of Jeep motor insurance policies available in the UAE which can be availed online depending on your need.

Let’s cover some of the most popular Jeep Car insurance plans available in the emirates:

Premiums for Jeep Insurance Plans in the UAE

You can easily compare and buy the Jeep car insurance policy in the UAE at a competitive rate online. Jeep car insurance costs in the UAE would generally depend on the value of the vehicle model along with some other factors such as type of insurance, driver’s history and experience, the emirate of registration, etc. Generally, Jeep car insurance quotes may vary from 1.25% to 3% of the vehicle value. The ratio may be slightly higher for cars from luxury and premium segments. Jeep insurance quotes can be obtained online at Policybazaar.ae for proper comparison.

Types of Jeep Car Insurance Plans in the UAE

It is important to be aware of the different types of Jeep car insurance plans available to make the right choice and protect your vehicle and yourself ideally. There are two types of Jeep car insurance plans available in the UAE:

Third-Party Liability Car Insurance

Third-party liability car insurance for Jeep vehicles is designed to provide effective protection against any liability claims that may arise due to an accident where the policyholder is at fault. A third-party liability car insurance policy provides coverage for the following liabilities:

• Third-party death, bodily injury and disabilities (includes permanent disability or temporary total or partial disability)
• Third-party vehicular damage

Third-party car insurance plans generally cannot be customised using add-ons. However, some providers may offer a few optional covers such as personal accident benefits for drivers and passengers, roadside assistance, etc. with third-party liability plans. You can avail of these covers to enhance your Jeep car insurance coverage at a minimal cost.

Comprehensive Car Insurance

Jeep comprehensive insurance provides extensive coverage that includes both third-party liabilities and own damages. The comprehensive car insurance plans cover your personal loss and injury along with damages incurred by third-party vehicles and bodily injuries. Following are the benefits that a comprehensive car insurance plan provides:

• Damage or loss arising from unforeseen events like accidental run-over, turnover, collision, etc.
• Damage or loss arising from man-made and natural calamities such as fire, theft, storm, flood, riots, strikes, etc.
• Third-party liability for vehicular damages and bodily injuries.

You can opt for add-ons such as Oman extension, no claim bonus protection, car replacement cover etc. to customise your comprehensive Jeep insurance plan.

Why Buy Jeep Insurance Policy?

It is essential to buy and renew a proper Jeep comprehensive policy on time to have continuous coverage and financial security against all unforeseen perils. The following are the main reasons to buy a car insurance policy in the UAE:

• Comprehensive car insurance provides financial support against most unforeseen events. You can recover the financial loss that you would incur for repairs and treatment in case of an event like a road accident.

• The plans offer extensive coverage not only for you and your vehicle, but also for your family travelling along with you, and the third party involved in the event. You can also avail of additional benefits with add-ons offered.

• All Jeep car insurance plans come with the facility of cashless claims. The repairs can be carried out at one of the network or agency garages that offer quality repair services and end-to-end claim assistance support.

• You get access to full-time roadside assistance without any hassles. Simply contact your insurance provider whenever you find yourself stuck on the road without assistance.

Inclusions of Jeep Insurance Plans

A comprehensive car insurance policy for Jeep vehicles in the UAE offers coverage for the following:

• Third-Party Liability
• Death of or bodily injury to the third-party
• Material or property damage caused to third-party
• Vehicular damages incurred by the third-party vehicle
• Personal loss or damage
• Loss or damage to the insured vehicle due to an unforeseen event or any accidental collision
• Loss or damage due to fire, lightning, self-ignition, or external explosion
• Loss or damage due to theft or burglary
• Loss or damage due to the malicious act of any third-party
• Loss or damage due to storm, flood, riot, and strike
• Damage during transit (includes loading and unloading) by land, inland waterways, lifts, elevators, etc.
• Personal injury
• Windscreen damages
• Agency repairs
• Loss of personal belongings
• Emergency medical expenses

Add-on Covers for Jeep Insurance Plans

You can enhance your Jeep car Insurance coverage by availing of add-on covers at an additional amount of premium. The following are the add-on covers offered by the Jeep car insurance policy:

• Oman cover: This cover extends the limit of the geographical area of the plans and covers loss or damage incurred in Oman as well.

• Off-road cover: Off-road cover is offered as an optional cover only for SUVs with off-road features. This covers allows the plan to cover any damages your car incurs while being driven off-road.

• Gap Insurance: Gap insurance Jeep covers the difference between the due loan repayment amount and the compensation received for a totalled car.

• Key replacement: This add-on offers compensation for the replacement of lost car keys or getting new keys if the old ones have been locked inside the car.

• Personal belongings cover: This add-on covers damage or loss of personal belongings kept in the insured car due to accident, theft, or fire.

• Personal accident benefit for the driver or passenger: This optional coverage can be availed to secure the driver or passengers in the insured vehicle against accidental death, injury, and disability.

Add-ons or optional benefits may vary for all car insurance companies. It is important to choose the right coverage to avoid unnecessary spending. Make sure you only purchase the add-ons that you need at the moment.

Exclusions of Jeep Insurance Plans

The following are the general exclusions of comprehensive insurance coverage for Jeep cars:

• Electrical or mechanical breakdown
• Damage arising due to overload or exceeding the permissible limits
• Damage or loss due to usage of the vehicle for purposes other than those mentioned in the car insurance policy
• Damage or loss due to usage of the car for illegal activities
• Damage to vehicle when it is being operated without a valid driver’s license
• Damage or loss to the vehicle when it is being driven under the influence of alcohol, narcotics, or intoxicating drugs
• Damage or loss to the vehicle outside the geographical area that is set out in the car insurance policy
• Damages due to war and warlike operations
• Damages that are directly or indirectly caused due to radioactive substances, and atomic or nuclear explosions
• Wilful or intentional damages caused to the car
• Damages incurred due to voluntary neglect of the owner
• Damages due to normal wear and tear of the car

Process of Car Insurance Renewals for Jeep Cars

Log on to www.policybazaar.ae to renew your car insurance instantly. Our platform is easy to navigate with the best plans available in just a few clicks. All you need to do is log in using your credentials and complete the renewal formalities for your Jaguar car insurance plan. The process is simple and swift and allows you complete freedom of choosing a new plan or provider come every renewal period. You may also use the provider’s website to renew your plans as an alternate.

Jeep Car Insurance Claim Procedure

The following is the step-by-step process to follow for successfully submitting a Jeep car insurance claim:

1. Report the incident

You can initiate the insurance claim by immediately reporting the incident to your Jeep insurance company. You can do so over the phone, through email or by using the online platform of the provider. Before you report the incident to the insurance company, you need to contact the police to file a report. The police report is a must for claiming your car insurance benefits.

1. Submission of documents

Submit all the necessary documents as asked by your Jeep car insurance company along with a duly filled and signed claim form.

1. Get the claim reference number

You would receive a claim reference number on your phone once you submit the claim request. You can track your claim process using this number.

1. Claim assessment

The claim settlement process starts as soon as you submit the relevant documents. The insurance company assesses your claim application and reverts to you with approvals and the next steps to follow.

1. Approval and settlement of the claim

Once you receive the approval, you can take your car to a nearby network or agency garage. The claim inspector present at the garage will calculate repair expenses for the damage and prepare an expense sheet. The repairs will begin once you have paid the due deductible. The insurance company directly pays off the remaining expenses to the authorized service centre.

Documents Required for Jeep Car Insurance Claims

It is important to keep all important documents for filing your claim handy. Not submitting proper documentation for your claim request may lead to claim rejection. The following are the documents that you need to submit for Jeep car insurance claims:

• Jeep car insurance claim form (duly filled)
• Policy number
• Police report
• Driving license
• Jeep car registration card
• Details of the incident, proof if you have captured the incident (optional)

Your insurance company may require additional requirements such as a car modification certificate etc. depending on the type of claim submitted.

How to Buy Jeep Car Insurance Online?

You can buy Jeep car insurance online in a few seconds using our official website Policybazaar.ae. Here are the steps you need to follow to buy Jeep car insurance online:

1. Visit https://www.policybazaar.ae/ and open the main car insurance section.
2. Locate the lead form available here and fill it out using the required information to get customised Jeep insurance plans.
3. Compare the Jeep insurance policies available on our Jeep insurance quotes page based on their benefits, Jeep insurance services and price.
4. Pick a suitable plan that is cost-effective and complete the application formalities.
5. Add the required details and pay the premium to get your policy.

Why Buy from Policybazaar.ae?

Purchasing your Jeep car insurance plan from Policybazaar.ae can yield a series of benefits a few of which are given below:

• Easy-to-use online purchasing platform.
• Compare, research and purchase using a single platform.
• Secure payment platforms to ensure safety against online transaction fraud.
• In-house insurance experts to guide you.
• 24x7 customer support team to address your queries and offer real-time solutions.

Given below are some of the frequently asked questions about Jeep car insurance plans in the UAE.

Frequently Asked Questions

Q1. Is Jeep Cars Expensive to Insure?

Ans: Insuring your Jeep car will only cost a fraction of the cost of your car. Most Jeep car insurance plans can cost up to 3% to 4% of the market price of the car. Variable costs of the plan you have chosen may increase this price a bit.

Q2. What does my Jeep car insurance cover?

Ans: Comprehensive car insurance plans for Jeep cars cover personal loss and damage along with the third-party liability cover. Such policies can be enhanced with add-on covers such as coverage for personal belongings, windscreen damage, auto gap cover, etc. Third-party liability-only car insurance would provide basic coverage against third-party liabilities.

Q3. From where can I purchase insurance for my Jeep car?

Ans: You can purchase Jeep insurance coverage for your vehicle in the UAE at a competitive rate via Policybazaar.ae. You may also use the website of the provider to purchase your plans.

Q4. How is the Jeep car insurance price calculated?

Ans: Some of the important factors considered by the insurance companies while determining Jeep insurance costs are the current market price of the vehicle, make, model, vehicle-built year, city of registration, driver’s experience, and claim history along with the type and extent of insurance coverage.

Q5. Should I go for insurance plans offered by Jeep tie-up companies?

Ans: Jeep tie-up insurance companies offer the car insurance best suitable for your needs at an attractive price to avail of the complete protection. You may find these plans at Policybazaar.ae and choose the one that suits your needs the best.

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!