Orient - D-Med (HSB)

Embrace peace of mind with Orient D-Med (HSB), an all-encompassing health insurance solution curated for you and your family. From diagnostics and tests, to maternity care and outpatient/inpatient services, this plan covers it all. Customise this Orient D-Med (HSB) according to your family's unique requirements and affordability with its flexible features. ...read more

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AED 1 million Health cover starting @4/Day

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<span>Cover Up to 37 Critical Illnesses</span>
Cover Up to 37 Critical Illnesses
<span>Covid-19 Covered</span>
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Plan Summary
Plan NameD-Med (HSB)
Cover AmountAED 150,000
Pharmacy LimitUpto AED 1,500
TPANextcare

Orient - D-Med (HSB) Details

Maternity Cover
10% co-payment payable by the insured.40 Days ( any pregnancy, which arises within 40 calendar days from policy inception will be at the discretion of the insurer)10% co-payment payable by the Policy Holder. 8 Check-ups + 3 ante-natal ultrasound scans are covered at the Primary Health Care Centre. (All Care provided by PHC obstetrician for low risk or specialist obstetrician for high risk referrals.)
Dental and Gum Treatment
Co-Payment
20% co-payment.
Hearing and Vision Aids
Co-Payment
20% co-payment.
Coverage Type
Clinic Only
In-Patient Services
Room Type
In-patient services will be received in rooms of two or more beds.
Ambulance Service
Ground transportation services in the UAE provided by an authorized party for medical emergencies.
Companion Accomodation
Maximum AED 100 per night. (The cost of accomodating a person accompanying an insured child up to the age of 16 years.)Maximum AED 100 per night. (The cost of accommodation of a person accompanying an in-patient in the same room in case of medical necessity at the recommendation of the treating doctor and after the prior approval of the insurance company providing coverage.)
Pre-Existing and Chronic Conditions
All declared Pre-existing and Chronic conditions are covered with a sub limit of AED 150,000/-, Undeclared pre-existing and Chronic conditions will not be covered during the policy periodAny new Chronic condition will have a waiting period of 6 months.
Network
Network - PCP/RN3
Other Services
Radiology diagnostic
20% Co-payment is applicable alongwith a prior approval from the insurance company
Physiotherapy Treatment
Maximum 6 sessions per year.Prior approval of the insurance company is required.
Test, diagnosis, treatments related to surgeries in hospitals
Covered
Emergency Treatment
Approval required from the insurance company within 24 hours of admission to the authorized hospital.
Healthcare services for emergency cases
Prior approval required from the insurance company (Prior approval required from the insurance company Where a pre-existing or chronic condition develops into an emergency within the 6-month exclusion preriod this must be covered up to the annual aggregate limit.)
Medication
Co-Payment
30% co-payment (co-payment by the insured in respect of each and every prescription.)
Limit
AED 1,500 Annually
Description
No cover for drugs and medicines in excess of the annual limit. Restricted to a list of formulary products where available at the physician and the pharmacist.
Diagnostics (X-RAY, MRI, CT-SCAN)
Covered up to 20% co-payment only in case of emergencies
Psychiatry
Not Covered
Alternative medicine
Not Covered
Dental and gum treatment
In case of emergency only.
Hearing and Vision Aid
In case of emergency only.
Physiotherapy Treatment
Maximum 6 sessions per year.
Region Coverage
UAE & Home Country

59 Orient - D-Med (HSB) Added Network Hospitals

Name
Address
Specialized Medical Care Hospital (PCP) (Hospitals)
Al Jahili Area, Near Transport Authority, Al Ain Abu Dhabi - 76552291
Al Salama One Day Surgery Center - Auh (PCP) (Hospitals)
Al Salama One Day Surgery Center Bldg, Opposite Al Roashid Mosque, Sector-7, Baniyas East, Abu Dhabi - 5047900
Bareen International Hospital (PCP) (Hospitals)
Near Fatema Bent Mubark Mousque, Hamdan Street, Muroor Road, Mohammad Bin Zayed Area - 25545555
Ajman Specialty General Hospital (PCP) (Hospitals)
New Vegetable Market, Hamedeya St., New Industrial Zone,Ajman - 7484999
Hatta Hospital (PCP) (Hospitals)
Hatta Dubai, Near Dubai Womens Association - 8147000
Al Saha Wa Al Shifa Hospital For One Day Surgery (PCP) (Hospitals)
Al Saha Al Shifa Hospital,3Rd Floor,Rolla Mall,Rolla Sharjah Uae - 65632618
Emirates European Hospital Llc One Day Surgery (PCP) (Hospitals)
Qulaya Area, Alsahrq Street Sharjah - 65619444
Thumbay University Hospital Complex - L.L.C. (PCP) (Hospitals)
Thumbay University Hospital, Behind Sheikh Khalifa Hospital, University Street, Al Jurf - 7431333
Al Abeer Medical Center Day Surgery Unit Llc (PCP) (Hospitals)
Al Raha Building Next To Adnoc Petrol Station Hamdan Street Delma Street Madinat Zayed Area, Abu Dhabi - 26330440
Aster Hospital Sonapur Llc (PCP) (Hospitals)
Aster Hospital, Near To Access Clinic, Algeria Street, Sonapur, Muhaisnah - 4400500

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