Also known as international life insurance, expat life insurance presents comprehensive financial protection for the family of expats against death during the policy tenure. These plans are usually affordable and can be purchased at a young age when the life assured is usually healthy.
On this page, find out the best life plans for expats in the UAE and why expat life insurance in the UAE is important. Read on to know more!
International life insurance for expats in the UAE differs from policies you buy in your home country. This is because the former covers you wherever you live or travel globally, within certain limits.
If you pass away unexpectedly during the policy tenure, the expat life insurance plan provider pays a lump sum to your family or chosen beneficiary. This death benefit can help them manage their financial responsibilities without you.
As long as you follow your policy's terms, it doesn’t matter where you are — an expat life policy will provide coverage for you.
Insufficient Coverage | Temporary Coverage |
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The company-provided coverage may not be enough to fully support your family's financial needs in case of your unexpected death. | The company policy only covers you while you're employed there. If you leave, the coverage ends. Furthermore, your age or health at that time might make it difficult to get term life insurance. |
Here’s a list of the best life insurance policies for expats in the UAE -
Provider | Description | Apply |
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Zurich International Term Assurance | This is a level term life insurance plan for expats that financially covers the life assured’s family in case of the former’s demise during the policy tenure.
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Sukoon LIFEGUARD | This is a regular pay term life insurance for expats in the UAE.
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Al Buhaira Life Protect | This plan provides level term life insurance for expatriates in the UAE.
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LIC International Life Protect Term Plan 278 | This is a regular pay term life insurance plan in UAE for expats with the following features and benefits -
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Arabia Insurance Term Life | This expat life insurance plan is a regular pay term plan.
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Sukoon Life Cover | This is a level term life insurance plan for expats with the following major features and benefits -
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Here are some things to keep in mind to get expat life insurance in the UAE —
Several factors affect the expat life insurance cost beyond the type of policy chosen, including:
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You should buy a life insurance policy for expats in the UAE on Policybazaar UAE. This is a third-party insurance aggregator that offers the best, customisable life plans for expats in the country from the leading providers.
When you buy an expat life insurance plan from us, you get the following benefits -
In general, the starting life insurance premiums in the UAE are around AED 59 per month. Just keep in mind that actual costs can vary from provider to provider.
Yes, an expat can have multiple life plans as long as they mention this fact every time they buy one.
Life insurance financially covers the life assured’s family in case the former dies due to terminal illness or natural circumstances.