Watania Takaful Third Party Car Insurance


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Nupur Jain
Senior Content Writer (Expertise - Motor Insurance)
Nupur Jain is a Senior Writer at Policybazaar.ae with 4+ years of experience in the insurance industry. She specialises in car insurance and has built strong expertise in the UAE auto insurance industry by closely covering policy features, coverage options, premiums, renewals, claims, insurer offerings and vehicle ownership-related matters. Over the years, she has created 2000+ high-impact articles and covered 1000+ motor insurance topics, helping readers understand complex insurance jargons in a simpler and more practical way. Her work is focused on helping people compare options wisely, understand what truly matters in a policy and make more confident car insurance decisions based on their needs, budget and lifestyle in the UAE.


Toshita Chauhan Balochi
Chief Business Officer – General Insurance @ Policybazaar.ae
Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.
Top UAE's Third Paty Car Insurance Plans in UAE
Compare & Buy Third Party Car Insurance
- Third Party
Watania Takaful Ethical Insurance is the second-largest Islamic insurance company in the UAE. The company has been in operation since 2009 and provides insurance services with a strong focus on quality and customer requirements.
Watania Takaful third-party car insurance is one of the best products of Watania takaful car insurance and acquiring one enables you to drive your car legally. Before moving on to its benefits, let’s take a look at a comparative analysis between comprehensive and third-party car insurance.
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Watania Takaful third-party car insurance covers
| Features | Third-Party Coverage |
|---|---|
| third-party bodily injury | Amount decided by the court |
| Damage/loss to the insured vehicle | No |
| Agency repair | No |
| Emergency medical assistance | No |
| 24/7 Roadside Assistance | No |
| Personal belongings | No |
| G No-claims discount | No |
| Natural disasters | No |
| Valet parking | No |
| New car replacement | No |
| excess waiver for windscreen or window damage | No |
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Benefits of Buying a Third Party Car Insurance Plan from Watania Takaful in UAE, Dubai
If you want to buy third-party car insurance from Watania Takaful, know that you are entitled to have the following benefits:
- Cost-effective - One of the most significant benefits of third-party car insurance is that they are cost-effective. In addition, compared to comprehensive car insurance policies, these are cheaper and easier to manage.
- Easy claim processing - Watania Takaful, the best third-party insurance provider in the UAE, facilitates automated claim processing. So now, filing your claim and tracking it online has become easier than ever.
- 24/7 customer care - The company's fast and smooth customer care system has made them one of the most reputable firms in the insurance market in the UAE. Watania Takaful's customer care executives are available round the clock to assist its insurance buyers.
Policy inclusions of Watania Takaful
Learn about the policy inclusions before you buy third-party car insurance from Watania Takaful:
- The policy covers medical expenses due to an accident or injury to a third-party individual.
- The insurance plan compensates for damages to a third-party individual, vehicle or property. However, the coverage extent will be as per the policy terms.
- The policy will compensate for the expenses incurred due to legal troubles.
Policy exclusions of Watania Takaful
Learn about the policy exclusions before you buy third-party car insurance from Watania Takaful:
- The insurance plan will not compensate for a damaged car or any bodily injury caused due to wilful participation in any act causing a violation of the law.
- The plan will not cover an accident or bodily injury if the driver is driving under the influence of intoxicants like alcohol or other narcotics.
- If the driver is found driving without a valid driving licence in the UAE, the company is not liable to compensate for any damage or bodily injury.
- Claims against lapsed policies.
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FAQ's on Watania Takaful Third Party Car Insurance
Q1. How much will Watania Takaful cover for a case of third-party bodily injury?
Ans: In case of a third-party bodily injury, the court will decide the amount to be compensated by Watania Takaful.
Q2. What does a third-party liability certificate from Watania Takaful cover?
Ans: A third-party car insurance plan provides the most basic coverage. The UAE government also mandates it. A third-party liability certificate from Watania takaful will provide insurance against the following:
- bodily injury or death for any third-party
- third-party property damage
Q3. Can I transfer my Takaful certificate if I sell my car?
Ans: Several factors play a crucial role in the Takaful contribution, and the driver's expertise is one such factor. As it is an individualistic skill, transfer of a Takaful certificate isn't permitted.
Q4. When can I cancel my Takaful certificate?
Ans: A Takaful certificate can be cancelled under the following circumstances –
- De-registration of the vehicle
- Issues with the number plate certificate of the vehicle
- Transfer of ownership
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