Q2. Can I buy the Al-Wathba third party insurance online? What are the benefits of this?

Ans: Al-Wathba offers the policyholders the facility to buy motor insurance online. Some benefits that the policyholder enjoys in this regard are: Easy online management of claims Round the clock claim registrations Faster claim settlements, without visiting the office Affordable rates Instant policy issuance

Q3. Can Al-Wathba reject my claim? On what grounds can it be rejected?

Ans: Yes, claims can be rejected by the Al-Wathba third party insurance, under the following circumstances: If the policyholder delays filing the claim, after the insured vehicle has been repaired If the policyholder conceals facts from Al-Wathba regarding the cause of accident If the car is modified without prior intimation to Al-Wathba If all vehicle transfer formalities to another car owner are not complete

Al Wathba Third Party Car Insurance

Q: Q1. Can a policyholder avail benefits of no claim bonus under the Al-Wathba third party insurance?

Ans: Yes, Al-Wathba third party insurance offers no claim bonuses to the policyholder, if no claims have been made on the existing insurance policy during the year. The policyholder can avail benefits of the same during renewal of the policy.

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Written ByNupur JainSenior Content Writer (Expertise - Motor Insurance)

Reviewed ByToshita Chauhan BalochiChief Business Officer – General Insurance @ Policybazaar.ae

Last updated on 27 April 2026Editorial Standards

Best Third Party Car Insurance UAE

Choose Cheap & Best Third Party Car Insurance in UAE

*Above mentioned prices are for Honda City EX 1.5L, 2022 model.

Table of Content

Al Wathba Third Party Car Insurance Vs Comprehensive Car Insurance
Al Wathba Third-Party Car Insurance Plans
Benefits of Buying Third Party Car Insurance from Al-Wathba
Al Wathba Third Party Car insurance- Exclusions
FAQ's

Al-Wathba National Insurance Company is one of UAE’s leading insurance providers, offering innovative and personalised solutions. With over 20 years of experience in servicing the UAE market, Al-Wathba is reliable and secure, providing hassle-free insurance options to their customers.

Buy Al-Wathba third party insurance, and enjoy the facilities and benefits offered by the company. With round the clock customer support and a plethora of emergency services offered, the company has taken care of all the needs, allowing the policyholders to drive without any worry.

Third party insurance provides coverage against bodily injury or property damage to third parties, reducing the risk of driving. Affordable and flexible, Al-Wathba is one of the best car insurance companies in UAE.

Considering buying Al-Wathba third party insurance? Read ahead to know more.

Al Wathba Third Party Car Insurance Vs Comprehensive Car Insurance

Al-Wathba offers comprehensive and third party coverage, with additional benefits that add value to the policy. Let us explore the differences between comprehensive and third party insurance.

	Al-Wathba third party insurance	Comprehensive car insurance
Coverage	No coverage for damage or loss sustained by the insured vehicle No coverage for damages caused due to natural calamities like floods or storms No theft and fire coverage No windscreen damage coverage	All damages sustained by the insured vehicle are covered by the comprehensive car insurance Coverage from damages caused due to natural disasters Coverage from theft and fire Coverage if the windscreen is damaged in the accident
Premium	Less expensive in comparison to the comprehensive cover, suitable if the car is older or of low monetary value	Premiums are costly, and suitable if the insured vehicle is new or expensive
Third party	Al-Wathba third party insurance provides coverage in case of: Third party bodily injury or harm Third party property damage	Comprehensive car insurance also provides coverage in case of: Third party bodily injury or harm Third party property damage
Available facilities	Emergency fuel services Car breakdown services Flat tyre and lock out services Battery boosting services Ambulance services	Emergency fuel services Car breakdown services Flat tyre and lock out services Battery boosting services Ambulance services

Al Wathba Third-Party Car Insurance Plans

Al-Wathba third party insurance makes driving and Car insurance in UAE hassle-free and effortless. A prerequisite in the UAE, all vehicles must have a third party auto insurance. The third party motor insurance from Al-Wathba is great, especially if you are on a budget, and are a safe driver. Let us explore some features of the insurance from Al-Wathba:

Al-Wathba third party insurance	Features
Al-Wathba third party insurance	Third party damage limit of up to AED 2 million Third party liability restricted to the UAE only Damage to the vehicle caused in UAE and in Oman

Benefits of Buying Third Party Car Insurance from Al-Wathba

There are several benefits if you buy Al-Wathba third party insurance. With one of the UAE’s leading insurance companies, the policyholders can avail the following benefits:

Al-Wathba insurance offers fast and hassle-free claim settlements. The claim filing process is simple, and the waiting period is less.
Policyholders of the Al-Wathba third party insurance have access to round the clock customer care support team to address queries and provide quick services.

Al Wathba Third Party Car insurance- Exclusions

Policyholders of the Al-Wathba third party insurance can’t make any claims under the following situations:

If the insured vehicle sustains damages while involved in any race or speed tests.
If the insured vehicle is used for any other purpose apart from what is mentioned in the insurance application form, specified by the Al-Wathba car insurance policy.
If the insured vehicle sustains any damages or losses while the driver is driving under the influence of drugs, alcohol, or other narcotic substances.
If the insured vehicle sustains damages while driven by an unlicensed individual.
No Coverage for owned vehicles.

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FAQ's

Ans: Yes, Al-Wathba third party insurance offers no claim bonuses to the policyholder, if no claims have been made on the existing insurance policy during the year. The policyholder can avail benefits of the same during renewal of the policy.

Ans: Al-Wathba offers the policyholders the facility to buy motor insurance online. Some benefits that the policyholder enjoys in this regard are:

Easy online management of claims
Round the clock claim registrations
Faster claim settlements, without visiting the office
Affordable rates
Instant policy issuance

Ans: Yes, claims can be rejected by the Al-Wathba third party insurance, under the following circumstances:

If the policyholder delays filing the claim, after the insured vehicle has been repaired
If the policyholder conceals facts from Al-Wathba regarding the cause of accident
If the car is modified without prior intimation to Al-Wathba
If all vehicle transfer formalities to another car owner are not complete

Reviews & Ratings

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(based on 43,725 reviews)

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Quite Affordable Car Insurance in the UAEPolicybazaar.ae was the place where I found the cheapest car insurance in UAE, but without any compromise on what I wanted in coverage. Got a solid comprehensive plan and the difference this time was I thoroughly informed by the team, so chose only the necessary add-ons and saved on costs.

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