GIG Gulf Third Party Car Insurance

We Are Rated

4.7/5

★★★★★

44,090

Reviews

Central Bank UAE Registration No.: - 123

35+

Insurance Partners

2 Million+

Trusted Customers

1 Million+

Policies Sold

Written ByNupur JainSenior Content Writer (Expertise - Motor Insurance)

Reviewed ByToshita Chauhan BalochiChief Business Officer – General Insurance @ Policybazaar.ae

Last updated on 27 April 2026Editorial Standards

With over 7 decades of presence in the Middle East, GIG Gulf is an award-winning insurance company. This insurance company offers a third-party car insurance plan that covers damages that your vehicle did to the other party’s vehicle or property as well as bodily injuries. To find out more about GIG Gulf third-party car insurance, go through the upcoming sections!

Top Third Party Car Insurance in UAE

Choose Cheap & Best Third Party Car Insurance in UAE

*Above mentioned prices are for Honda City EX 1.5L, 2022 model.

Table of Content

Why Buy GIG Gulf Third-Party Car Insurance?
Features of GIG Gulf Third-Party Car Insurance in UAE
Apply for GIG Gulf Third Party Car Insurance via Policybazaar UAE
FAQ's

Why Buy GIG Gulf Third-Party Car Insurance?

GIG Gulf provides a third-party motor insurance plan that comes with important features such as 24-hour breakdown and more. When you opt for GIG Gulf third-party car insurance, you get the following services —

Round-the-clock customer service in 15 different languages
24/7 online or phone access for the claim process
Affordable premium rates
Reliable claims and seamless renewal

Features of GIG Gulf Third-Party Car Insurance in UAE

Let's uncover the inclusions, exclusions, and add-ons of GIG Gulf third-party car insurance —

Inclusions -

Third-party Liability – Bodily Injury
Third-party Property Damage
Legal Liabilities Extended to Family Members of Third Party
No Claim Bonus Discount
24-hour Accident and Breakdown Recovery

Exclusions -

Loss or Damage to Own Vehicle
Cover against Fire and Theft
Cover against Natural Disasters
Cover for Personal Injury
Loss of Personal Belongings
Off-road Cover
Agency Repair
Guaranteed Repairs
Cover for Total Loss
Excess for Windscreen Damage Waiver
Hire Car Benefit
GCC Cover
Claims from Single Point of Contact
Pickup and Delivery (claim service)

Add-ons -

Oman Extension Cover
Personal Accident Benefit — Driver
Personal Accident Benefit — Passengers

Apply for GIG Gulf Third Party Car Insurance via Policybazaar UAE

Apply for a third-party car insurance policy in just a few minutes on Policybazaar.ae. This third-party aggregator hosts a plethora of car insurance plans from the best providers in the country including GIG Gulf (previously GIG Gulf). With us, you can get car insurance at affordable premiums.

To start, fill in our lead form accurately — this will direct you to the car insurance quotes page. Go through the GIG Gulf third-party car insurance plan’s inclusions and exclusions and apply for it.

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FAQ's

The third-party car insurance policy will cover the loss, damage, and injuries incurred by the other party in the accident. The insured, meanwhile, will need to cover the damages to their own vehicle.

Once you have provided all the required documents and paid the premium, your policy gets issued immediately or in a short while.

No, this car insurance plan does not cover fire-related or theft-related damages. It is only designed to cover liabilities to the third party.

The premium is determined by factors like age, vehicle type, engine size, the driver’s age, driving history, and so on.

Reviews & Ratings

★★★★★4.7 / 5

(based on 44,090 reviews)

Ribu JeromeDubai, 14 August 2026

★★★★★

Simple to compareI don't understand car insurance terms much. On Policybazaar.ae, everything was side by side, so I could see what's covered and what's not. Chose in one sitting.

Hady GadDubai, 28 July 2026

★★★★★

The team actually picked up the phoneI had a lot of questions about excess and off-road cover. I called on Policybazaar.ae helpline and the guy explained everything patiently, no pressure to buy. That made the decision easier.

Hassan YasinAbu Dhabi, 5 July 2026

★★★★★

Agency repair at a good priceMy car is still under 3 years so I wanted agency repair. Found a car insurance plan on Policybazaar.ae that included it without the price jumping too much. Happy with the choice.

Riju muraleedharanDubai, 23 June 2026

★★★★★

Saved me almost AED 900I was just going to renew my motor insurance with my old company without checking. Glad I didn't. Same cover, much lower price on Policybazaar.ae. Should have compared earlier.

Shabnum amayDubai, 10 June 2026

★★★★★

Renewed in 10 minutesMy car insurance policy was expiring in two days and I was panicking. Compared a few options on Policybazaar.ae, paid online and got the policy on email straight away. Very easy.

Veli kaplanAbu Dhabi, 27 May 2026

★★★★★

Quite Affordable Car Insurance in the UAEPolicybazaar.ae was the place where I found the cheapest car insurance in UAE, but without any compromise on what I wanted in coverage. Got a solid comprehensive plan and the difference this time was I thoroughly informed by the team, so chose only the necessary add-ons and saved on costs.