Oriental Car Insurance

What is Oriental Motor Insurance?

An Indian insurance provider with a strong presence in the UAE, Oriental Insurance is known for its unparalleled, affordable motor insurance solutions. It is also known for its quick and easy claim process. Find out about the types, features, and benefits of Oriental vehicle insurance below.

Types of Oriental Vehicle Insurance

With Oriental Insurance, you can find car insurance in Dubai and across the UAE in two types — third-party and comprehensive motor insurance.

1- Oriental third-party car insurance is a basic and mandatory policy. It is affordable and covers the damages that your insured vehicle causes to third-party property, car, or individual(s). It does not cover damages incurred by your own vehicle.

2- This is where the comprehensive plan comes on the scene. With this type of Oriental motor insurance, your car is protected against theft, fire, and accident. Since it is a complete package, it also covers third-party liabilities.

Features and Benefits of Oriental Car Insurance

Oriental motor insurance plans are as per the standard UAE Unified Motor Policy. With its plans, you can easily get a range of features and benefits at affordable rates. Check out the key offerings below —

Comprehensive Car Insurance

Third-Party Insurance

Accident or collision, or overturning Burglary or theft Fire, self-ignition, thunderbolt, external exploitation, or lightning Malicious act of any third party Third-party bodily injury or death Personal accident cover for the driver and passengers Geographical coverage — Only in the UAE Towing, protection, and removal costs — Up to AED 1,000 per accident and AED 3,500 for heavy vehicles above 10 tonnes

Third-party car or property damage Third-party bodily injury Blood money Personal accident cover for the driver and the passengers

Documents required for Oriental Insurance:

The insured will need to fax or email the following documents-

• Copy of driving license, passport (if required)
• Trade license copy is also required if the insurance is to be bought in the name of a company
• For a new motorcycle, complete vehicle details including engine number, chassis number will be required
• Vehicle Registration card (if available)

Arabic Certificate can be asked for while registering your car.

Kindly note, OIC’s insurance quote is subject to change.

How to File an Oriental Car Insurance Claim?

Filing a claim with Oriental Insurance is quite an easy task. To begin with —

• Immediately inform the provider about any loss or damage via email/fax/phone
• Connect with International Motoring Club at 600575751 for roadside assistance and towing services
• Provide the name and the number of the person to be contacted for the service
• Make sure to provide basic details of how the loss or damage occurred and the degree of loss

To initiate an Oriental motor insurance claim, you need to get a police report, fill in the online claim form, and submit a few documents. For this, you need copies of —

• The police report
• Mulkiya
• Driving licence
• Emirates ID

Once the claim is registered —

• You get a claim number via email
• You would then need to drop your car off at the agency or the authorised garage
• The car will be inspected, and the surveyor will draw an estimate

The surveyor will then submit the estimate to the insurance company for approval. If Oriental Insurance approves the repairs, an LPO will be sent to the agency or garage to initiate the repair work.

Note - If the vehicle is irreparable, you will be notified via email about the next course of action.

Important Articles Related Oriental Car Insurance
Oriental Car Insurance Contact Number	Oriental Car Insurance Reviews
Oriental Car Insurance claim	Oriental Comprehensive Car Insurance
Oriental Third Party Car Insurance

Oriental Car Insurance FAQs