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Oriental Insurance Company is one of the prominent names in the Indian General Insurance market. During these 65 years, the company has expanded its operations overseas, which includes its venture into the UAE insurance market. Since 1960, it has been operating in collaboration with Armab Insurance Works, LLC. Oriental Insurance also extends support to other companies operating in the Gulf Cooperation Council (GCC).
In these 54 years, the company has gained a dedicated clientele in the insurance market UAE. It is a much-admired provider of Car Insurance in Dubai, UAE and is known for its quick and efficient insurance services.
There are 3 types of vehicle insurance coverage provided by Oriental Insurance
We invest so much in a car that it soon becomes a prized possession. Which is why any unanticipated loss or damage can prove to be stressful. The expenses incurred on repairs/replacement can be a costly affair. Thus, a comprehensive motor insurance policy is recommended for every vehicle owner. It provides you and your car with a financial cover against any unforeseen circumstances like physical damage, third party liability, and personal accident cover along with emergency roadside assistance.
Comprehensive Insurance provides protection against any loss or damage caused to the vehicle, the insured, and any third-party due to -
All the benefits are subject to policy terms, clauses, conditions, inclusion and exclusions. Please refer the policy documents for more details.
The coverage is subject to policy wordings.
Comprehensive insurance cover is provided to motorcycles up to 350cc.
Third party or legal liability cover of 500,000 AED is provided against loss damage caused to a third party’s property in the UAE.
Repairing work will be done at Al Ameek garage
In case of third-party bodily injury or death, the maximum liability of the Oriental insurance is restricted to the total sum conferred by the Court.
The insured will need to fax or email the following documents-
Arabic Certificate can be asked for while registering your car.
Kindly note, OIC’s insurance quote is subject to change.
Oriental Insurance Company (OIC) provides round-the-clock roadside assistance to its customers across the United Arab Emirates through International Motoring Club (IMC).
The following assistance will be provided to the insured person or anyone who is driving the insured vehicle (with a valid license) -
Note - All garage expenses, excluding accidental repairs, will be borne by the insured. Please refer to oriental car insurance policy documents for further details.
For assistance related to car insurance in UAE, get in touch with the claim team of OIC at their toll-free number - 800 NATURE (628873). Additionally, the insured can download a claim form from their website and file the claim online.
Immediately intimate the insurer to receive timely assistance. The following documents will be required for the same.
Once the above-mentioned documents are submitted, OIC’s claim team will provide immediate assistance to insured anytime and anywhere.
Q1. How can I get in touch with the claims team?
Ans: OIC’s Claims team is available from Sunday to Thursday between 8 am and 5 pm. Contact Details: customercare@oicgulf[dot]ae Phone: 800 NATURE (628873)
Q2. What all services are provided under roadside assistance?
Ans: You can avail vehicle towing assistance, battery-boost service, lockout service, refueling service, flat tyre assistance, car rent service, to name a few. Please check policy wordings for the same.
Q3. What is a comprehensive motor insurance plan?
Ans: A comprehensive plan provides coverage against any physical damage to the vehicle, third-party liability cover, and roadside assistance to the insured.
Q4. When is a trade license copy required?
Ans: If your motor insurance is in the name of a company, then a trade license copy needs to be submitted.
Q5. Is motorcycle insurance also provided by OIC?
Ans: Yes, motorcycles up to 350cc can be covered by comprehensive insurance.
Q6. What is the limit of personal accident cover in comprehensive motor insurance?
Ans: Up to 200,000 AED is provided as personal accident cover to the insured. This covers death and any permanent disability.
Q7. What is the compensation in case of third-party property damage or bodily injuries?
Ans: If there is any third-party bodily injury or death, the maximum liability of OIC is restricted to the total sum decided by the Court.
Q8. What documents are required to file a motor accident claim?
Ans: You need to submit a copy of police report, registration card’s copy (front & bank) and a copy of the driving license.