RAK Comprehensive Car Insurance
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Best Comprehensive Car Insurance in UAE
Choose Cheap & Best Comprehensive Car Insurance in UAE
Ras Al Khaimah National Insurance Company (RAK Insurance) was established in 1974 with a paid up capital AED 2 million to AED 121,275,000.
It is oldest and most established insurance providers in the UAE. It is a well-known name among top car companies in the UAE. The company provides its policyholders with comprehensive car insurance plans letting them stay worry-free behind the wheel.
RAK car insurance plan provides extensive coverage at affordable rates. Moreover, you can customise your existing policy and get a plan catering to your specific insurance requirements.
RAK Comprehensive Car Insurance Vs Third Party Car Insurance: A Quick Comparison
If you have plans to buy RAK comprehensive car insurance, then refer to the section below that describes different insurance plans from the company. Buy RAK comprehensive car insurance after understanding the nitty-gritty.
1. RAK Comprehensive Car Insurance - Gold Plan
The RAK Comprehensive Car Insurance gold plan will compensate for third party property damage for a sum of up to AED 3.5 million. In addition, a personal accident benefit cover will be provided for up to AED 200,000. Some other services include compensation for natural calamities, riots, strikes etc. In addition, it offers emergency medical expenses for up to AED 5,000 and compensates for up to AED 30,000 for bodily injury of the policyholder or spouse.
2. RAK Comprehensive Car Insurance - Silver Plan
The RAK Comprehensive Car Insurance silver plan will compensate for up to AED 2 million for third party property damage. A personal accident benefit cover will be provided for up to AED 200,000; however, that is an optional benefit. Compensation for natural calamities, riots, strikes etc., is not a part of this plan. It does not offer emergency medical expenses either.
3. RAK Third Party Liability Car Insurance
Under this plan command, the company will compensate for property damage to any third party for a sum of up to AED 2 million. In addition, it offers personal accident benefit cover for the driver for a sum of up to AED 200,000. However, that is optional. Compensation regarding third party bodily injury is according to the limit set by the UAE government.
RAK Comprehensive Car Insurance Covers
|
Features |
RAK Comprehensive Car Insurance - Gold |
RAK Comprehensive Car Insurance - Silver |
|---|---|---|
|
Damage to the insured vehicle |
Yes |
Yes |
|
Third party bodily injury |
Up to AED 3.5 million |
Up to 2 million |
|
Third party property damage |
As decided by the court |
As determined by the court |
|
24/7 roadside assistance service |
Yes |
Yes |
|
Theft coverage |
Yes |
No |
|
Strikes and riots |
Yes |
No |
|
Natural calamities |
Yes |
No |
|
Agency repair service |
Five years |
No |
|
No-claims discount |
No |
No |
Car Insurance Addons
Benefits of Buying RAK Comprehensive Car Insurance in Dubai, UAE
Here are some benefits you can enjoy if you purchase RAK Comprehensive Car Insurance:
- Competitive rates - RAK comprehensive car insurance offers comprehensive car insurance in Dubai, UAE to cater to the needs of every policyholder at reasonable prices.
- Easy instalments - The company offers flexible premium payment options for 3, 6, 9 or 12 months.
- Longer tenure - You can enjoy the benefits of the comprehensive plan for up to 15 years.
- Extensive coverage - To suit every customer's needs, the company provides covers in different plans like - Gold, Silver and third party liability insurance.
- Amazing discounts - The company offers up to 50% discount on insurance premiums to eligible policyholders.
RAK Car Insurance Inclusions
The following are other inclusions when you buy RAK Comprehensive Car Insurance:
- Up to 15 years of coverage
- Roadside assistance
- National ambulance services
- GCC covers for own car in Oman and Qatar
- Coverage against natural calamities (Gold plan only)
- Coverage against strikes and riots (Gold plan only)
- Agency repair up to 5 years of policy tenure (Gold plan only)
- Theft coverage (Gold plan only)
RAK Car Insurance Exclusions
The following are other exclusions of RAK Comprehensive Car Insurance:
- Claims due to electrical or mechanical failure
- If the driver did not have a valid driving licence
- Claims against a lapsed policy
- If the driver was found drunk or intoxicated with drugs
- Claims arising due to overspeeding.
FAQ's
Q1. How long is the validity of a RAK Comprehensive Car Insurance plan?
Ans: You can enjoy the benefits of a RAK Comprehensive Car Insurance plan for up to 15 years.
Q2. Do I need to carry the policy documents everywhere?
Ans: No. You don’t have to carry your policy documents. Just carry your registration card with the policy number on it.
Q3. Does the company offer a roadside assistance plan?
Ans: Yes. The company offers 24/7 roadside assistance.
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