Orient Comprehensive Car Insurance

Q: Q1. Is Orient car insurance transferable in the UAE?

Ans: In the UAE, car insurance is transferable. You cannot, however, transfer your current insurance coverage to the new owner if the plan expires in less than six months. If it has a validity period longer than six months, you should still ask your insurance provider if a transfer option is available. In case they do not transfer it to a new owner, you may also request a refund. Keep in mind that you must disclose all the information about the new owner in order to distribute the policy. The business will then determine if the new owner satisfies the eligibility requirements or not.

Q: Q2. What is the fine for driving around in the UAE without car insurance Dubai?

Ans: Without car insurance, driving is punishable by an AED 500 penalty and 4 black points. Additionally, your car may be impounded for seven days.

Q: Q3. What are the factors that influence your Orient comprehensive car insurance in the UAE?

Ans: A portion of the market value of your vehicle is used to determine the cost of your auto insurance. The premium would be affected if your car has been in any collisions. With the yearly renewal of your policy, the provider gives a no-claims discount if your automobile is not involved in an accident.

Q: Q4. What is the personal accident cover for passengers and driver?

Ans: The insured is entitled to receive up to AED 200,000 in the event of permanent injury or death as a result of an accident.

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Written ByNupur JainSenior Content Writer (Expertise - Motor Insurance)

Reviewed ByToshita Chauhan BalochiChief Business Officer – General Insurance @ Policybazaar.ae

Last updated on 08 October 2025Editorial Standards

Driving in the UAE can be a thrilling experience, with its modern highways and impressive skyline views. However, accidents can happen at any moment, no matter how careful a driver is.

That's where Orient Comprehensive Car Insurance comes in, offering peace of mind to drivers on the roads of the UAE. With a focus on providing top-notch coverage and exceptional customer service, Orient Car Insurance is a trusted name in the insurance industry. Whether it is minor fender benders or major collisions, their policies cover it all and financially protect their customers from financial losses.

Orient Comprehensive Car Insurance

Choose Cheap & Best Orient Comprehensive Car Insurance in UAE

*Above mentioned prices are for Honda City EX 1.5L, 2022 model.

Table of Content

Orient Comprehensive Car Insurance vs Third-Party Liability Car Insurance: A Comparative Overview
Inclusions for Orient Comprehensive Car Insurance
Exclusions for Orient Comprehensive Car Insurance
FAQ's

In this article, we will take a closer look at Orient Comprehensive Car Insurance and explore why it is the go-to choice for UAE drivers looking for reliable and comprehensive coverage for their vehicles.

Orient Comprehensive Car Insurance vs Third-Party Liability Car Insurance: A Comparative Overview

Orient Insurance provides both comprehensive and third-party car insurance plans in the UAE. Check out the table below for a comparison between Orient Comprehensive Car Insurance and Orient Third-Party Car Insurance -

Benefits	Comprehensive Car Insurance	Third-Party Car Insurance
Damages to Own Vehicle	Covered	Not Covered
Damages to Third-Party Vehicles	Covered	Covered
Protection Against Natural Disaster	Covered	Not Covered
Roadside Assistance	Covered	Covered
Oman Extension	Covered	Not Covered
Third-Party Bodily Injury	Covered	Covered
Complimentary Life Insurance Cover	Covered	Not Covered
Garage/Agency Repairs	Covered	Not covered
Cover for Riots/MD/Strikes	Covered	Not covered
Loss of Personal Belongings	Covered	Not covered
Emergency Medical Expenses	Covered	Not Covered
Off Road Cover	Covered	Not Covered

Inclusions for Orient Comprehensive Car Insurance

Listed below are the standard inclusions for Orient Comprehensive Car Insurance plans in the UAE -

Third-Party Damage Cover
Damages to Own Vehicle
Cover for Damages Due to Strikes, Riots, or Manmade Disasters
Cover for Emergency Medical Expenses
Cover for Windscreen Damage
Life Cover of AED 100,000
Cover for Personal Injuries
Cover for Ambulance Services
Cove for Taxi Fares
Valet Parking Cover
Off Road Cover
Agency/Garage Repair
Roadside Assistance

Exclusions for Orient Comprehensive Car Insurance

Check out the major exclusions of Orient Comprehensive Car Insurance -

Any mishaps or harms that occur outside the designated geographic area.
Accidents or damages brought on by radioactivity, nuclear fuel, or nuclear waste, whether directly or indirectly
Accidents or damages sustained while operating the insured vehicle off of paved surfaces
When the insured vehicle is utilised in competitions like races, speed trials, or rallies
Incidents involving the covered vehicle that result in accidents or damage during war, conflicts that resemble war, invasions, or uprisings
Additionally, Orient comprehensive automobile insurance does not provide coverage for losses, damages, or injuries that arise directly or indirectly as a result of measures taken to avoid any of the listed provisions.

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FAQ's

Ans: In the UAE, car insurance is transferable. You cannot, however, transfer your current insurance coverage to the new owner if the plan expires in less than six months. If it has a validity period longer than six months, you should still ask your insurance provider if a transfer option is available.

In case they do not transfer it to a new owner, you may also request a refund. Keep in mind that you must disclose all the information about the new owner in order to distribute the policy. The business will then determine if the new owner satisfies the eligibility requirements or not.

Ans: Without car insurance, driving is punishable by an AED 500 penalty and 4 black points. Additionally, your car may be impounded for seven days.

Ans: A portion of the market value of your vehicle is used to determine the cost of your auto insurance. The premium would be affected if your car has been in any collisions. With the yearly renewal of your policy, the provider gives a no-claims discount if your automobile is not involved in an accident.

Ans: The insured is entitled to receive up to AED 200,000 in the event of permanent injury or death as a result of an accident.

Reviews & Ratings

★★★★★4.7 / 5

(based on 43,725 reviews)

Veli kaplanAbu Dhabi, 27 May 2026

★★★★★

Quite Affordable Car Insurance in the UAEPolicybazaar.ae was the place where I found the cheapest car insurance in UAE, but without any compromise on what I wanted in coverage. Got a solid comprehensive plan and the difference this time was I thoroughly informed by the team, so chose only the necessary add-ons and saved on costs.

Shyla beeviDubai, 23 May 2026

★★★★★

Hands Down the Best Place for Motor Insurance in the UAEI'd heard of PB.ae from a colleague and decided to try out for car insurance this time. Turns out, this was the best decision with how easy the whole journey was. Never did I ever expect to find the best policies with this much clarity, and that too with detailed explanations. Best site, delivered a 10/10 experience.

Laura Anne HaigDubai, 11 May 2026

★★★★★

Sound Advice on Car InsuranceCredits to Policybazaar.ae for getting me the best car insurance in UAE. The website was great as I could see the top plans, prices and whatnot, but the team was outstanding too. They took time and understood my requirements without rush. This zero pressure thing worked with me, like I actually made an informed choice!

Salma ElgerbyDubai, 5 May 2026

★★★★★

Helpful Experts and Clear Car Insurance OptionsPB people made it easier for me to understand car insurance plans in Dubai. The experts explained the important points in simple language and helped me compare the available options. I could check the premium, coverage and benefits before deciding. The experience was good and I did not feel pushed into buying something I did not need. So YESSSSSS!!!

YasirDubai, 28 April 2026

★★★★★

Expert Advice Made Car Insurance EasierI was not sure which car insurance in the UAE would be right for me. The expert advice from Policybazaar.ae really helped. Instead of just looking at the premium, I understood what coverage I should check, what add-ons may be useful and what things I should avoid. It made me feel more confident before buying the insrance.

Lino JohnDubai, 19 April 2026

★★★★★

Good Platform for Comprehensive Insurance in DubaiI wanted comprehensive car insurance in Dubai and was not sure which plan would offer the right coverage. Policybazaar.ae showed multiple options from different insurers, which helped me compare prices and benefits easily. I liked that I could see important details like coverage, add-ons and claim support before making a decision. It felt more transparent than choosing a plan blindly.