AFNIC Comprehensive Car Insurance
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Cheap Comprehensive Car Insurance in UAE
Choose Cheap & Best AFNIC Comprehensive Car Insurance in UAE
*Above mentioned prices are for Honda City EX 1.5L, 2022 model.
Table of Content
AFNIC Comprehensive Car Insurance vs. Third-Party Car Insurance: A Quick Comparison
Are you planning to buy AFNIC car insurance? Read below to understand the dissimilarities between AFNIC comprehensive and third-party car insurance:
1. AFNIC comprehensive car insurance
The AFNIC comprehensive car insurance plan is liable to provide coverage to its policyholders for all kinds of third-party and personal damage during an accident. However, the policyholder has to pay a premium of around AED 1300 to sign up for this insurance policy.
2. AFNIC third-party car insurance
This plan covers damages and losses incurred by any third-party individual, vehicle or property during an accident. Premiums for this insurance policy are relatively cheap.
List of AFNIC Comprehensive Car Insurance in UAE, Dubai
|
Name of the policy: AFNIC Comprehensive Car Insurance Plan |
|
|---|---|
|
Features |
Availability |
|
Damage To the Insured Vehicle |
Yes |
|
Third-Party Bodily Injury |
Yes |
|
Third- Party Property Damage |
Yes |
|
24/7 Roadside Assistance Service |
Yes |
|
Theft and Fire Coverage |
Yes |
|
Natural Calamities |
Yes |
|
Agency Repair Service |
Yes |
Car Insurance Addons
Benefits of Buying AFNIC Comprehensive Car Insurance
AFNIC is a prominent name amongst the best car insurance providers in the UAE. Here are the benefits offered by the insurance company to its policyholders:
- Compensation for natural disasters: AFNIC car insurance plans compensate against many natural disasters like floods, earthquakes, rain etc.
- Compensation for man-made disasters: The company is liable to compensate you for man-made disasters like theft, explosion, self-ignition, fire etc.
- 24/7 assistance: The company offers impeccable customer service to its policyholders. You can get help with any queries you have and ask for assistance whenever needed.
- Roadside assistance: If you are stranded on deserted roads, and your vehicle becomes immobile due to an accident or maybe due to some mechanical or electrical malfunction, the company will provide you roadside assistance and get your car towed to the nearest agency repair station.
- No-claims discount: If you don't file a claim in your previous insurance year, you can get amazing deals while renewing your car insurance policy.
AFNIC car insurance inclusions
Inclusions available when you buy AFNIC comprehensive car insurance are:
- Compensation for the insured vehicle
- Roadside assistance
- An additional personal accident covers worth AED 200,000
- Agency repair at registered garages
- Cashless repairing facility
- Coverage against theft of the insured vehicle. The compensated amount will be equal to the declared insured value of the vehicle, as stated in the policy documents.
- Compensation for management disasters like fire, explosion, terrorism, self-ignition and more
AFNIC car insurance exclusions
The following are excluded when you buy AFNIC comprehensive car insurance:
- No compensation for damage to electrical equipment
- If the driver was found drunk or under the influence of other narcotics
- If the driver was driving without a valid driving licence in the UAE
see more
FAQ's
Q1. Can I get a no-claim bonus on AFNIC Car Insurance in the UAE?
Ans: Yes. You need to maintain an accident-free record and not file for a claim in the previous insurance year.
Q2. What are the documents needed to buy AFNIC car insurance?
Ans: You will need the following:
- Driving licence
- Photocopy of the passport with the residence visa page
- Emirates ID
- Policy registration documents
Q3. Is it mandatory to have a comprehensive car insurance policy in the UAE?
Ans: No, as per law, having a comprehensive car insurance plan is not compulsory. However, having it by your side can help you to protect your financial interests.
Car Insurance for Popular Car Brands in UAE
MUDASSIR AMJADDubai, 23 September 2026
★★★★★
Buying online very convenient Policybazaar.ae saved me from wasting my whole weekend calling or meeting so many insurance companies and getting quotes. Liked how easy it was to enter deets online and finish the purchase. I didn’t have to step out anywhere, and got a pretty comprehensive policy.
MAJED HUSSAIN ALI WAHEEDIDubai, 15 September 2026
★★★★★
Add-ons on what I actually needWhat I liked about this pllatform was I could choose add-ons as per how I actually use my car. Usually insurers pushed all add-ons, even the unnecessary ones. This team did not, and I selected the ones that made sense for me for real. The whole process felt much more comfortable here.
AHMAD ABDUL KALKDubai, 6 September 2026
★★★★★
Found much better ratesTill date car insurance was either low rates or compromised coverage. On this platform I compared many plans and surprisingly found a good plan. Like affordable rates but pretty solid cover too.
AHMAD ZUHIER M R IDRIESAbu Dhabi, 31 August 2026
★★★★★
Actual support when confusedI was clear that I wanted comprehensive motor insurance, but not sure about what the diff was between add-ons and excess. But thankfully contacted Policybazaar.ae team. I asked a few questions and got satisfactory answers without any pressure to buy.
MOHAMED AHMED KHALAFDubai, 25 August 2026
★★★★★
Nice options for new carRecently bought new car, was not sure of dealership insurance. Checked a few plans here and actually, found amazing options at not much cost too. Glad I did that as, I got better deals instead of just going with the recommendation.
Tiaan TerblancheDubai, 18 August 2026
★★★★★
Good comparison before renewalMy car insurance was due for renew, and luckily I found Policybazaar.ae. Surprised by how many more plans and prices were out there. Rather than going with the same insurer like every time, it was good to compare options on this site.
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