AFNIC Comprehensive Car Insurance
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Cheap Comprehensive Car Insurance in UAE
Choose Cheap & Best AFNIC Comprehensive Car Insurance in UAE
*Above mentioned prices are for Honda City EX 1.5L, 2022 model.
Table of Content
AFNIC Comprehensive Car Insurance vs. Third-Party Car Insurance: A Quick Comparison
Are you planning to buy AFNIC car insurance? Read below to understand the dissimilarities between AFNIC comprehensive and third-party car insurance:
1. AFNIC comprehensive car insurance
The AFNIC comprehensive car insurance plan is liable to provide coverage to its policyholders for all kinds of third-party and personal damage during an accident. However, the policyholder has to pay a premium of around AED 1300 to sign up for this insurance policy.
2. AFNIC third-party car insurance
This plan covers damages and losses incurred by any third-party individual, vehicle or property during an accident. Premiums for this insurance policy are relatively cheap.
List of AFNIC Comprehensive Car Insurance in UAE, Dubai
|
Name of the policy: AFNIC Comprehensive Car Insurance Plan |
|
|---|---|
|
Features |
Availability |
|
Damage To the Insured Vehicle |
Yes |
|
Third-Party Bodily Injury |
Yes |
|
Third- Party Property Damage |
Yes |
|
24/7 Roadside Assistance Service |
Yes |
|
Theft and Fire Coverage |
Yes |
|
Natural Calamities |
Yes |
|
Agency Repair Service |
Yes |
Car Insurance Addons
Benefits of Buying AFNIC Comprehensive Car Insurance
AFNIC is a prominent name amongst the best car insurance providers in the UAE. Here are the benefits offered by the insurance company to its policyholders:
- Compensation for natural disasters: AFNIC car insurance plans compensate against many natural disasters like floods, earthquakes, rain etc.
- Compensation for man-made disasters: The company is liable to compensate you for man-made disasters like theft, explosion, self-ignition, fire etc.
- 24/7 assistance: The company offers impeccable customer service to its policyholders. You can get help with any queries you have and ask for assistance whenever needed.
- Roadside assistance: If you are stranded on deserted roads, and your vehicle becomes immobile due to an accident or maybe due to some mechanical or electrical malfunction, the company will provide you roadside assistance and get your car towed to the nearest agency repair station.
- No-claims discount: If you don't file a claim in your previous insurance year, you can get amazing deals while renewing your car insurance policy.
AFNIC car insurance inclusions
Inclusions available when you buy AFNIC comprehensive car insurance are:
- Compensation for the insured vehicle
- Roadside assistance
- An additional personal accident covers worth AED 200,000
- Agency repair at registered garages
- Cashless repairing facility
- Coverage against theft of the insured vehicle. The compensated amount will be equal to the declared insured value of the vehicle, as stated in the policy documents.
- Compensation for management disasters like fire, explosion, terrorism, self-ignition and more
AFNIC car insurance exclusions
The following are excluded when you buy AFNIC comprehensive car insurance:
- No compensation for damage to electrical equipment
- If the driver was found drunk or under the influence of other narcotics
- If the driver was driving without a valid driving licence in the UAE
see more
FAQ's
Q1. Can I get a no-claim bonus on AFNIC Car Insurance in the UAE?
Ans: Yes. You need to maintain an accident-free record and not file for a claim in the previous insurance year.
Q2. What are the documents needed to buy AFNIC car insurance?
Ans: You will need the following:
- Driving licence
- Photocopy of the passport with the residence visa page
- Emirates ID
- Policy registration documents
Q3. Is it mandatory to have a comprehensive car insurance policy in the UAE?
Ans: No, as per law, having a comprehensive car insurance plan is not compulsory. However, having it by your side can help you to protect your financial interests.
Car Insurance for Popular Car Brands in UAE
Veli kaplanAbu Dhabi, 27 May 2026
★★★★★
Quite Affordable Car Insurance in the UAEPolicybazaar.ae was the place where I found the cheapest car insurance in UAE, but without any compromise on what I wanted in coverage. Got a solid comprehensive plan and the difference this time was I thoroughly informed by the team, so chose only the necessary add-ons and saved on costs.
Shyla beeviDubai, 23 May 2026
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Laura Anne HaigDubai, 11 May 2026
★★★★★
Sound Advice on Car InsuranceCredits to Policybazaar.ae for getting me the best car insurance in UAE. The website was great as I could see the top plans, prices and whatnot, but the team was outstanding too. They took time and understood my requirements without rush. This zero pressure thing worked with me, like I actually made an informed choice!
Salma ElgerbyDubai, 5 May 2026
★★★★★
Helpful Experts and Clear Car Insurance OptionsPB people made it easier for me to understand car insurance plans in Dubai. The experts explained the important points in simple language and helped me compare the available options. I could check the premium, coverage and benefits before deciding. The experience was good and I did not feel pushed into buying something I did not need. So YESSSSSS!!!
YasirDubai, 28 April 2026
★★★★★
Expert Advice Made Car Insurance EasierI was not sure which car insurance in the UAE would be right for me. The expert advice from Policybazaar.ae really helped. Instead of just looking at the premium, I understood what coverage I should check, what add-ons may be useful and what things I should avoid. It made me feel more confident before buying the insrance.
Lino JohnDubai, 19 April 2026
★★★★★
Good Platform for Comprehensive Insurance in DubaiI wanted comprehensive car insurance in Dubai and was not sure which plan would offer the right coverage. Policybazaar.ae showed multiple options from different insurers, which helped me compare prices and benefits easily. I liked that I could see important details like coverage, add-ons and claim support before making a decision. It felt more transparent than choosing a plan blindly.
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