Al Wathba Comprehensive Car Insurance


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Nupur Jain
Senior Content Writer (Expertise - Motor Insurance)
Nupur Jain is a Senior Writer at Policybazaar.ae with 4+ years of experience in the insurance industry. She specialises in car insurance and has built strong expertise in the UAE auto insurance industry by closely covering policy features, coverage options, premiums, renewals, claims, insurer offerings and vehicle ownership-related matters. Over the years, she has created 2000+ high-impact articles and covered 1000+ motor insurance topics, helping readers understand complex insurance jargons in a simpler and more practical way. Her work is focused on helping people compare options wisely, understand what truly matters in a policy and make more confident car insurance decisions based on their needs, budget and lifestyle in the UAE.


Toshita Chauhan Balochi
Chief Business Officer – General Insurance @ Policybazaar.ae
Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.
Best UAE Comprehensive Car Insurance
Choose Cheap & Best Comprehensive Car Insurance in UAE
- Comprehensive
Al Wathba Comprehensive Car Insurance is a famous name in the car insurance industry in the UAE. It is renowned for its efficient insurance services at competitive rates and impeccable customer support. In addition, the company compensates for damages or losses resulting from theft, accident or incident related to fire.
The car insurance in UAE provided by Al Wathba include your liability for property damage or bodily injury to any third party caused by the insured vehicle. The company has comprehensive and third party car insurance plans to help you enjoy your driving experience in the UAE. The company has ruled the insurance industry in the UAE for over 20 years and is BBB accredited by S&P global ratings. Al Wathba policyholders can enjoy additional covers and exclusive discounts too.
Al Wathba Comprehensive Car Insurance Vs Third Party Car Insurance: A Quick Comparison
Do you want to buy Al Wathba Comprehensive Car Insurance? Then you should know about its car insurance policies in detail.
We have described Al Wathba's comprehensive and third party car insurance policies below.
1. Al Wathba Comprehensive Car Insurance (HEMAYAH)
The AI Wathba Comprehensive Car Insurance policy compensates you, your insured vehicle and third party liability. Moreover, it provides coverage for damages due to theft, natural disasters and fire. In addition, under this policy, one can also go for add-on covers by paying some extra premium. These additional covers will enhance the existing comprehensive insurance policy for the vehicle.
2. AI Wathba Enhanced Third party Liability Car Insurance
This plan compensates for damages and loss to any third party and their property. The plan protects you against damages or loss like bodily injury or death of any third party, any permanent injury or property damage.
Al Wathba Comprehensive Car Insurance (HEMAYAH) Covers
|
Features |
Al Wathba Comprehensive Car Insurance |
|---|---|
|
Damage to the insured vehicle |
Yes |
|
Third party bodily injury |
Yes |
|
Third party property damage |
Yes |
|
24/7 roadside assistance service |
Yes |
|
Accident coverage for driver and passengers |
Optional |
|
Theft and fire coverage |
Yes |
|
Natural calamities |
Yes |
|
Personal belongings cover |
Yes |
|
Agency repair service |
Yes |
|
Flat tyre or lockout |
Yes |
|
Emergency medical assistance |
Yes |
|
Emergency fuel service |
Yes |
Car Insurance Addons
Benefits of Buying Al Wathba Comprehensive Car Insurance
AI Wathba, one of the best car insurance companies in UAE, offers some distinguished benefits to its policyholders. The unique features and benefits provided by the company make it the prominent choice for comprehensive car insurance in the UAE. Let's take a closer look at the benefits:
- Extensive coverage:Comprehensive Car Insurance plans by Al Wathba offer extensive coverage to offer the highest level of protection while you are on the road.
- Easy claim settlement: The company has an excellent reputation for easy and hassle-free claims settlements. With a simple and quick claim filing process and minimal waiting period, the company has won the hearts of many in the UAE.
- Affordable premium: Al Wathba has the motor to offer value for money. In addition, the company provides extensive comprehensive coverage at competitive prices.
- Impeccable service: AI Wathba is another name for transparency in all aspects of its services.
- Round-the-clock assistance: If you have any queries or doubts regarding your comprehensive car insurance plan, Al Wathba's customer care executives are available 24/7 and will address your issues.
Al Wathba Car Insurance Inclusions
The following other inclusions when you buy Al Wathba Comprehensive Car Insurance:
- Free car replacement/hire for seven days
- 24/7 roadside assistance services
- No fee charged for registration and renewal services
- No-fee privilege club membership
- Amazing discounts for no claims in the previous insurance year
- Etihad guest miles redemption
- No-fee international driving licence
- No-fee traveller international membership
Al Wathba Car Insurance Exclusions
The following other exclusions when you buy Al Wathba Comprehensive Car Insurance:
- The company is not liable to compensate if the insured vehicle is found involved in a speed race.
- If the driver was found under alcohol or other intoxicating substances.
- In case the insured vehicle was used for any other purpose than those mentioned in the Al Wathba Car Insurance Policy documents.
- If the driver was driving without a valid driving licence in the UAE.
FAQ's
Q1. Can I get a no-claim bonus on Al Wathba Car Insurance in the UAE?
Ans: Yes. If you maintain an accident-free record and do not file for a claim in the previous insurance year, then you will get no claim bonus on Al Wathba Car Insurance.
Q2. What are the different types of car insurance policies provided by Al Wathba?
Ans: Al Wathba Car Insurance plan offers two different policies:
- Al Wathba Comprehensive Car Insurance (HEMAYAH)
- AI Wathba Enhanced Third Party Liability Car Insurance
Q3. Does the company offer roadside assistance service?
Ans: Yes. Under the comprehensive car insurance plan, you can get emergency roadside assistance if your car faces a mechanical or electrical breakdown.
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