Hayah Life Insurance

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Regarding protecting your family's future, Hayah Insurance is a trusted partner in providing reliable life insurance solutions. With a legacy of expertise and a commitment to customer satisfaction, Hayah Insurance has emerged as a leading provider in the insurance industry. From comprehensive coverage options to flexible payment plans, Hayah Insurance ensures that you have peace of mind knowing that your family's financial stability is safeguarded.


Types of Life Insurance Plans Offered by Hayah Insurance

While life is undoubtedly unpredictable as no one knows what the next moment holds, some preparation for the most unfortunate situations of life can certainly secure the lives of your family and loved ones. You can easily do this with the life insurance plans from Hayah Insurance.These plans are specially curated to financially secure the insured’s family in case the former suffers from a critical illness or passes away suddenly. 

In this section, we will go through the types of life insurance plans offered by Hayah Insurance- 

Term Life Protect

This life insurance product from Hayah is specially designed to financially secure the policyholder’s loved ones in case the former passes away or faces a critical illness or disability. 

Here are the key benefits offered by the Term Life Protect plan -

  • Offers you and your nominees with financial security in case of loss of life, terminal illness, and disability
  • Flexible policy tenure between 1 and 35 years
  • Maximum coverage of USD 50,000,000
  • The premium remains fixed during the policy tenure
  • Complimentary, temporary life cover from the time when you fill out the application form until the policy is issued
  • Option to pay premiums in AED or USD monthly, yearly, or as a single premium - whichever way suits you
  • Additional benefits include Hayah’s Priority Screening 

Types of Covers Offered by Life Protect Plan from Hayah

Here is a list of all the covers that the Life Protect Plan from Hayah offers for its policyholders.

  • Loss of Life Due to Accident or Sickness: Life Protect Plan from Hayah Life Insurance Company offers coverage against the policyholder’s demise due to illness and/or accident.
  • Terminal Illness Benefit: Life Protect Plan from Hayah Life Insurance Company offers coverage against an unfortunate terminal illness of the policyholder. 
  • Permanent Total Disability: This Hayah Life Insurance cover policy offers coverage against an unfortunate event of permanent total disability of the policyholder. The insurance company provides sum assured in case the policyholder is unable to work due to this disability.
  • Waiver of Premium: Life Protect Plan from Hayah Life Insurance Company offers insurance premium waiver to the policyholders who are rendered disabled to pay them.
  • Temporary Life Cover: Hayah Life Insurance cover policy also includes Temporary Life Cover in the life insurance policy.

By providing the sum assured to the policyholder’s family, the insurance company ensures that they settle all their bills, pay for their child’s education, make up for the loss of income, maintain their lifestyle and much more. The family members of the policyholder can also use sum assured to cover for their business losses or pay for a financial liability.

Eligibility Criteria for Life Protect Plan from Hayah

The eligibility criteria for the Hayah life protect insurance plan is as follows-

  • The minimum and maximum age in order to apply for the life protect plan is 18 and 79 years respectively.
  • The plan is valid for UAE residents only.
  • The coverage available in the case of life protect plan is USD 50,000,000.

Loan Protect

Nothing can be better than being able to protect your finances if you are unable to repay your loan due to any unfortunate circumstances. For this purpose, Hayah Insurance has curated a special plan called Loan Protect. 

Here are the salient features and benefits of Loan Protect -

  • Hayah Insurance provides a comprehensive range of financial security features for you and your beneficiaries in the event of loss of life, terminal illness, or disability. 
  • With a flexible policy tenure that can range from 1 to 35 years, you have the freedom to choose the duration that best suits your needs. 
  • Enjoy maximum coverage of up to USD 50,000,000 and ensure that your loved ones are well-protected. 
  • One of the key advantages of Hayah Life Insurance is that the premium remains fixed throughout the policy tenure, which offers stability.
  • When you apply for a policy, you are automatically provided with temporary life cover until the policy is issued as a complimentary benefit. 
  • You can conveniently pay your premiums in either AED or USD, on a monthly, yearly, or single-premium basis, giving you flexibility and control over your payment schedule. 
  • Hayah Life Insurance offers additional benefits such as Priority Screening, enhancing your overall insurance experience.

Simple Life 

The Simple Life Plan offers financial protection to you and your family at affordable rates (as low as AED 7 per month) without any medical examination requirements. The following are the benefits and features of this Hayah life insurance product -

  • Offers financial coverage in the following situations -
  1. Natural death
  2. Accidental death
  3. Accidental death in a public transport
  • Maximum up to AED 3,600,000
  • Option to secure the spouse under the same policy and rebated premium
  • Premium can be paid monthly or annually.
  • The premium remains fixed throughout the policy tenure. 

Key features and benefits of the Simple Life Plan from Hayah

The key features and benefits of the simple life plan from Hayah are as follows-

  • Insurance seekers can easily purchase a simple life plan from Hayah using an online mobile app or website with just a few clicks.
  • The plan is quite flexible and the payable premium can be adjusted on the basis of the policyholder’s convenience.
  • Insurance seekers can insure themselves and their spouses within the same life insurance plan at special discounted rates of premium by which they can save a substantial amount of money.
  • The Simple life plan provides policyholders freedom and privilege to stop paying their premium whenever they want without the imposition of any fine or penalty.

Types of Covers offered by Simple Life Plan from Hayah

  • Here is a list of major covers that the Simple Life Plan from Hayah offers:
  • Natural Loss of Life: Simple Life Plan from Hayah Life Insurance Company offers coverage against policyholder’s death due to a natural cause.
  • Accidental Loss of Life: Simple Life Plan from Hayah Life Insurance Company offers coverage against the loss life due to an accident.
  • Loss of Life in a Common Carrier: Simple Life Plan from Hayah Life Insurance Company offers coverage against an unfortunate event if the policyholder dies due to an accident in a common carrier such as flight, bus, or train.
  • This Hayah Life Insurance Cover Policy offers individual insurance coverage of up to AED 3,600,000. You can also opt for individual coverage for you and your spouse. The best part about this plan is that you can pay the insurance premiums at discounted rates monthly or annually, depending upon your financial preferences.

Why Buy Life Insurance Plans from Hayah ?

Here’s why the life insurance plans from Hayah Insurance are worth purchasing -

  • Round-the-clock customer care services
  • Comprehensive life insurance products
  • Offers free temporary life cover starting from the moment you fill in the insurance application form
  • These life insurance products are open for customisation.

Policybazaar.ae - Your Go-to Destination for All Insurance-Related Requirements

Policybazaar.ae presents the best route for you to buy life insurance in the UAE. This digital platform is the largest insurance souq in the country and offers the most comprehensive life insurance plans from the leading companies including Hayah Insurance. 

The website is easy to manoeuvre and enables you to apply for Hayah life insurance in a few simple steps. To purchase a plan, click on the ‘life insurance’ tab on the homepage or select the same option under the ‘Insurance Product’ tab in the menu section. You will be then directed to the lead form.

Fill in the form accurately and be thorough about all the information you provide. Once done, click on the ‘view quotes’ tab. This way, you will be navigated to the life insurance quotes page. Here, you can go through the options available including Hayah life insurance products. If you get stuck while making the decision, you can promptly connect with our expert team.

To know more about Hayah life insurance, go through the following ‘frequently asked questions’ section.


Frequently Asked Questions

  1. What are accelerated death benefits?

Certain policies include a provision that enables you to receive a substantial portion of the death benefit in the event of a terminal illness even before passing away. This money can be utilised as per one’s preference - whether to cover medical costs or create memorable experiences with their loved ones while they are still able. However, it's important to note that the amount withdrawn in advance, along with interest, will be deducted from the final death benefit payment.

  1. Are you eligible for a non-smoker rate if you quit smoking right away?

In order to qualify for the optimal non-smoker rate, it is crucial to refrain from using tobacco products. Certain insurance providers may offer a standard non-smoker rate once you have abstained from smoking for a year. It’s important to note that dishonesty about your smoking habits with the insurer should be avoided at all costs.

  1. Can you apply for life insurance even if you have serious health problems?

It depends on the health conditions declared in your application and the medical underwriting process. 

  1. Once the insurance provider approves your claim, how long does it take to receive the payment?

It usually takes up to 5 business days to receive the payment via bank transfer. 

  1. Who is a beneficiary?

A beneficiary is an individual who is qualified to receive the claim payment. The policyholder needs to mention this name in the application form. 

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