State Life Insurance UAE & Dubai

State Life Insurance Corporation of Pakistan is a renowned government-owned company offering reliable life insurance solutions. Established in 1972, the company is one of the largest in Pakistan, dedicated to providing financial protection and savings options to individuals and families.

Over the years, it has expanded its services internationally, including in the UAE, where it serves a large expatriate community seeking security for their loved ones.

About State Life Insurance Plan

A State Life Insurance plan provides financial protection to individuals and their families in the event of unforeseen circumstances like death. It ensures that beneficiaries receive a sum assured, which helps cover expenses, debts, and financial needs after the policyholder's passing. 

These life cover plans typically offer a variety of options, including whole life, term, and endowment policies, to cater to different needs. 

These plans are designed to provide long-term security, and some may include maturity benefits, bonuses, or savings components, offering both protection and a way to build wealth over time.

Why Should You Buy a Life Insurance Policy from State Life Insurance?

Here are some compelling reasons to consider this insurance plan:  

• Affordable premium rate
• Easy death claim process
• Customisable plan
• Round-the-clock customer care service

What are the Types of State Life Insurance in Dubai?

The following are the 2 major types of State Life Insurance plans in Dubai -

• Whole Life Insurance Plans – This is a comprehensive life insurance plan that combines life protection and savings at a lower premium rate. 
• Jeevan Sathi Plan – This is a joint life plan that financially covers the life of both partners simultaneously. 

What are the Features and Benefits of State Life Insurance in Dubai?

You will get the following benefits from these plans -

• Lifetime Coverage - This policy offers coverage for your entire life, as long as you keep paying the premiums.
• Affordable Premiums - State Life Insurance plans are known for their lower premiums, making them accessible to individuals with limited financial resources.
• Death Benefit - If the policyholder passes away before age 85, the beneficiary receives the sum insured and any bonuses, ensuring the family’s financial security.
• Maturity Benefit - If the policyholder reaches age 85, the policy matures, and the sum insured along with bonuses is paid out, providing a financial cushion.
• Bonus Rates - State Life Insurance’s Whole Life Assurance often offers higher bonuses, boosting the policy’s value over time.
• Ideal for Young Individuals - Affordable premiums make it a great choice for young people starting their careers.
• Long-Term Savings - The policy also helps with future financial needs, like retirement or education.
• Supplementary Covers - Add-ons like critical illness or disability riders can be included for extra protection.

We have compiled some FAQs on State Life Insurance in Dubai for you to help clarify any doubts you may have.

Frequently Asked Questions