Insurance House Car Insurance
Insurance House Car Insurance comes with two categories of car insurance plans- private motor insurance and commercial motor insurance to cater to the needs of different market segments. It offers ample advantages like breakdown support, minor repair facility, roadside assistance, no claim discount, and extended geographical area coverage to financially protect your vehicle. Moreover, applicants can customise their car insurance policies based on their budget and needs.read more read more
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Nupur Jain
Senior Content Writer (Expertise - Motor Insurance)
Nupur Jain is a Senior Writer at Policybazaar.ae with 4+ years of experience in the insurance industry. She specialises in car insurance and has built strong expertise in the UAE auto insurance industry by closely covering policy features, coverage options, premiums, renewals, claims, insurer offerings and vehicle ownership-related matters. Over the years, she has created 2000+ high-impact articles and covered 1000+ motor insurance topics, helping readers understand complex insurance jargons in a simpler and more practical way. Her work is focused on helping people compare options wisely, understand what truly matters in a policy and make more confident car insurance decisions based on their needs, budget and lifestyle in the UAE.


Toshita Chauhan Balochi
Chief Business Officer – General Insurance @ Policybazaar.ae
Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.
Insurance House Car Insurance
Buy Best Insurance House Car Insurance in UAE
- Comprehensive
- Third Party
Insurance House Car Insurance is one of the best car insurance plans providers in Dubai. It is known for a myriad range of comprehensive products and services that are designed to cater to both corporate and individual requirements. These plans include private and commercial car insurance plans to help you cover the damages caused to your and third-party vehicle during an accident.
Insurance House is listed on the Abu Dhabi Securities Exchange as ‘IH’ with a capitalization of over AED 118,780,500. With Insurance House, you get access to some amazing insurance plans that offer maximum benefits.
Types of Car Insurance Plans Offered by Insurance House
Insurance House Car Insurance offers two kinds of car insurance policies.
- Comprehensive Car Insurance: The comprehensive car insurance plans of the insurance company help you cover your own and third-party vehicle damage.
- Third-Party Car Insurance: Third-party car insurance plans help you cover the third-party liability and damages caused by the insured vehicle.
| Covers | Comprehensive | Third-Party |
|---|---|---|
| Damage to Own Car due to an Accident | Yes | No |
| Damage to Own Car due to Natural Disaster | Yes | No |
| Policy Customization | Yes | No |
| Death/Injuries to a Third-Party person | Yes | Yes |
| Damage to Third-Party Property | Yes | Yes |
| Personal Accident Cover | Yes | Yes |
| Damage to Third-Party Vehicle | Yes | Yes |
The average insurance premium for comprehensive car insurance in Dubai is AED 1,300. For third-party insurance, the premium amount ranges from AED 1,000 to AED 1,750. To check the quotes for Insurance House Car Insurance, you can visit the company’s website.
What are the Insurance Plans that Insurance House Car Insurance Offers?
Insurance House Car Insurance comes with two categories of car insurance plans - Private Motor Insurance and Commercial Motor Insurance.
- Private Motor Insurance: Under the private car insurance policy, Insurance House Car Insurance offers comprehensive protection against the damages caused due to an accident. The plan also offers coverage for injured drivers and family members. It also covers damage, death, or bodily injuries for third-party properties.
The company’s private car insurance in the UAE allows policyholders to customize the policies based on their needs. They offer different add-ons that the policyholders can opt for and get added to their policy if they want.
Insurance House Car Insurance also provides the stand-alone Third Party Liability Policy for clients who want economical yet legally-complying packages. These plans cover all legal liabilities including bodily injuries or death to any third-party. Also, the third-party car insurance plan offers cover for the damage caused to third-party property due to the use of the insured vehicle. - Commercial Motor Insurance: The benefits of commercial car insurance plans are almost the same as private car insurance. It’s just these plans are for commercial vehicles. Commercial car insurance plans come with extended coverage for various uncertainties like car breakdowns, empty fuel tanks, locked doors, etc.
Commercial car insurance plans also provide cover for the injury or death of drivers and their family members. The company also offers standalone commercial third-party car insurance for the other person’s vehicle that gets damaged by the insured vehicle.
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Features and Benefits of Insurance House Car Insurance
Here are the major features and Benefits for Insurance House Car Insurance.
- Round-the-Clock Support: Insurance House Car Insurance offers full-time help and support for the clients to help them get answers to their queries whenever they want.
- Roadside Assistance: Insurance House Car Insurance provides roadside assistance like towing your vehicle to the repair shop in both kinds of car insurances, private and commercial.
- Customization Options: Insurance House Car Insurance allows policyholders to customize their car insurance plans based on their needs. They can add benefits like roadside assistance and extend geographical area coverage to their plans.
- Simple Buying and Claim Process: Insurance House Car Insurance offers easy buying options and a simpler claim process the policyholders. You can simply contact your nearest branch to file a claim.
Insurance House Car Insurance Inclusions
Here is the list of Insurance House Car Insurance inclusions.
- Third-party property damage: Insurance House Car Insurance offers comprehensive car insurance plans that cover your own as well as third-party car damage.
- Minor repairs: Insurance House Car Insurance comes with minor repairs facility as well. The company helps you get the doors unlocked, keys replaced, and much more.
- Breakdown support: If your car breaks down on the road, the Insurance House Car Insurance Company helps you get it towed to the repair store.
- No Claim Discount: Insurance House Car Insurance helps you get the no-claims discount at the time of the policy renewal if your car doesn’t meet with an accident throughout the year.
- Roadside assistance: Insurance House Car Insurance allows you to avail of the roadside assistance facility as an add-on to your policy. If your car can’t be driven or has an empty fuel tank, the insurance company helps you get that fixed and gets your car up and running.
- Extended geographical area coverage: You can also customize your car insurance plan to get extended geographical area coverage depending upon the terms and conditions of your policy.
Insurance House Car Insurance Exclusions
Here is the list of Insurance House Car Insurance exclusions.
- Third-party damage due to natural calamities like floods, earthquakes, hails storms, etc.
- Intentional car damage
- Damage caused when driving without a license
- Damage caused by racing a car
- Damage due to vehicle rollover
- Damage to electrical equipment
- Damage incurred during the war

What are the Documents Required to Buy Insurance House Car Insurance?
Here is a list of documents required while buying the Insurance House Car Insurance plan.
- Driving License
- Emirates ID
- Passport copy with the residence visa page
- Car Registration Documents
What are the Documents Required to Claim Insurance House Car Insurance?
Here is a list of documents required to register a claim for Insurance House Car Insurance.
- Police Accident Report
- High-resolution images of damage or loss
- A detailed inventory of damaged items
- A cost estimate for damage repair
- Proof of claim letter sent to a third party (if any)
How do you Claim Insurance House Car Insurance in Dubai?
Here is a simple three-step process to report the claim for Insurance House Car Insurance
- Report the Claim: Visit the nearest branch or report a claim online.
- Submit the Documents: Make sure you get all the relevant documents including the Police Report, Images of Damage, Emirates ID, etc., and submit them to the company’s office.
- Wait for the Approval: After you have submitted all the documents, wait for your claim to be approved.
Important Articles Related Insurance House Car Insurance |
|
|---|---|
| Insurance House Car Insurance Claim | Insurance House Car Insurance Garage List |
| Insurance House Comprehensive Car Insurance | Insurance House Third Party Car Insurance |
Frequently Asked Questions
Q1. Why do I need Car Insurance?
Ans. Car insurance might seem like a nuisance until you really need it. This is basically to provide financial assistance if your car meets an accident. Auto insurance not only covers for your own vehicle but also provides assistance to third-party vehicle and driver.
Q2. How is Comprehensive Car Insurance Plan different from Third-Party car Insurance?
Ans. Comprehensive car insurance plans cover both - damage to your vehicle and third-party’s as well. Third-party insurance plans, on the other hand, help you cover the damages caused to third-party by your vehicle.
Q3. What are the documents required to claim my car insurance?
Ans. Here is a list of the documents that you need to submit when filing a claim for comprehensive insurance plan.
- Police Accident Report
- High-resolution images of damage or loss
- A detailed inventory of damaged items
- A cost estimate for damage repair
And when reporting a third-party car insurance plan, you need to add proof of claim letter sent to a third party as well.
Q4. How can I pay my insurance policy premium?
Ans. You can pay your insurance plan premium in three different ways.
- Pay directly at any Insurance House Car Insurance Company’s branch
- Pay in cash at the company’s head office or designated bank branches
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