- Types of Al Ittihad Al Watani Car Insurance in UAE
- Key Features and Benefits of Al Itthihad Al Watani Car Insurance in the UAE
- Eligibility Criteria for Al Itthihad Al Watani Motor Insurance in UAE
- Documents Required to Apply for Al Ittihad Al Watani Car Insurance
- How to Apply for Al Ittihad Al Watani Car Insurance?
- Al Ittihad Al Watani Car Insurance in the UAE Claim Process
- Dubai Car Insurance Guide
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Nupur Jain
Senior Content Writer (Expertise - Motor Insurance)
Nupur Jain is a Senior Writer at Policybazaar.ae with 4+ years of experience in the insurance industry. She specialises in car insurance and has built strong expertise in the UAE auto insurance industry by closely covering policy features, coverage options, premiums, renewals, claims, insurer offerings and vehicle ownership-related matters. Over the years, she has created 2000+ high-impact articles and covered 1000+ motor insurance topics, helping readers understand complex insurance jargons in a simpler and more practical way. Her work is focused on helping people compare options wisely, understand what truly matters in a policy and make more confident car insurance decisions based on their needs, budget and lifestyle in the UAE.


Toshita Chauhan Balochi
Chief Business Officer – General Insurance @ Policybazaar.ae
Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.
Al-Ittihad Al-Watani, established back in 1947, became a part of the Nasco Insurance Group in 2016. The company is a major insurance provider in the UAE, notably offering financial protection with only ‘A’ rated reinsurers.Designed to make way for a wide spectrum of insurance needs, the company presents various flexible car insurance packages.
Best Car Insurance Plans in UAE
Some of the best and the cheapest car insurance quotes in Dubai are:
- Comprehensive
- Third Party
Types of Al Ittihad Al Watani Car Insurance in UAE
With respect to Ittihad Al Wattani car insurance in Dubai or any other Emirate, you can find the following two options —
Let's go over the top benefits of these plans —
| Benefits | Comprehensive Protection | Third-Party Protection |
|---|---|---|
| Damage or Loss of the Insured Vehicle | Covered | Covered |
| Third-party Bodily Injury Liability | Unlimited | Unlimited |
| Property Damage for Third-Party | Up to 3.5 million | Up to 2 million |
| Fire and Theft Cover | Covered | NA |
| Emergency Medical Expenses | Up to 5,000 | NA |
| Extended Legal Liability for Third-Party and Family Members | Covered | Covered |
| Riot, Flood, Storm, and Strike Cover | Covered | NA |
| Windscreen Damage | Up to 3,000 | NA |
| Personal Injury Cover | NA | NA |
| Annual Aggregate Limit for Personal Belongings | 4,000 | NA |
| No Claims Discount | Available | Available |
| Off-Road Cover | Included | NA |
| Oman Cover | As an Add-on | As an Add-on |
| Windscreen Damage | Up to 3,000 | NA |
| Personal Accident Benefit for Driver | Covered | Covered |
| New for Old Cover | First 12 months | NA |
| Personal Accident Benefit for Passengers | Covered | Covered |
| Lock Replacement | Up to 2,000 | NA |
| Dealer Repair | Up to 5 years (Optional) | NA |
| 24/7 Breakdown Recovery | Included | Included |
| Theft in Valet Parking | Sum Insured | NA |
| Hired Car Benefit | Available as an Add-on | Available as an Add-on |
Key Features and Benefits of Al Itthihad Al Watani Car Insurance in the UAE
Check out the major features of Al Itthihad Al Watani motor insurance
- Flexible Policies with Great Add-Ons — Al Itthihad Al Watani car insurance can be customised to fit your needs. You can add coverage for additional risks such as hired car benefits, Oman cover, and more, giving you more control over your insurance protection.
- No Claims Discount — If you don't make any claims on your insurance policy, you get a discount when you renew it. This is like a reward for being a careful driver and not needing to use your insurance.
- Unlimited Third-Party Bodily Injury Cover — If you're involved in an accident where someone is injured, this coverage can take care of their medical expenses without any cap on how much the insurance will pay for their injuries.
- Roadside Assistance — With Al Ittihad Al Wattani car insurance in Dubai or any other Emirate, you can receive assistance to help you get back on track if your car breaks down on the road. Any help required in terms of repairs, towing, or even accidents shall be provided.
- 24x7 Breakdown Recovery — No matter when your car breaks down, Al Watani is there to help. With its round-the-clock breakdown recovery services, rest assured that you're never stranded for long.
Eligibility Criteria for Al Itthihad Al Watani Motor Insurance in UAE
To buy Al Itthihad Al Watani car insurance online or offline, you must fulfill the following requirements
- You must be a UAE resident
- You must be at least 18 years old at the time of applying
Documents Required to Apply for Al Ittihad Al Watani Car Insurance
To buy car insurance in the UAE, the following documents may be required —
- Driving licence
- Emirates ID copy
- Details like the chassis number, engine number, and more if your vehicle is being registered in the UAE for the first time
- Mulkiya if the vehicle is already registered in the UAE
Note: You may be required to present some other documents on the insurer's demand.
How to Apply for Al Ittihad Al Watani Car Insurance?
The hands-down easiest way to buy Ittihad Al Wattani car insurance online in UAE is via Policybazaar.ae. On this user-friendly platform, you can quickly compare quotes and choose the best-suited policy right from the comfort of your sofa.
Here's how
- Go to the 'car insurance' section on policybazaar.ae.
- Fill out the lead form, which will redirect you to our car insurance quotes page.
- Evaluate and compare available options as per their features, premiums, and other relevant factors.
- Select the most suitable option to meet your needs.
- Choose the option to apply for your chosen car insurance plan.
Al Ittihad Al Watani Car Insurance in the UAE Claim Process
Having explored the features of Al Itthihad Al Watani motor insurance, lets understand the claim procedure
- If you're involved in an incident, the first thing to do is contact the police to get the accident report.
- Gather the necessary documents to register your claim. The list includes -;
- Police report or court verdict
- Copy of your vehicle registration card (both sides)
- Emirates ID copy (both sides)
- Copy of your driving licence (both sides)
- Connect with the Ittihad Al Watani motor insurance claims team. You can reach out to:
- +971 4 210 6803 or +971 4 210 6808
- tobin.itty@unic-aiaw.com or binesh.anthony@unic-aiaw.com
- Once your claim is filed, a team from Ittihad Al Watani will provide you with a claim reference number and guide you through the next steps of the claims process.
Note: You can request roadside assistance by dialling 600 575 751 for quick assistance with your vehicle or injuries (if any).
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