Short Term Disability Insurance - Short term disability insurance is a type of insurance plan designed to compensate for the lost income due to a disability
Buy a term plan and secure your family
Zurich Term Insurance is a leading multi-line insurer that serves its customers in global and local markets. It provides a wide range of property and casualty, life insurance products and services in more than 215 countries and territories. Zurich have had a presence in the UAE for over 30 years through Zurich International Life Limited, the first company to start publishing market specific life insurance and benefit claims payment information in the UAE.
International Term Assurance (ITA) is a level term life insurance policy. It is a protection policy designed to pay a cash sum if you die during the policy term, which is fixed at the outset. It provides compulsory life cover and the option to add any combination of the additional benefits of:
Depending on the cover you choose, your premiums may be guaranteed for the policy term or reviewed periodically.
Zurich is one of the best names in the insurance industry when it comes to claim settlement ratio, financial strength and long standing presence in the market. Individuals looking to safeguard the future of their loved ones financially should opt for the international term assurance plan. Furthermore, people with outstanding debts such as a mortgage, student loans, etc. can opt for the Zurich term insurance plans to settle their outstanding financial obligations and ensure these do not fall to their dependents.
The overall procedure of claiming is simple and user friendly, the claim is processed and disbursed in three steps that are mentioned below-
Policyholders can contact Zurich insurance via phone or email.
Phone number- +971 4 363 4567 or 800 ZURICH in the UAE
Email Address- email@example.com
For policy terms and conditions, visit here.
Q1: Is terminal illness coverage free along with the basic international term assurance plan from Zurich?
Ans: Yes, the terminal illness coverage is free along with the basic international term assurance plan from Zurich.
Q2: What is the minimum waiting period for critical illness coverage?
Ans: The minimum waiting period in order to get covered under the critical illness coverage is 90 days.
Q3: Can the payable premium for international term assurance plan change during the term of the policy?
Ans: The premium for the international term insurance plans for all plans that don’t have Critical Illness cover remains the same throughout the course of the entire policy. Policies with Critical Illness are subject to a premium review after 5 years at which point premiums could change or cover levels could be amended to maintain the same premium.
Q4: Can the policyholder change his/her policy after it has been started?
Ans: One can increase the coverage of the policy with acceptance from Zurich, however, the sum assured and the total disability benefit cannot be reduced once the policy has started.
Q5: Can the international term assurance from Zurich be used to cover the mortgage and financial obligations?
Ans: Yes, the international term assurance from Zurich can be used to cover mortgage and other financial obligations and Zurich is an approved provider by a number of lenders in the UAE.