Zurich Term Insurance | Buy Best Plans at Lowest Price

Zurich Term Insurance in UAE

With a presence in over 35 countries, Zurich Insurance is a pioneer in providing top life insurance plans, including Zurich term insurance in Dubai, UAE. Currently protecting over 230,000 customers, it has paid out 98% of the life claims and has a total cover amounting to USD 57 billion in the ...read more

About Zurich Term Insurance

Zurich term insurance in UAE is a term life insurance plan that offers a sum assured as a death benefit to the nominee in case of the policyholder’s demise during the plan’s tenure.

Under this term insurance, the insurance company pays a cash lump sum in case of the policyholder’s demise. You also have the option to include coverage for your partner in the policy.

Policy Term

Age

Cover

Payment Frequency

YearlyMonthly

What are the Types of Zurich Term Life Insurance UAE?

Zurich Insurance in UAE offers 2 products under Zurich Term Assurance -

International Term Assurance (ITA) - This is a type of level term life insurance plan designed to pay a fixed sum if the policyholder passes away during the policy term. This sum assured remains fixed from the start. This type of Zurich term life insurance offers compulsory life coverage and has an option to add riders for additional benefits.
International Decreasing Term Assurance (IDTA) - This type of Zurich term insurance in UAE is a pure protection policy where the life cover amount reduces annually throughout the policy tenure, eventually reaching ‘0’. This type of term insurance can be used in a scenario such as repaying a mortgage. In addition to providing a mandatory life cover, you can also opt for riders.

Why Should You Buy Zurich Term Insurance in the UAE?

The following are the reasons you should buy Zurich term life insurance -

Flexible premium payments: Choose to pay premium monthly or annually, whichever works the best
Customisable plans: Tailor the plan as per your requirements
Currency Selection: Select the currency for coverage
Efficient claims process: Benefit from a swift and straightforward life insurance claim process

What are the Features of Zurich Term Insurance in Dubai?

The following are the primary features of Zurich term life insurance in UAE —

Sum assured is paid if the policyholder passes away during the policy tenure
Choose the policy tenure of up to 35 years
Option to choose your beneficiary to receive your pay out in case of your absence
Riders like critical illness cover if diagnosed with diseases like heart attack, stroke, cancer, and more
Leverage to insure your partner under the same policy

What is Not Covered Under Zurich Term Life Insurance?

The following are the exclusions of Zurich term life insurance in Dubai -

Failure to pay your premiums
Death outside the policy tenure
Suicide and self-inflicted injuries
Non-disclosure of health and lifestyle information

Who Can Buy Zurich Term Insurance?

If you are the sole breadwinner in the family, you should consider buying a Zurich term life insurance. It is better to buy term insurance at an early age to build coverage throughout the tenure.

How to File a Claim against Zurich Term Life Insurance?

To file a claim against Zurich's term insurance in Dubai, follow these steps-

Connect with Zurich Insurance in UAE as early as possible and inform them about the claim. You can connect via the customer care number - +971 4 363 4567 or email ID - helppoint.uae@zurich.com.
Fill in the claim form precisely and mention the requested information. Make sure to provide all the required information without delay.
Submit the claim form and affix the supporting documents including -

Original policy document
Death certificate (in case of the insured person’s demise)
Identification documents like Emirates ID, Passport, UAE residence visa, and address proof
Duly completed claim form
Medical records (if applicable)
Other supporting documents requested by the insurer

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