Salama Life Insurance

Salama, a leading provider of Shariah-compliant life and health insurance, has established a strong presence in the UAE, offering trusted solutions for individuals, families, and businesses. Known for its customer-centred approach and innovative offerings, Salama provides life insurance plans tailored to meet both protection and savings goals.read more

With over four decades of experience in Takaful insurance, Salama has built a reputation for integrity, transparency, and efficient claim handling, ensuring peace of mind for policyholders across the UAE.

Salama’s life insurance plans offer flexibility in coverage, allowing you to protect your loved ones and grow your wealth. They also help you prepare for life’s significant milestones. By choosing Salama you are securing your family’s future with a provider committed to ethical standards and comprehensive coverage solutions.

What is Salama Life Insurance in the UAE?

Salama life insurance plans in the UAE offer reliable, Shariah-compliant coverage that meets diverse protection and financial needs. With Salama, policyholders benefit from a range of plans designed for individual and family security, covering life’s uncertainties while helping to build savings. Whether you’re seeking basic protection or a plan that accumulates wealth for future milestones, Salama provides flexible solutions, including term life, whole life, and savings-linked options.

Known for its customer-centric approach, Salama supports its policyholders with swift claim settlements and provides dedicated support to assist throughout the policy term. With this insurance plan, you can safeguard your loved ones’ future and create a stable financial foundation, empowering you to plan for tomorrow with confidence today.

Why Should You Buy Salama Life Insurance?

The following are the reasons you should consider buying Salama life insurance -

Customisable insurance plans
Easy online application
Simplified claim registration process
Round-the-clock customer care service
Up to AED 10 billion in coverage across 450k customers

What are the Types and Features of Salama Life Insurance Plans?

The following are the features and benefits of Salama Life Insurance plans -

Life Insurance Plans	Key Features & Benefits
Hemayati Plus	Higher coverage at competitive rates Option to select between monthly or annual contributions No medical examination required Instant accident cover once you buy the plan Worldwide coverage Flexible coverage tenure - 5 years, 10 years, or 15 years Fixed premium rates Assured maturity bonus payout
Hemaya Plus	A fixed-term protection plan In-built terminal illness benefit Can be a single or joint life insurance option A free-look period of 30 days from the date when the plan was issued
Hyat Superior	Coverage till the age of 100 years Option to customise your plan Family takaful benefit Terminal illness benefit Add-ons - Accidental death benefit Waiver of contribution Family income benefit Hospital cash benefit Permanent and total disability benefit Critical illness benefit Accidental total or partial permanent disability (accidental dismemberment benefit)
Hyat Secure	Cover till the age of 100 years Flexibility to customise your plan Family takaful benefit Terminal illness benefit Optional protection benefits - Accidental death benefit Waiver of contribution Family income benefit Hospital cash benefit Permanent and total disability benefit Critical illness benefit Accidental total or partial permanent disability (accidental dismemberment benefit)

What are the Eligibility Criteria for Buying Salama Life Insurance?

The following are the eligibility criteria for buying Salama Life Insurance in the UAE -

Hemayati Plus	Hemaya Plus	Hyat Superior	Hyat Secure
Minimum Entry Age - 18 years Maximum Entry Age - 55 years Maximum Age at Maturity - 70 years	Minimum Entry Age - 18 years Maximum Entry Age - 74 years Maximum Age at Maturity - 100 years	Minimum Entry Age - 18 years Maximum Entry Age - 74 years Maximum Age at Maturity - 100 years	Minimum Entry Age - 18 years Maximum Entry Age - 64 years Maximum Age at Maturity - 100 years

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Reviews & Ratings

★★★★★4.7 / 5

(based on 41,800 reviews)

Jabir AliDubai, 14 July 2026

★★★★★

Smooth and fastAt first I was scared because online insurance feels risky sometimes, but support team answered all my questions. Buying process was smooth and fast.

Amir MusadekinAbu Dhabi, 3 July 2026

★★★★★

Easy to useGood platform for expats in UAE. I got term insurance without unnecessary back and forth. Website is also easy to use compared to others.

Mahmoud Mohyeldin MahmoudDubai, 1 July 2026

★★★★★

Affordable premiumHonestly I delayed buying term plan for years thinking it complicated. Turned it was quite simple. Premium is affordable and coverage amount is good.

Omar BaazizDubai, 30 June 2026

★★★★★

Well explainedWhat I liked most is they didnt force me into buying expensive plans. They explained benefits and risks clearly which is rare nowadays.

Mohamed AbdelrehimAbu Dhabi, 27 June 2026

★★★★★

Good after serviceTheir team helped understand claim settlement and riders properly. I added also critical illness cover. Service was nice even after policy issued.

Usman AfzalAbu Dhabi, 26 June 2026

★★★★★

Excellent coverageApplied for life insurance online while sitting at home in Sharjah. Process took some time because of medical checks but finally everything got approved smoothly.