Dubai National Insurance and Reinsurance (DNIR) commenced its operations in 1991. Since then, the company has widespread operations in the UAE. It is a Public Shareholding company (PSC) and is also the first insurance firm to be listed in Dubai Financial Market. It follows the guidelines that are listed in the Federal Law 6 of 2007.
The company was backed by a number of national businessman and shareholders at the time of its inception. Since then, it continues to be one of the best providers of car insurance in Dubai. Their comprehensive and innovative car insurance policies have helped them in carving a niche in the UAE car insurance market.
DNIR Car Insurance in the UAE
Dubai National Insurance and Reinsurance (DNIR) aims to offer an adequate car insurance plan that offers you the maximum protection against any loss or damage caused to your insured vehicle.
It will cover financial emergencies which may arise in the event of an accident and bodily injuries. Moreover, it covers risk arising from third-party damages or any accidental damage caused to your car.
Commercial vehicles like buses, trucks, vans etc. are also covered under a motor fleet insurance plan. A group of more than 6 vehicles can also be insured under the fleet policy.
If there is an emergency, you can avail immediate assistance from their network agencies and get repairs done at their registered workshops/garages.
They offer bespoke and cost-effective car insurance plans to meet the individualistic needs of their customers.
Types of Car Insurance Covers in Dubai
There are Two types of coverages that are provided –
- Third-party Cover - It will offer protection insurance against any loss or damage arising due to third-party bodily injuries or death and even property damage. It is mandatory to have third-party insurance as per law. It will not cover against any loss or damage caused to the owner, co-passengers, and the insured vehicle.
- Comprehensive Car Insurance Cover - If you want third-party liability cover along with a cover for loss or damage caused to your own vehicle, self, or to the co-passengers, then it is advisable to buy this plan. It also includes roadside assistance, in case the car breaks down or there is an accident.