Salama Comprehensive Car Insurance in UAE

Salama offers two kinds of motor insurance. Salama comprehensive car insurance covers car loss or damage and liability to third parties, while Salama third party car insurance is cheaper, and only covers third party damage. Policybazaar UAE will help you make the right choice when it comes to car insurance UAE. You can learn more about this policy from the competent team of experts dedicated to providing the best services.

Want to buy Salama comprehensive car insurance? Read ahead to know complete details about the policy.

Salama Comprehensive car insurance VsThird Party Car Insurance - A comparison

Salama Car Insurance offers both comprehensive car insurance as well as third party car insurance. Policyholders can purchase any, depending on the age and the monetary value of the vehicle, as well as the budget. 

Salama comprehensive car insurance provides coverage for accidents incurred to the insured vehicle along with damages caused to third parties. The third party car insurance provides coverage only for damages caused to third parties, and is a prerequisite for all vehicles in the UAE.

Confused between the two? Let us look at some comparisons.

List of Salama Comprehensive Car Insurance Plans in UAE, Dubai

Salama comprehensive car insurance has many features. Let us explore some of these benefits:

Benefits of Buying Comprehensive Car Insurance from Salama Dubai, UAE

Salama comprehensive car insurance offers various benefits to the policyholder, which makes it one of the more popular motor insurances in the UAE. Some of the features are:

• If you buy a new policy or renew an existing policy, it is hassle-free. This requires minimal documentation from the policyholder, and it can be done either online or offline. 
• If your Salama comprehensive car insurance is nearing expiry or has expired, it can be renewed instantly and conveniently via Policybazaar UAE.
• Our customer care team is efficient and provides round the clock services, helping policyholders in an efficient manner.
• Policyholders can enjoy benefits of no claims bonus, if no claims have been made in the policy year. This bonus can be used at the time of policy renewal. 

Salama Comprehensive Car Insurance - Inclusions

Salama comprehensive car insurance will cover the insured vehicle if any damages or accidents occur under any of these circumstances:

• Any accidents or damages occurring due to collision or overturning that results in a mechanical breakdown.
• Any damages that occur due to explosion, lightning, fire, or others.
• Any damages sustained by the insured vehicle due to theft or burglary.
• Any damages caused due to malicious acts of a third party.
• Any damages caused due to loading or unloading of the insured vehicle.

Salama Comprehensive Car Insurance - Exclusions

If the insured vehicle is damaged due any of the issues mentioned below, Salama comprehensive car insurance will not provide any compensation to the policyholder. Some of these situations are:

• Any losses that arise due to devaluation of the insured vehicle due to breakdowns, defects, or breakage of the electrical and/or mechanical equipment.
• Any damages that arise due to overloading of the insured vehicle beyond the permissible capacity.
• If the tyres of the insured vehicle are damaged due to normal wear and tear.
• If the insured vehicle is damaged due to participation in racing or speed tests.
• Any accidents or damages caused to the insured vehicle when it was being driven by an individual who does not have a driving licence, or has an invalid driving licence, has a suspended driving licence, or does not have a driving licence to drive a vehicle in the particular category.
• Any accidents or damages that occur if the insured vehicle is used for any other reason apart from what is mentioned in the insurance policy.
• Any accidents or damages caused to the insured vehicle when used in any criminal or illegal activity.

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