Al Sagr National Comprehensive Car Insurance

If you are looking for car insurance in Dubai or any other emirate, you can certainly go with Al Sagr. With Al Sagr National comprehensive car insurance, you can financially secure your car and get excellent coverage against damages and losses arising due to a variety of scenarios.

Let’s focus exclusively on the comprehensive car insurance plan by Al Sagr National Insurance and check out its benefits, exclusions, and all other features that you must be aware of.

Al Sagr National Comprehensive Car Insurance Vs Third-party Car Insurance

Al Sagr car insurance is available under comprehensive and third-party categories. Here is a detailed comparison of both the categories -

What are the Benefits of Having Al Sagr National Comprehensive Car Insurance? 

Al Sagr National comprehensive car insurance can provide financial coverage to protect your savings from hefty expenses related to car repairs or untimely loss. Here are the benefits that you can enjoy with an Al Sagr car insurance plan -

• An Al Sagr National comprehensive car insurance plan provides coverage for damages and losses arising from accidents and various unfortunate situations. This ensures that you don’t have to pay for all the related expenses from your own pocket. 
• It can help you save on repairs and replacements as it covers financial liability if your vehicle is new and holds considerable worth.
• The plan also offers roadside assistance services, which ensures that you can easily access the necessary services in case your vehicle breaks down on the road.

Al Sagr National Comprehensive Car Insurance Inclusions 

Listed below are the standard inclusions of the comprehensive Al Sagr car insurance plan - 

• If you don’t make a claim for your car insurance plan for one year, you will get to benefit from a no-claims discount. With this incentive, you can enjoy reduced premiums.
• This plan for car insurance Dubai also ensures financial protection for personal accidents with a personal accident cover of up to AED 200,000. 
• Your vehicle is covered for agency repairs for up to 3 years with the agency repair benefit. With this cover, you can be assured that your vehicle gets top-grade servicing. 
• With the comprehensive car insurance plan by Al Sagr, you can access the National ambulance service in case of an emergency. Note that the cover limit here is AED 6,770 per person. 
• Lastly, this car insurance plan also includes outside agency repair coverage for repairs for up to 10 years from the date of registration. As a result, you can receive coverage for unforeseen damage even after the expiry of the manufacturer's warranty.

Al Sagr Car Insurance Exclusions

Listed below are the general exclusions of comprehensive car insurance plans in the UAE -

• Damages incurred due to your involvement in intentional violation of UAE laws 
• Participation in illegal racing 
• Damage resulting from natural disasters such as volcanoes, tornadoes, floods, hurricanes, earthquakes, and so on (unless specifically covered under a relevant add-on) 
• Standard wear and tear of the vehicle
• Damages sustained as a result of driving under the influence of drugs, alcohol, or any other intoxicating substance 

Wrapping Up

Al Sagr National comprehensive car insurance is one of the best options if you plan to financially secure your car with a comprehensive car insurance plan. With the plan offering numerous benefits such as personal accident cover, agency repairs, roadside assistance, and more, you can get the necessary assistance and financial coverage in case your vehicle breaks down or gets damaged. All in all, this type of Al Sagr car insurance can help you get comprehensive coverage at highly attractive rates!

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