Mashreq Car Insurance: Compare, Buy & Renew Online in Dubai, UAE

Mashreq Car Insurance is one of the leading banks in the UAE. The bank offers insurance policies to its customers through three different insurance providers - AXA Gulf Insurance Company, Oman Insurance and Qatar Insurance. The insurance plans provided by these companies are reliable and reasonably priced. If you’ve been looking for reasonably priced comprehensive car insurance plans in UAE, then read on.

Types of Car Insurance Plans Offered by Mashreq Car Insurance

As mentioned, Mashreq car insurance is impanelled with three car insurance service providers - AXA, Oman and Qatar Insurance. Let’s take a look at the types of car insurance plans that these providers have to offer:

Comprehensive Car Insurance: Mashreq Car Insurance offers comprehensive car insurance to provide you with cover for both your own and third-party vehicle damage in case of an accident. It provides cover for damages caused by natural calamities like floods, wind storms, hail storms, etc.
Third-Party Car Insurance: Mashreq Car Insurance provides this insurance plan for people who need only third-party car insurance cover.

Let us take a look at the premium that you may have to pay when you opt for an auto insurance in the UAE. Any vehicle with a market price of AED 300,000 in Dubai can be insured at 2.75%. However, if you have a car with a higher market value, then the insurance rate would be around 3%.

What are the Features and Benefits of Mashreq Car Insurance?

Here is the list of features and benefits that Mashreq Motor Insurance offers through three different insurers.

Car Registration: Mashreq Car Insurance provides the clients with a free pick up and drop facility for car registration.
24x7 Help and Support: Mashreq Car Insurance offers round-the-clock support and assistance to its customers and helps them resolve their queries whenever they want.
Free Car Hire: Mashreq Motor Insurance provides its policyholders with free car replacement until their car gets repaired.
No-Claim Discount: Mashreq Car Insurance provides claim-free years as a reward to its policyholders. The company offers an attractive no-claim discount based on policy terms.
Roadside Help and Assistance: Mashreq Car Insurance gives free roadside help and assistance when your car breaks down or your car tank goes empty.

What are the Insurance Plans that Mashreq Car Insurance Offers?

Mashreq Motor Insurance offers plans from three different insurance service providers.

AXA Car Insurance Company

Benefits	Prestige	Perfect	Third-Party
Damage to the insured vehicle	Yes	Yes	Not Applicable
Third-party property damage	Yes 5 Million	Yes 3.5 Million	Yes 3.5 Million
Third-party liability	Yes		Yes
Liability for family members	Yes		Yes
Damage due to Fire and Theft	Yes	Yes	Not Applicable
Cover for Natural Disasters	Yes	Yes	Not Applicable
Personal injury cover	AED 20,000	AED 20,000	Not Applicable
Personal belongings	AED 4,000	AED 4,000	Not Applicable
No claims discount	Yes	Yes	Yes
Emergency medical expenses	AED 6,000	AED 3,500	Not Applicable
Off-road cover	Yes	Yes	Not Applicable
Agency Repair Period	Included 5 Years	Optional up to 5 Years	Not Applicable
Hire car benefit	Up to AED 1,500	Optional up to 7 days	Not Applicable
Pickup and Delivery	Yes	Yes	Not Applicable

Oman Car Insurance Company

Benefits	Silver	Gold	Third-Party
Damage to the insured vehicle	Yes	Yes	No
Third-party property damage	Yes	Yes	Yes
Third-party liability	Yes	Yes	Yes
Ambulance Cover	Yes	Yes	Yes
Damage due to Fire and Theft	No	Yes	No
Cover for Natural Disasters	No	Yes	No
Personal injury cover	No	Yes	No
Personal belongings	No	Yes	No
Off-road cover	No	Yes	No
Emergency medical expenses	No	Yes	No
Agency repair	1st Year	3 Years	No
Roadside Assistance	Yes	Yes	Optional

Qatar Car Insurance Company

Benefits	Prestige Plus	Prestige
Personal accident benefit for driver	AED 200,000 (Inclusive)	AED 200,000 (Inclusive)
Personal accident benefit for passenger	AED 200,000 (Inclusive)	AED 200,000 (Inclusive)
Third-party property damage	AED 3,500,000	AED 3,500,000
Damage due to Fire and Theft	Yes	Yes
Cover for Natural Disasters	Yes	Yes
Personal injury cover	AED 20,000	AED 20,000
Personal belongings	AED 5,000	AED 5,000
Emergency medical expenses	AED 3,500	AED 3,500
Off-road cover	Yes	Yes
Agency Repair Period	2 Years from the date of registration	2 Years from the date of registration
Roadside Assistance	Platinum	Silver

What are the Mashreq Car Insurance Inclusions?

Here is a list of Mashreq Car Insurance inclusions.

Third-party property damage coverage
Personal belongings coverage
Agency repairs based on policy terms
No Claim Discount at the time of policy renewal
Breakdown support
Minor repairs
Towing on accident or breakdown
Battery jump start
Arrangement of keys

What are the Mashreq Car Insurance Exclusions?

Here is a list of Mashreq Car Insurance inclusions.

Damage incurred during the war
Intentional car damage
Damage due to vehicle rollover
Damage caused by racing a car
Damage to electrical equipment

What are the Documents required to Buy Mashreq Car Insurance?

Here is a list of documents required to buy Mashreq Car Insurance plan.

Driving License
Car Policy Registration Documents
Emirates ID
Passport copy with the residence visa page
Police Accident Report

How do you File a Claim With Mashreq Motor Insurance?

Here is a simple three-step process to help you report your claim with Mashreq Car Insurance.

Report the Claim: Get in touch with the insurance provider through their website or by getting in touch with their dedicated helpline numbers.
Submit Your Documents: Submit required documents and send your claim for approval.
Wait for Approval: After submitting all your documents, all you have to do is just wait for the claim to get approved.

Frequently Asked Questions

Q1: How would I rent a car when an accident happens?

Ans: You can call the helpline number of your insurance service provider. Here are the numbers for all three insurers.

AXA Gulf Insurance Company: 800 292
Oman Insurance Company: 800 4746
Qatar Insurance Company: 800 4742

Q2: How do I know where I need to take my vehicle for repair?

Ans: You must take your vehicle to the main authorized dealership if you have opted for an agency repair option. However, if you have not, your insurer will choose one of its authorized repairers.

Q3: How do I get a refund if I cancel my policy?

Ans: You will get a refund on a pro-rata basis once you cancel your car insurance policy.