Buy Car Insurance in 30 Seconds !
If you own a car in the UAE, finding the perfect car insurance plan for it is one of the most important things you can do as a car owner. Not having a proper car insurance plan prohibits you from driving the car, as you and the third-parties involved are put in danger without such a plan.
However, you should be aware that there is no particular plan perfect for all the cars. There are several factors involved when you go out to buy a car insurance plan in Al Ain, with the make and model of your car, geographical location, and so on being some examples. So if you want to buy car insurance Al Ain, this particular piece will serve as a full-fledged guide for the purpose. Types of plans, features, benefits, claim procedures, car insurance companies in Al Ain, and practically everything you need to know to buy the best car insurance in Al Ain are included here.
Car insurance premium calculators are online premium calculation tools used to get an estimate of premiums for your Car insurance Al Ain plans. Car insurance calculators provide you with a close estimate of the premium for your car by obtaining basic information about you and your car.
Information used by car insurance calculators include the age, make, and model of the car, age of the driver, geographical location, current value and the insured declared value of the car, etc. . Naturally, there are several additional factors that can influence this estimate when you buy the plan in real-time. However, for getting a rough estimate of what car insurance in Al Ain will cost you, this tool functions satisfactorily.
Any UAE resident or citizen can buy car insurance plans in the UAE provided they have all the required documentation proof. To become a policyholder in the UAE, the applicant must be at least 25 years of age. However, any driver older than the age of 18 years, and have a valid UAE driving license. can be added to the car insurance plan as a named driver.
Given below is the complete list of documents required to buy car insurance plans in Al Ain:
Given below is the complete list of the top 5 car insurance companies in Al Ain:
Car Insurance Companies in Al Ain
High Net Worth Covers
Third-Party Liability Covers
Comprehensive Car Insurance Covers
Comprehensive plans with agency repairs and non-agency repairs
Third-party liability insurance cover
AXA Gulf Car Insurance
Comprehensive car insurance plans
Third-party liability car insurance plans
Breakdown recovery, protective clothing, and other additional covers
Comprehensive car insurance plans
Third-party liability car insurance plans
Comprehensive car insurance with agency repairs and without agency repairs
Third-party liability insurance
You have the option of buying Car insurance Al Ain plans in two basic ways – offline and online. Given below is a detailed list of steps involved in buying car insurance Al Ain plan:
If you don’t prefer to buy car insurance online, you can always buy your car insurance offline in Al Ain. The options in the offline mode are either an insurance agent or a branch office of the provider that you will need to visit. You can easily find a representative at the branch office, who will give you a form to fill and file the application. Carrying all the required documents in physical form is mandatory here.
Submit the application with the requisite documents and make payment to close the purchase. If you have an agent, they will help you obtain the application form and submit the application on your behalf. The policy documents will be delivered in physical form when you buy your insurance plan offline.
Filing car insurance claims in Al Ain is a straightforward process. The steps can differ a little depending on the kind of claims you plan to file. For instance, accidental claims are filed in a different way than theft claims. However, an easy experience is common in all such claims. Following is a detailed description for both:
Renewing your Car insurance Al Ain plan is easy and can be done online from the comfort of your home. However, if you prefer otherwise, renewing your car insurance policy offline is also possible. Read below to find the steps to renew your Car insurance Al Ain online as well as offline:
Visit the nearest branch office of your provider or connect with your agent. Obtain a physical renewal form from them, and fill it out while adding supporting documents. If inspection is required, set up an appointment for it. Once your car is checked and approved, make final arrangements to renew the plan. Select a plan (and add-ons, if you need any) and renew the car insurance.
As you can see, there are several steps involved in choosing the best car insurance plan in Al Ain. Besides searching for suitable plans, you should also spend time looking for additional discounts and provider reviews before making a final choice. And while this step is crucial, it is also tedious as you will generally need to spend hours toggling through tabs and visiting different pages on your laptops or phones.
Policybazaar.ae eliminates most of these idle steps to make buying and comparing insurance easy. You can search, compare, and buy your Car insurance Al Ain plans swiftly in a go. The universal platform of policybazaa.ae ensures that you get all the information you require on a single page. On top of it, our customer service team is available 24x7 to help solve every problem that you may face while purchasing the plan or during the tenure. If you are confused about your requirements and plans, our finance experts can also help you choose the right plan. Finally, you can always expect some additional discounts when you shop for your Car insurance Al Ain with policybazaar.ae.
Ans: NCB or no claim bonus is a kind of bonus that the policyholder gets for not making any claims during the tenure of the car insurance plan. NCB can be used to get up to 50% discount on your car insurance plans when accumulated over years. Overall, it’s safe to say that yes, you can get a no claim bonus for your car insurance plans.
Ans: Yes, off-road driving can be covered by car insurance plans in Al Ain. Some car insurance plans cover it as a basic benefit while others may require you to add it as an add-on benefit.
Ans: The age, make, model, and condition of your car, driving record of the policyholder, geographical location, accident history, and claim history are some of the factors that can influence the par insurance price in Al Ain.
Ans: Yes, it is mandatory to have a valid car insurance plan at all times in Al Ain. Every car owner is required to have at least a third-party liability cover for their car at all times.
Ans: Any UAE resident or citizen can buy car insurance plans in Al Ain. The important aspect here is that you must have all the required documents at the time of buying the insurance plan.
Ans: Yes, you can transfer your no claim bonus to any other car insurance plan that you buy in Al Ain. However, it cannot be transferred to any other policyholder.
Ans: Yes, you can easily get your policy documents online when buying car insurance in Al Ain.
Ans: No. Unlike health insurance plans, you can only have one health insurance plan at a time for one car. However, one plan can be used to insure multiple cars at once. These plans are known as multi-car insurance plans.
Ans: Grace period is an additional time frame given to policyholders to renew their car insurance plans after the tenure ends. In Al Ain, the grace period for car insurance plans is 30 days long.
Ans: Yes, your car insurance may get rejected if the documentation is incomplete or the claimed expenses are not covered by the plan. If rejected or denied, you can raise a query regarding the claim. If the issue is with documentation, you can re-submit the claim. To ensure that all claimed expenses are covered, you can also restructure the claim if the claimed benefits are not covered.
Ans: Yes, anti-theft devices are a part of practical modifications that can help in reducing the premium of your car insurance plan in Al Ain. Anti-theft devices reduce the risk of the car getting stolen, which ultimately reduces the risk that car insurance companies in Al Ain take. This is why you can get lower premiums with anti-theft devices installed in cars.
Ans: Yes, you can include paid drivers and family members as named drivers in your Car insurance Al Ain policy.
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