Abu Dhabi National Takaful Car Insurance

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Abu Dhabi National Takaful is one of the best Islamic insurance companies operating in the UAE. The company aims to provide the best takaful insurance products in the regional market.  It comes with teams of well-qualified professionals around the world.

Abu Dhabi National Takaful Insurance Company comes with a comprehensive and innovative range of insurance plans for medical, car, property, engineering, liability, marine, and many more. All the insurance plans include the best features and benefits based on the customers’ preferences.

Abu Dhabi National Takaful Insurance Company offers an extensive range of motor insurance plans. These insurance policies help policyholders cover various damages and losses caused to their vehicle in case of an accident. The company helps cover expenses and provides the insured person with financial assistance.

Let’s take a look at the car insurance plans that Abu Dhabi National Takaful Car Insurance Company offers. Here, you can also know more about the features, benefits, inclusions, and exclusions of all the plans and choose one that’s right for you.

Types of Abu Dhabi National Takaful Car Insurance Plans

Abu Dhabi National Takaful Car Insurance provides comprehensive car insurance plans for policyholders. There are two sections in the comprehensive car insurance plan. Here are the details.

  1. Loss or Damage to the Insured Vehicle: The Comprehensive Car Insurance offered by Abu Dhabi National Takaful Motor Insurance provides coverage against damages and losses caused to the insured vehicle. The plan also covers damages caused due to theft, fire, burglary, or malicious third party acts.
  2. Third-Party Liability: The Comprehensive Car Insurance plan of Abu Dhabi National Takaful Auto Insurance also covers third-party damages in case the accident is caused by the insured vehicle. The plan also covers death/bodily injuries of the driver and passengers in the third-party vehicle.

Features and Benefits of Abu Dhabi National Takaful Car Insurance

Abu Dhabi National Takaful Car Insurance provides excellent comprehensive plans in Dubai. Here is the list of features and benefits that Abu Dhabi National Takaful Motor Insurance offers.

  1. 24/7 Help and Support: Abu Dhabi National Takaful Car Insurance offers round-the-clock assistance for the policyholders. They can get in touch with the helpline anytime to ask their queries.
  2. Hassle-free Claim Procedure: Abu Dhabi National Takaful Car Insurance has a simple claim registration process. You can simply get in touch with their full-time helpline to report a claim.
  3. Customizable Insurance Plans: Abu Dhabi National Takaful Car Insurance offers customizable comprehensive insurance plans for policyholders. They can go through the insurance plan details and choose the ones that best fit your needs.
  4. Cover against Theft and Fire: Abu Dhabi National Takaful Car Insurance in Dubai offers coverage against damages and losses caused by fire or theft.
  5. Rent a Car: Abu Dhabi National Takaful Car Insurance Company allows policyholders to rent a car for 24 hours if their vehicle meets with an accident and has been sent for repair in one of the approved garages.

Abu Dhabi National Takaful Car Insurance Inclusions

Here is the list of Abu Dhabi National Takaful Comprehensive Car Insurance Policy Inclusions.

  • Coverage against damage of the insured vehicle: Abu Dhabi National Takaful Car Insurance Company provides the coverage against damages and losses of the insured vehicle for 13 months with no additional premium.
  • Cover for Third-Party Damages: Abu Dhabi National Takaful Car Insurance Company provides coverage against third-party damages and losses caused due to an accident by the insured vehicle.  The company also offers medical expenses cover for third-party bodily injuries or death.
  • Free roadside assistance: Abu Dhabi National Takaful Auto Insurance provides the policyholders with free roadside assistance. The repair staff helps policyholders tow their car to the garage in case of breakdown or accident. The service includes free tyre repair, fuel delivery, battery boosting, etc.
  • Theft of Your Car: Abu Dhabi National Takaful Motor Insurance also provides cover for the losses caused due to theft. The company allows you to register a claim for almost equal to the declared insured value of the vehicle as mentioned in the insurance policy.
  • No Claims Discounts: Abu Dhabi National Takaful Auto Insurance offers no-claims discounts for the policyholders. These discounts can be claimed at the time of policy renewal if your vehicle doesn’t go through an accident for the whole year.
  • Emergency Medical Expenses: Abu Dhabi National Takaful Motor Insurance provides medical assistance for both you and a third party. You can get in touch with the insurance company to reimburse the medical expenses for the bodily injuries that occurred in the accident.
  • Free Car Registration: The Abu Dhabi National Takaful Auto Insurance Company offers the facility of free car registration for the policyholders. This feature can be used only once a year.

Abu Dhabi National Takaful Car Insurance Add-Ons

Here is a list of Abu Dhabi National Takaful Car Insurance extra coverage offers. You can include any of these add-ons in your policy by paying a little extra premium.

  • Income protection takaful plan
  • Increased third-party cover limit
  • Oman extension
  • Car replacement
  • National ambulance service
  • Windscreen cover
  • Off-road coverage
  • Cover against natural disaster

Abu Dhabi National Takaful Car Insurance Exclusions

Here is a list of Abu Dhabi National Takaful Car Insurance exclusions.

  • Damage to electrical equipment
  • Intentional car damage
  • Damage caused by racing a car
  • Damage incurred during the war
  • Damage due to vehicle roll-over

Documents Required to Buy Abu Dhabi National Takaful Car Insurance

Here is a list of documents required for buying car insurance plan from Abu Dhabi National Takaful Car Insurance in Dubai.

  • Passport copy with the residence visa page
  • Driving License
  • Emirates ID
  • Car Policy Registration Documents

Documents Required to Claim Abu Dhabi National Takaful Car Insurance

Here is a list of documents required to report a claim for Abu Dhabi National Takaful Motor Insurance.

  • Claim Form
  • Police Accident Report
  • Car registration card (both sides)
  • A cost estimate for damage repair
  • High-resolution images of damage or loss
  • Proof of claim letter sent to a third party (if any)

How to Report Claims for Abu Dhabi National Takaful Car Insurance

You can follow these simple steps for reporting a claim with Abu Dhabi National Takaful Car Insurance.

  1. Visit the Online Portal: To report a claim, go to the company’s website and download the claims form.
  2. Upload the Required Documents: Next, you need to submit the claims form along with all the required documents. The insurance company will share agency details as soon as you submit all the details.
  3. Get the Estimation Report: Take your vehicle to the garage for repair and get the estimation report from the repair staff.
  4. Get the Survey Done: Get your vehicle surveyed by the insurance company and wait for your vehicle to be repaired.
  5. Test and Take Your Vehicle Home: The garage will inform you once the vehicle gets repaired. Once done, check if your vehicle works fine and take it home if it does.

Frequently Asked Questions

Q1. What are the factors that impact the premium amount?

Ans. The estimated value of the vehicle impacts the premium amount. You might pay a lower premium if your vehicle doesn’t meet with an accident for one whole year.

Q2. What are the essential documents to report a claim? 

Ans. Here is a list of essential documents that you’ll need to report a claim with Abu Dhabi National Takaful Car Insurance.

  • Police Accident Report
  • Claim Form
  • Car registration card (both sides)
  • A cost estimate for damage repair
  • High-resolution images of damage or loss

Q3. Can I rent a car when my vehicle is in the garage?

Ans. Yes, Abu Dhabi National Takaful Car Insurance allows you to rent a car for 24 hours when your vehicle has been sent for repair in one of the approved garages.