Alliance Car Insurance is one of the best insurance service providers in the UAE offering a variety of attractive insurance plans with amazing features and incomparable benefits. The plans provide you cover for vehicle damages caused due to accidents, fire incidents, theft, or any natural disaster. If you wish to know more about the plans, you can simply visit Alliance Car Insurance’s website or simply log on to policybazaar.ae to get a sneak peek into what’s in store for you and your vehicle.
Alliance Car Insurance offers different plans for life insurance, motor insurance, health insurance etc. However, in this article, we’ll offer you a hand held tour to what Alliance has in store for its customers when it cones to auto insurance. Here, you’ll learn more about coverage, benefits, features, eligibility criteria, claim process, etc.
Types of Car Insurance that Alliance Car Insurance in Dubai Offers
Alliance Car Insurance offers two kinds of auto insurance.
Comprehensive Car Insurance: With this type of car insurance, Alliance Car Insurance offers cover for both your own and third-party damage in case of an accident. The insurance also offers cover for damages caused by fire, and natural calamities like floods, wind storms, hail storms, etc.
Third-Party Car Insurance: In this insurance, Alliance Car Insurance provides cover only for third-party vehicle damage due to an accident, fire, or any natural disaster.
In Dubai, the insurance rate for cars with a market price of AED 300,000 is around 2.75%. However, if the market price of your car is between AED 100,000 and AED 300,000, the insurance rate would be around 3%.
What the Comprehensive and Third-Party Insurance Plans Cover?
Covers
Comprehensive
Third-Party
Damage to Own Car due to an Accident
Yes
No
Damage to Own Car due to Natural Disaster
Yes
No
Policy Customization
Yes
No
Death/Injuries to a Third-Party person
Yes
Yes
Damage to Third-Party Property
Yes
Yes
Damage to Own Car due to Fire
Yes
No
Car Theft
Yes
No
Personal Accident Cover
Yes
Yes
Damage to Third-Party Vehicle
Yes
Yes
What are the Features and Benefits of Alliance Car Insurance in Dubai?
Here are some benefits of opting for Alliance Car Insurance:
Roadside Help and Assistance: Alliance Car Insurance doesn’t only provide you with cover for damage repair but also offers roadside assistance at the site of incident.
Coverage against Natural Disasters: Apart from damage incurred due to an accident, Alliance provides cover for damages caused due to natural disasters or theft.
Full-time Help and Support: Alliance Car Insurance provides clients with full-time help and support. You can call Alliance car insurance phone number any time to get the answers to your queries.
Easy Insurance Buying Process: Alliance Car Insurance comes with a simple and transparent insurance purchasing process. The best part about insurance plans is that they have no hidden charges.
Wide Range of Plans: Alliance Car Insurance offers a wide range of car insurance plans that you can customize according to your needs. You can also buy a comprehensive car insurance plan if you need coverage for both your and third-party damages.
What are the Alliance Car Insurance Inclusions?
Here is the list of Alliance Car Insurance inclusions.
Damage repair
Third-party property damage
Minor repairs
No Claim Discount (if you opt for it)
Limited personal belongings coverage
Breakdown support
Roadside support on accident or breakdown
Battery jump start
Arrangement of keys
What are the Alliance Car Insurance Exclusions?
Here is the list of Alliance Car Insurance exclusions.
Damage caused by racing a car
Intentional car damage
Damage to electrical equipment
Damage incurred during the war
Damage due to vehicle rollover
What is the Eligibility Criteria to Buy Alliance Car Insurance?
Here is a list of things you must have before you opt for an Alliance Car Insurance policy.
A privately-owned vehicle
You must be between 24 to 60 years of age, as per the passport
Posses a UAE driving license for a minimum of one year
What are the Documents required to Buy Alliance Auto Insurance?
Here is a list of documents required while buying the Alliance Car Insurance plan.
Passport copy with the residence visa page
Emirates ID
Driving License
Car Registration Documents
Police Accident Report
How do you Claim Alliance Motor Insurance?
You can claim the Alliance Car Insurance policy by simply sending an email to the help and support team at motor@alliance-uae.com.
However, if you want to renew the plan and know the updated quotes, you can simply visit the insurer’s website and check for the same. All you need to do is click on the button ‘Need a Quote’, provide your details, and you will get the plan details based on your preferences.
Frequently Asked Questions
Q1. How long is the Alliance Car Insurance policy valid?
Ans. The standard Alliance Car Insurance policy for motor fleet insurance is valid for 12 months and the one for individual vehicle is valid for 13 months.
Q2. What kind of Insurance covers does Alliance have?
Ans. Alliance Car Insurance offers both comprehensive and third-party insurance coverage for vehicles.
Q3. How can I pay the policy premium?
Ans. You can make the alliance car insurance payment in three different ways.
Pay directly at any Alliance branch
Fill credit authorization form and make payment using your credit card
Pay in cash at designated bank branches
Q4. How can I report a claim for a car accident?
Ans. To report your claim, you can either call the claims centre on 04-605 1318 or send us an email at motor.claims@alliance-uae.com.
Q5. How do I know if I am eligible to buy car insurance?
Ans. Here is what you need to be eligible for buying the alliance insurance full coverage.
You must have a privately owned vehicle that is not more than 10 years old
Your age must be between 24 to 60 years, as per your passport
You must have possessed a UAE driving license for a minimum of one year
