Online Car Insurance in Dubai, UAE | Motor Insurance Quotes & Start @ AED 630*

What is Car Insurance?

Car insurance is a kind of motor insurance in Dubai that financially secures the vehicle, passengers and the driver in case of an accident. The policy offers financial coverage against events like fire, accidents, theft, and third-party liabilities. You can get maximum coverage for your vehicle by paying an affordable premium.

Car insurance Dubai is essential if you have an accident. While everyone must have it, you can choose where to buy your policy, so it’s worth picking carefully. In Dubai and the UAE, the law requires all drivers to have at least Third Party Liability Insurance to protect others and their property. Some people go for the minimum, but most prefer Comprehensive Motor insurance because it also covers their own car. As per RTA's strict guidelines, car insurance is mandatory in Dubai .You can face serious consequences for driving without insuring your vehicle in Dubai, UAE. Some of these include –

4 black points against your driving licence
Fine of AED 500
You cannot renew your Mulkiya without valid motor insurance in Dubai, UAE

Get Free Quotes From Top Car Insurance Dubai Plans- 2025

Some of the cheapest car insurance quotes in Dubai, the UAE are:

*Above mentioned prices are for Honda City EX 1.5L, 2017 model.

Types of Car Insurance in Dubai, UAE

Vehicle insurance in Dubai is available in two types — third-party liability and comprehensive insurance. They are segregated based on the coverage they offer & the scope.

Third Party Car Insurance

Third-party insurance is a type of auto insurance that covers only damages and injuries caused to a third party in an accident. The cost of third party vehicle insurance in Dubai, UAE is affected by several factors, including the driver's age, driving experience, type of car, and previous driving record. Other factors that may affect third-party insurance costs include the location where the car is registered, the insurance company's policies, and the level of coverage selected by the policyholder. It's necessary to compare policies from different insurance providers to find the best coverage at the most affordable price.

Comprehensive Car Insurance

Comprehensive insurance in UAE covers damages and injuries of both the insured individual(s) and third parties. This Car Insurance in Dubai, UAE covers damages or losses related to the insured car incurred due to accidents, theft, fire, and more. The cost of a comprehensive insurance plan varies as per several factors like the driver's age, driving experience, type of car, previous driving record, and so on. On Policybazaar.ae, you can compare different policies from the top motor insurers all at once to make your policy-buying journey even smoother.

Comprehensive Vs Third-Party Car Insurance

As you move a step closer to choosing car insurance in Dubai, UAE, it is essential to understand the difference between third-party and comprehensive cover. Dubai RTA has made third-party liability insurance mandatory for vehicle owners. However, for broader protection of your vehicle, comprehensive car insurance is essential, providing peace of mind. Tabled below is a comparative overview of third-party and comprehensive motor insurance in Dubai & UAE.

Features	Comprehensive Insurance	Third‑Party Liability
Third‑party Vehicle Damage	Yes	Yes
Third‑party Bodily Injury	Yes	Yes
Accidental Damage to the Insured Vehicle	Yes	No
Theft or Fire Damage to the Vehicle	Yes	No
Natural Calamity Cover (optional)	Yes	No
Personal Accident Cover (optional)	Yes	Yes
Premiums	🔼 Higher	🔽 Lower

Why Should You Buy Car Insurance in Dubai Through Policybazaar UAE?

Buying car insurance in Dubai from Policybazaar UAE comes with a range of benefits.

Compare Car Insurance

PB Advantage

Instant Issuance

Customer satisfaction

Here are just 4 reasons why:

Compare & buy online car insurance in Dubai, UAE from over 35+ RTA-approved car insurance companies in just 30 seconds
Enjoy exclusive PB Advantage perks like 12 free car washes, up to 30% safe driver discount*, and so much more.
Avail of the instant policy issuance benefit with zero paperwork
Get affordable car insurance in Dubai & the UAE that more than 1.5 million customers trust

Bonus - Take advantage of world-class after-sales service including 24/7 claim assistance

What’s Covered vs Not Covered Under Car Insurance in UAE?

✔️ Third-Party Damage

Covers the repair costs of damages done to someone else’s car by your insured car.

✔️ Damage to Insured Vehicle

Covers the repair cost of the damaged insured vehicle

✔️ Emergency Medical Expenses

Pays emergency medical costs that you and your passengers incur in case of an accident

✔️ Fire & Theft Cover

Offers coverage for vehicle damage in case of fire or theft of your vehicle.

✔️ Third-party Liability

Coverage for legal and financial liabilities that arise from third-party injuries or death.

❌ Driving under the Influence

Causing an accident or harm while driving under the influence of alcohol or drugs.

❌ Vehicle Overloading

Carrying more passengers or cargo than allowed

❌ Intentional Damages

Damages or losses caused intentionally are not covered

❌ Involvement in Criminal Activities

No coverage for damage if the vehicle is used in criminal activities or hit-and-run.

❌ Reckless Driving

Reckless driving activities, like street racing or speeding, are not covered

Additional Cover Options & Upgrades for Car Insurance in Dubai & the UAE

You can always upgrade your Dubai car insurance by adding riders or add-ons for a nominal additional premium. With car insurance add-ons, you get extra protection for your insured vehicle. Some of the most common riders are –

Personal Accident Cover –

Personal Accident covers the life of passengers and the driver in the insured vehicle. If a person dies or becomes permanently disabled in an accident, a compensation of AED 200,000 is provided. Note: You should not exceed the passenger limit. Otherwise, the coverage may become void.

Natural Calamities Cover –

It financially protects your car against damage related to natural disasters like floods, sandstorms, or earthquakes. However, you cannot deliberately drive or park your car in a prone area

Car Rental Cover –

When your car is getting repaired after an accident, you get a replacement rental car. This way, your daily travel is not hampered.

Roadside Assistance –

If your vehicle breaks down suddenly, this service comes to the rescue. Your car will be towed to the nearest authorised garage. Roadside assistance offered under this benefit include flat tyre replacement, breakdown recovery, battery jump-start, and more.

Oman Extension –

Oman Extension rider is for frequent travellers to Oman. It covers your vehicle against damage related to collisions in Oman. For third-party liabilities, however, you need an Orange card.

How to Compare Car Insurance in Dubai, UAE?

In Dubai, Buying car insurance is easy when you first compare your options and make an informed choice. With platforms like Policybazaar.ae, you can easily buy and compare car insurance online in a matter of a few minutes. Here is a step-by-step process for comparing motor insurance in Dubai, UAE.

Evaluate Your Requirements

Before starting, it’s important to understand your insurance requirements. Assess the type of coverage you need, your vehicle’s value, and your driving record to start the comparison.

Keep Your Documents Ready

To ensure a smooth process, keep all the necessary documents handy. It includes vehicle details like vehicle information, driver information, insurance record, and other financial details.

Compare Insurance Providers

On our portal, you can compare plans from the top car insurance companies in UAE. Explore the car insurance plans for their coverage type, premium costs, and other benefits.

Assess the Coverage You Want

Check whether you want a third-party or comprehensive coverage. Also, consider the additional benefits you need and more.

Go Through Reviews

Before making a decision, you can go through online reviews. This can help you figure out the company's customer care service, claim processing efficiency, and overall satisfaction.

Explore Discounts and Offers

Before policy purchase, make sure you check out discounts and offers if available. Discounts can reduce the premium considerably.

Top Car Insurance Companies in UAE

Choosing the right car insurance in UAE from more than 35+ licensed providers can be tough. To simplify it, we have curated a list of the top 5 car insurance companies in Dubai, Abu Dhabi, and other Emirates

Features	Sukoon Insurance	GIG Gulf Insurance	Watania Takaful	Qatar Insurance Company	TMNF Insurance
Coverage Type	Comprehensive & Third-Party Liability	Comprehensive & Third-Party Liability	Comprehensive & Third-Party Liability	Comprehensive & Third-Party Liability	Comprehensive & Third-Party Liability
Premium (Third Party)**	AED 651	AED 710	AED 723	AED 788	AED 785
Roadside Assistance	Yes	Yes	Yes	Yes	Yes
Third-Party Liability	Yes	Yes	Yes	Yes	Yes
Personal Accident Cover (optional)	Yes	Yes	Yes	Yes	Yes
Agency Repair	Covered as per the plan requirement	Covered as per the plan requirement	Covered as per the plan requirement	Covered as per the plan requirement	Covered as per the plan requirement
Shariah Compliant	No	No	Yes	No	No
Windscreen Cover	Yes	Yes	Yes	Yes	Yes
Oman Extension (optional)	Yes	Yes	Yes	Yes	Yes
Available on Policybazaar.ae	Yes	Yes	Yes	Yes	Yes
Download Documents	Sukoon Third Party Liability	GIG Gulf Third Party Plan	Watania Third Party Only	QIC Third Party Liability	Tokio Marine Third Party Only

**Indicates the starting price and for reference only

List of Cheapest Car Insurance Plans in Dubai, UAE- 2025

Since such type of insurance plan is mandatory in Dubai, it is crucial to choose a policy wisely. Always opt for plans with maximum coverage at economical premiums to get the best deal. To ease your research and make an informed decision, we have provided you with a list of some affordable vehicle insurance plans in Dubai, UAE.

Insurer Name	Third-Party Price (in AED)	Comprehensive Price (in AED)
Sukoon Insurance	630	1470
RAK Insurance	630	1523
Watania Takaful Insurance	630	1575
Salama Insurance	651	1680
Tokio Marine Insurance	735	1801
GIG Gulf Insurance	738	1523
Alliance Insurance	788	1365

*Above mentioned prices are for Honda City EX 1.5L, 2017 model.

How to Save Money on Car Insurance Online in Dubai, UAE?

With inflation affecting living costs in Dubai and across the UAE, lowering car insurance premiums has become even more crucial. Luckily, with some smart choices and the use of online tools, you can purchase the most affordable car insurance in Dubai without affecting your coverage.

Assess Your Needs – Before buying, evaluate your requirements — what kind of coverage you want. Should it be a third-party plan or a comprehensive insurance policy? While considering this factor in aspects like your car’s age, type, your driving history, and your age.
Compare Quotes Online – Instead of visiting multiple providers, utilise online platforms like Policybazaar.ae. Here, you can compare various insurance plans from leading companies in one place. You can also read the fine print and use insurance calculators for accurate quotes.
Evaluate Your Car’s Value – Consider the depreciation of your vehicle when choosing motor insurance. This helps you find the most appropriate and cost-effective car insurance.
Keep Your Driving Record – A clean driving history can bring discounts from insurance companies. This is because they view you as a responsible driver with such a record.
Select Only Necessary Riders – While exploring your options, you can find several riders. From personal accident cover to natural calamities cover and more, various add-ons are available. However, you should choose only the riders that meet your requirements.
Go for a Higher Deductible – If you're a cautious driver, consider a higher deductible to lower your premium. With that said, just make sure you have the financial means to cover the increased deductible should an accident occur.

How to Buy Car Insurance in Dubai, UAE?

You can easily buy Dubai car insurance on Policybazaar.ae. This is your one-stop portal for a variety of comprehensive and third-party plans. To buy motor insurance from us, follow the steps mentioned below.

Step1- Fill out our application form here.
Step2- Once done, you will be taken to the quotes page
Step3- Here, you can easily compare plans — up to 5 policies at once
Step4- After finding the right plan, click on the premium amount tab
Step5- Follow the instructions thereon

What are the Benefits of Buying Motor Insurance Online?

When you buy car insurance online in Dubai, you can purchase from the comfort of your home or office. Moreover, you don’t have to wait in queues or face other hassles to get your motor insurance policy. In short, the process is simple, transparent and meets RTA’s legal requirements.
Let’s discuss the major perks of buying insurance online in more detail —

Guaranteed Convenience – When you buy motor insurance online in Dubai, UAE, you can easily explore multiple options. Websites like Policybazaar UAE make it easy for you to compare your options in a matter of minutes. This saves time and effort while ensuring continuous support.
Policy Comparison Becomes Easy – With the online purchase option, you can effortlessly explore your options. Rather than browsing multiple brochures, you can easily check policies for their features, benefits, and premiums in real time.
Minimal Paperwork – You don’t have to fill out elaborate forms and papers to buy an insurance policy. When buying a plan online, you just need to select the right coverage by answering some simple questions. This process streamlines the whole shopping experience.
Transparency – You can easily review a car insurance company’s reputation online. On the internet, you can look at the company’s customer reviews and claim settlement ratio. This makes it easier for you to identify a reliable company.
Affordable Premium – Online purchases lower the running costs for insurance companies. This makes it easier for them to offer more affordable premiums. For you, this means you can get the same coverage at a competitive rate when purchasing online.
Security and Confidentiality - When you buy car insurance online, your details are safe. Leading insurers follow strict regulations and use advanced encryption and secure payment gateways. This keeps your details safe and gives you more control over your data.

Motor Insurance VS Car Insurance - Explained!

Though motor insurance and car insurance are usually used interchangeably, there is a slight difference between them. Here is a detailed overview of these differences —

Features	Car Insurance	Motor Insurance
Definition	Insurance specifically for personal cars	Insurance for a broader range of motor vehicles – bikes, cars, buses, trucks, and other commercial fleet
Vehicle Type Covered	It covers only private cars	It covers a wider range of both personal and commercial motor vehicles
Legal Use	The term is commonly used in everyday conversations	This is more of a legal and policy documentation term

How to Calculate UAE Motor Insurance Premium?

Planning to buy car insurance in Dubai, UAE? It is essential to know how to calculate a premium. This way, you can budget better and find an affordable policy. Manual calculations can be tough, and you can use online tools like Policybazaar.ae’s motor insurance calculator to get an estimated cost. Here is how new car insurance costs are calculated –

Premium = (IDV x Premium Rate Set by the Insurance Company) + Cost of Add-ons – Applicable Discounts (Safe Driver Discount, No Claim Bonus, etc.)

Factors Affecting Motor Insurance Premium in Dubai, UAE

Let’s understand the key factors that affect premiums of motor insurance in Dubai, UAE —

Driver’s Age – Age matters a lot for premiums. Young drivers, particularly under 25 years of age, might need to pay a higher premium. This is because they are usually considered ‘risky’ drivers due to a lack of experience. However, if you are an older and experienced driver, you can expect lower premiums
Driving History – If you have a clean driving record, you will be considered a low-risk driver. This ultimately reduces your car insurance premium as well.
Type of Car – The kind of vehicle you drive also plays a major role in estimating the motor insurance premium. Luxury, high-performance, and sports cars have higher premiums as the vehicles themselves and the parts are more expensive.
Vehicle’s Age and Condition – If you have an older car, the insurance premium is likely to be lower. However, this also depends on the condition in which your vehicle is kept. A well-maintained older car may have a lower premium. But if the car lacks basic safety features and doesn’t meet the standards of the road, the cost will be higher.
Claims History – If you filed multiple claims in the past, the insurance company will see you as a high-risk driver. This will reflect on your premium. However, if you have no claim history, you get the benefit of a no-claim discount, which reduces your overall premium.
Add-ons – If you include add-ons like personal accident cover, roadside assistance, and more, you can expect higher premiums. For this reason, be careful while selecting add-ons — choose only the relevant ones.

How to Get Low Cost Car Insurance Plans in UAE?

Motor insurance is legally required in the UAE to drive. Getting car insurance in Dubai, UAE, is no rocket science. You can follow a few simple steps to obtain the most affordable car insurance in the UAE. Here are some tips you can consider –

Never buy motor insurance at the last minute. Take time to analyse the coverage you need and what is available in the market. This way, you would make an informed decision and at a reasonable price.
Instead of buying the policy in a confused state on your own, seek help from advisors. Policybazaar.ae has an expert team ready to assist you in purchasing the best car insurance in Dubai, UAE. The best part? It is an inclusive service if you buy car insurance online from us.
Price should not be the only deciding factor. Look for a plan with the right coverage and a high claim settlement ratio.

How to Renew Car Insurance in Dubai?

It is important to renew car insurance timely to avoid any penalty as you take your car out on the road. You can get the car insurance renewal done through provider's website or through us. If you bought your current vehicle insurance policy from Policybazaar.ae, the online car insurance renewal process would be smooth. Given below are the steps you need to follow to renew your vehicle insurance UAE:

Log in to your account on Policybazaar.ae and go to your user dashboard.
On your dashboard, you will find a car insurance renewal notification (an exclusive PB feature).
You will get two options - continue with the same plan or switch to a new plan. Choose your option.
If you opt to switch to a new plan, you will be directed to the Quotes page, where you can compare and choose the plan that best fits your needs.
After that, you can click on buy now tab.
Follow the instructions thereon.
Once done, make the payment and get your car insurance policy renewed.

Note – You should renew your motor insurance in Dubai, UAE, on time to avoid any penalties. This is also important for renewing your Mulkiya.

What are the Documents Required to Buy or Renew Motor Insurance in Dubai, UAE?

Here is a list of the documents required to buy Dubai car insurance —

Valid driving licence
Bank statements
Emirates ID (for UAE nationals)
Passport and residence visa (for expatriates)
Confirmation letter for GCC-specified vehicles

To renew your plan, you need the following documents–

A valid driving licence
Passing test certificate
Residence visa (for expatriate)
Emirates ID
No claim bonus certificate (if applicable)
Engine number, chassis number, and other details of the car (if required)
Previous insurance policy’s number

How to File a Car Insurance Claim in Dubai, UAE?

Getting into an accident is stressful enough. Dealing with a complicated car insurance claim in UAE can add to that stress. However, with Policybazaar.ae’s PB Advantage Claim Assurance, the process becomes quick and hassle-free. Here’s a step-by-step guide on how it works —

Move your car to a safe location and check for any injuries. In case of any serious injuries, call 999.
Contact us at 800 800 001 or send a WhatsApp message to 0561454543. Share your live location — our Roadside Assistance team will come to help.
Connect with the police through their official app or website. You can also call 999 to connect with the police, who will inspect the scene and issue a report.
We will direct you to the nearest approved garage. Our team will assist you in getting your car towed there.
Once you have the police report, we will assist you in filing the insurance claim.
With Claim Assurance, you get real-time updates throughout the process — from filing the claim to the completion of car repairs.

Get Best Car Insurance Dubai Quotes from Top Leading Motor Insurers

Policybazaar.ae is a leading online souk for a range of insurance solutions, including motor insurance. We are dedicated to revolutionising the way residents see and access insurance in the UAE. With partnerships with over 35+ car insurance companies, we offer a comprehensive range of services, from policy purchase to claim support. Explore the complete list of our partnered insurance companies below!

Top Car Repairing Garages in Dubai

Dubai has a broad network of motor garages that offer an array of services. These services include simple oil changes, complex engine repairs, and more. These garages are known for their advanced equipment and professional technicians. Here’s a list of the best car garages in Dubai that you can go to in case of any damage.

Car Garage	Address	Timings	Key Services
Dynatrade	Nad Al Hamar, Al Quoz	Saturday to Thursday from 08:30 am to 06:00 pm	AC repair, periodic maintenance, electrical repairs, body repair and painting, and more
PerfectFix	Behind Times Square Mall, Al Quoz 3	N/A	Wheel balancing, oil changes, denting and painting, interior and exterior polishing, major engine repair, and more
Premium Car Care	Al Quoz 1, Near ETA, Behind Home Centre Warehouse	Saturday to Thursday from 08:00 am to 06:00 pm	Detailing, AC repair, maintenance, body repair, full checkups, and more
Orange Auto	364, 318th Road, Opposite National Taxi Garage, Al Quoz \| 416, Behind Nad Al Hamar Avenues	Saturday to Thursday from 09:00 am to 09:00 pm \| Friday - 03:00 pm to 09:00 pm	Car care, tyre and wheel care, car wash service, brakes and suspension, and more
The Gearbox	Al Quoz Industrial 4, 16 D Street	Saturday to Thursday from 09:00 am to 09:00 pm	Pre-purchase inspection, scanning and diagnostics, engine repair, body work, and more
Max Garage	29th Street, Al Quoz Industrial Area 4, Dubai \| Umm Suqeim Street, Dubai	Monday to Saturday from 08:00 am to 06:00 pm \| Sunday - Closed	Mechanical and electrical repair, recovery and roadside assistance, body and paint repair, vehicle detailing, and more
Pal Auto Garage	128 Community, 20th Street Al Khabeesi, Deira, Dubai	Monday to Saturday from 08:00 am to 06:00 pm \| Sunday - Closed	Paint protection film application, car wrapping, car body repair, computerised diagnosis, and more
Colour Fair Auto Garage	Warehouse 09, 13 Street, Al Quoz Industrial Area 1, Dubai	24/7 Operation	Tyre pressure check, oil filter change, transmission fluid replacement, tail light replacement, and more
Radiant Car Workshop	Al Rashyah, Opposite Dubai Festival City	Monday to Friday from 08:30 am to 08:00 pm \| Saturday from 08:30 am to 05:00 pm \| Sunday - Closed	Transmission repair, mechanic repair, vehicle services, denting and painting, recovery service, and more
Speedo Garage	8 31 Street, Al Quoz, Al Quoz Industrial Area 4, Dubai	09:00 am to 07:30 pm	Car detailing, complex repairs, car care, and more

Safest Payment Mode for Car Insurance in UAE

Credit Card

Debit Card

When you buy motor insurance in the UAE from us, you can easily pay premiums through credit or debit cards. We have a secure payment gateway to keep your transactions and details safe.

Note – Premiums depend on driver profile, car's make and model, and accident history.

Get Car Insurance Quotes in Dubai, UAE

More than a million people trust Policybazaar.ae, where you get the best deals on car insurance in Dubai, UAE. We enjoy a solid rating of 4.6/5 (with 28,390 Google reviews).

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Steps to Deactivate Salik Tag and Cancel Salik Account	Car Insurance Cancelled After Accident – How to Proceed from Here?	Why Car Insurance Rates Are Suddenly the Double in UAE?	How to Transfer Car Insurance from One Person to Another

FAQs on Car Insurance in Dubai, UAE

Motor insurance is a legal requirement that you need to fulfil if you are a vehicle owner, be it new or used vehicle. Motor insurance in Dubai financially protects your automobile and you in case of third-party liabilities and damage to your vehicle because of an accident, theft, vandalism, or fire.

All car owners must necessarily have an insurance policy in Dubai. If you are caught driving without valid vehicle insurance, you can face penalties such as heavy fines, black points, and vehicle seizure. Apart from it being a legal formality, this insurance ensures your financial well-being in case of any damage occurring to your vehicle or third-party individuals, properties, or vehicles.

Roadside assistance cover is a helpful add-on to include in your insurance policy. If you are stuck in the middle of the road, you can use this add-on to get assistance related to mechanical failure, flat tyre, towing, and so forth.

If you have not claimed any amount for any type of damage during the policy term from your respective insurer, you can get a discount on your premium at the time of renewal. This can help you save a significant amount in premiums.

Although there are a lot of factors that play a deciding role in your car insurance’s premium like age, variant, make, etc. you can easily calculate your premium through online car insurance premium calculator by simply putting in the details like model number, car plate number, etc.

You can verify your car insurance status online by accessing your insurer's online portal dir042-ectly. If you purchased your policy through policybazaar.ae, you can dial 800- 800-001 for assistance or log into your account for more details about your plan.

Simply search for quotes according to your budget and compare them. This process becomes simplified when you apply via Policybazaar.ae. Fill out the lead form with the required info, such as model, the value of the car, current emirate, etc, and submit your details to view the quotes page.

The cheapest car insurance in UAE varies based on different factors - vehicle type, coverage you want, and your driving history. If we talk about coverage preference, third-party motor insurance is the cheapest car insurance. However, this type of insurance only covers liabilities to third parties caused by the insured vehicle. For broader coverage, it is advisable to choose comprehensive car insurance in Dubai, UAE. It is available at cheap rates on Policybazaar.ae and provides coverage for both the insured vehicle and third-party liabilities.

No, comprehensive insurance plans are optional in the UAE. However, third-party liability insurance covers are compulsory.

You are advised to renew your auto insurance in Sharjah, Dubai and the UAE a day prior to the expiration of last year's auto insurance. However, in case you are unable to renew vehicle insurance on time, as per the laws of RTA, you will be granted a grace period of 30 days after the expiration to renew your motor insurance in UAE.

The premium of your car insurance Dubai will be higher if it is recognized as a high-risk vehicle by the insurance company and vice-versa. Since anti-theft devices for cars lowers the risk of theft significantly, installing them significantly lowers the premium of policy that you are buying.

Yes, you can customise your motor insurance policy by including optional coverages or add-ons.& Although motor car insurance add-ons differ from one provider to another, some of the common add ons you can find with comprehensive insurance plans include -

Roadside assistance cover
Personal accident cover (for the driver and passengers)
Oman extension
Vehicle replacement cover
Natural disasters cover, and more.

Your car insurance policy number is a unique identifier specific to your insurance contract. You can locate it by reviewing your policy certificate and schedule or by accessing your insurer's online portal or mobile app. If required, you can contact your insurance company's customer service department or your insurance broker (042-472-904 if purchased through Policybazaar.ae) or agent for assistance.

In the UAE, vehicle insurance is generally linked to the specific vehicle rather than the owner. However, as the facility of car insurance transfer varies as per the company, it is essential to contact your auto insurance provider to know more.

Own damage coverage in auto insurance refers to the financial protection against damages to or loss of your own vehicle resulting from accidents, theft, or fire. The difference between a third-party liability coverage and own damage vehicle insurance, which covers damage or injury to other people or their property.

Note - Own damage cover is automatically included in comprehensive auto insurance plans