Liva (RSA) Comprehensive Car Insurance

With a presence of more than 80 years in the GCC region, Liva Insurance offers top-notch solutions that include comprehensive motor ...read more

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Best Comprehensive Car Insurance In UAE

Choose Cheap & Best Comprehensive Car Insurance in UAE

*Above mentioned prices are for Honda City EX 1.5L, 2022 model.

There are 2 types of Liva comprehensive car insurance plans — Motor Executive and Motor Smart On this page, we will discuss these two plans in detail and offer key insights to help you make an informed choice.

What is Comprehensive Motor Insurance?

A Liva comprehensive car insurance plan offers coverage against extensive risks. It covers not only third-party liabilities but also risks and damages to your vehicle. This includes damages or losses to your car in case of accidents, fire, vandalism, natural disasters, or theft.

That’s not all! You can also choose add-ons for your policy, which can make it more comprehensive, albeit for a nominal additional charge.

Why Should You Buy Comprehensive Motor Insurance in UAE from Liva Insurance?

Liva Insurance is one of the reputed insurance providers in the UAE. Its comprehensive plan for vehicles, in particular, is worth exploring.

Here’s why you should buy Liva comprehensive motor insurance in Dubai —

Customisable plans for tailored solutions
Quick claim settlement process
Round-the-clock customer care service
Online application process at your convenience
Easy access to Roadside Assistance

Top Liva (RSA) Comprehensive Car Insurance Plans in UAE

Liva comprehensive car policies are worth exploring for their exclusive features and benefits that help you manage both third-party liabilities and damage to your car.

Here are the top Liva comprehensive car insurance plans in UAE that you can explore —

Motor Executive	Motor Smart
Vehicle inspection Ambulance cost Oman extension Driving another car Emergency repairs Basic cover Personal injury Taxi fares Lock replacement Natural perils Windscreen protection Personal accident benefit (for passengers and driver) Temporary rent-a-car Agency repairs Breakdown recovery Document handling Third-party liability for property damage No claims discount Emergency medical expenses Garage or valet parking Personal possessions Third-party liability for family/passengers Loss or damage to own vehicle Off-road cover New vehicle replacement Using the car in GCC countries No claims discount protection read more	Vehicle inspection Ambulance cost Oman extension Driving another car Emergency repairs Basic cover Personal injury Taxi fares Lock replacement Natural perils Windscreen protection Document handling Third-party liability for property damage No claims discount Emergency medical expenses Garage or valet parking Personal possessions Third-party liability for family or passengers Loss or damage to own vehicle Off-road cover New vehicle replacement Personal accident benefit for passengers Riders – Agreed value cover Using the car in other GCC countries No claim discount protection Breakdown recovery Personal accident benefit for driver Temporary rent-a-car Agency repairs read more

Motor Executive

Motor Smart

Vehicle inspection
Ambulance cost
Oman extension
Driving another car
Emergency repairs
Basic cover
Personal injury
Taxi fares
Lock replacement
Natural perils
Windscreen protection
Personal accident benefit (for passengers and driver)

Temporary rent-a-car
Agency repairs
Breakdown recovery
Document handling
Third-party liability for property damage
No claims discount
Emergency medical expenses
Garage or valet parking
Personal possessions
Third-party liability for family/passengers
Loss or damage to own vehicle
Off-road cover
New vehicle replacement
Using the car in GCC countries
No claims discount protection

Vehicle inspection
Ambulance cost
Oman extension
Driving another car
Emergency repairs
Basic cover
Personal injury
Taxi fares
Lock replacement
Natural perils

Windscreen protection
Document handling
Third-party liability for property damage
No claims discount
Emergency medical expenses
Garage or valet parking
Personal possessions
Third-party liability for family or passengers
Loss or damage to own vehicle
Off-road cover
New vehicle replacement
Personal accident benefit for passengers
Riders –

Agreed value cover
Using the car in other GCC countries
No claim discount protection
Breakdown recovery
Personal accident benefit for driver
Temporary rent-a-car
Agency repairs

Documents Required to Buy Liva Comprehensive Car Insurance in UAE

Keeping the necessary documents handy is essential to making the insurance-buying process smooth and easy.

Here’s a list of documents required to buy a Liva comprehensive car insurance in UAE —

Passport with residence visa page
Driving licence copy
Engine number or chassis number
Address proof
Emirates ID

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Frequently Asked Questions

If you have not filed any claim, you can cancel your car insurance policy. This cancellation, however, is subject to an admin fee.

The services include towing, battery boosting, car registration, 24-hour accident, breakdown roadside assistance, and off-road assistance.

If you wish to continue with Liva Insurance, you can renew the policy on the official website by clicking the ‘Renew Policy’ tab and entering the policy number. You can also connect with the Insurance Advisors on 800 RSA (772) to renew your policy on the phone.

If you are planning to switch the policy provider, you would need to provide this certificate to reduce the premium.

Liva’s roadside assistance service is available only in Oman.

The documents that you would need to provide to apply for car insurance under your company name include —

Trade licence copy
Vehicle Mulkiya
Main driver’s licence
Tax registration number

Reviews & Ratings

★★★★★4.6 / 5

(based on 34,393 reviews)

Anwar ChangarathDubai, 13 January 2026

★★★★★

Simple, Honest, and Actually Helpful – My Experience with Policybazaar.aeI was searching for car insurance in Dubai and honestly felt overwhelmed by too many insurers saying the same thing. Policybazaar.ae made the process much simpler. I could compare car insurance quotes from multiple insurers on one screen, without calls or pressure. What I liked most was transparency. The price shown for motor insurance Dubai was exactly what I paid—no hidden charges later.

AHMED OSAMADubai, 10 January 2026

★★★★★

Get Car Insurance Plans in One Go!I buy car insurance from Policybazaar.ae. Website easy and many options show. I talk to executive and he explain slowly, very good. I choose comprehensive plan with flood cover. Policy receive same day. Happy with service, no tension.

Mohammad Zouhair TabcheDubai, 4 January 2026

★★★★★

Best Car Insurance PlansI was assisted by Policybazaar.ae advisor Shaikh Mansoor Ali (BE07520). He patiently explained the difference between agency repair and non-agency repair. He didn’t push any plan and gave honest suggestions based on my car value. Because of his guidance, I chose the right comprehensive motor insurance. Good support and professional service.

Ahmad AbbasDubai, 31 December 2025

★★★★★

Policybazaar.ae is a SaviourI had a minor accident on Sheikh Zayed Road and needed to file a claim. I bought my policy through Policybazaar.ae earlier this year. Their team guided me on the claim steps and documents required. The process was not stressful and I got updates on time. For someone like me who doesn’t understand insurance much, this was very helpful.

Michelle Robles SignarDubai, 27 December 2025

★★★★★

Flood Coverage with Policybazaar.aeAfter the heavy rains in Dubai last year, I realised how important flood coverage is. Policybazaar.ae clearly showed which car insurance plans included flood and water damage and which ones didn’t. I spoke to the advisor and he explained everything in simple words. I now feel more secure knowing my car is protected during unexpected weather.

Shaiju HassanDubai, 23 December 2025

★★★★★

Smooth Comparison ExperienceI compared car insurance on Policybazaar.ae because I was confused between third-party and comprehensive plans. The website was easy to use and showed clear options from different insurers. I could see what was included and what was not, which helped me decide quickly. Bought my policy in one go without any follow-ups. Overall, a very smooth experience.

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